Michigan Construction Business Financing | Equipment Loans Working Capital SBA Loans | LVRG
Michigan's Construction Boom Demands Strategic Capital Solutions
Michigan's construction industry is experiencing unprecedented growth. From Detroit's downtown revitalization to Grand Rapids' expanding commercial sector, construction companies across the Great Lakes State are securing massive contracts and expanding operations. But with this boom comes a critical challenge: cash flow gaps that can make or break your next big project.
Whether you're a general contractor in Ann Arbor managing multiple trades, a specialty contractor in Kalamazoo building your reputation, or a heavy equipment operator in Flint expanding your fleet, strategic financing isn't optional—it's the difference between taking on that next multi-million dollar project or watching it go to a better-capitalized competitor.
The Reality of Michigan Construction Cash Flow Challenges
Michigan construction companies face unique cash flow pressures. Materials need to be purchased upfront. Subcontractors across Metro Detroit, West Michigan, and the Upper Peninsula need to be paid. Payroll can't wait for your customers in Lansing, Warren, or Sterling Heights to process payments. But your customers pay in thirds, hold retainage, or stretch receivables for 30-60 days.
This cash flow gap isn't just inconvenient for Michigan contractors—it's business-critical. From residential developments in Troy and Novi to commercial projects in Dearborn and Livonia, having access to immediate capital determines which companies can scale and which ones struggle to survive.
Four Strategic Financing Solutions Built for Michigan Construction Companies
Cash Flow & Working Capital Financing ($25K - $5M)
Bridge the gap between project expenses and payment receipts across all your Michigan job sites. Cover payroll, materials from Michigan suppliers, and subcontractor payments without missing a beat. Perfect for contractors managing projects from Saginaw to Battle Creek.
Revenue Based Financing ($25K - $5M)
Flexible repayment based on your actual revenue flow. Ideal for seasonal businesses or fluctuating income patterns common in Michigan construction, where winter weather can impact project timelines from Traverse City to Jackson.
SBA Loans ($25K - $5M)
Government-backed lending with competitive rates for established Michigan businesses. Perfect for expansion, equipment purchases, or real estate acquisition whether you're based in Pontiac, Southfield, or anywhere across the mitten state.
Business Acquisition Financing ($25K - $5M)
Strategic capital to buy out competition, acquire complementary businesses, or expand your market presence across Michigan's diverse construction markets.
Heavy Equipment & Big Ticket Financing for Michigan Contractors
We Fund Projects from $250,000 to $100+ Million
Michigan construction requires serious equipment investments for everything from road construction in Oakland County to infrastructure projects in Kent County. Our specialized heavy equipment financing covers:
Equipment Types: Excavators, Backhoes, Bulldozers, Cranes, Dump Trucks, Pavers, Trenchers, Compactors, Wheel Loaders, Graders, Skid Steers, Concrete Trucks, Boom Lifts, Articulated Trucks
Top Manufacturers We Finance: Caterpillar, Komatsu, Hitachi, John Deere, Volvo Construction Equipment, XCMG
Whether you're working on projects in Macomb County, Washtenaw County, or expanding into Michigan's growing markets, we have the capital capacity to fund your equipment needs.
Industries We Serve Across Michigan
General Contractors & Construction Companies
Commercial construction companies in Detroit, Grand Rapids, and Lansing
Residential construction throughout West Michigan and Southeast Michigan
Design-build contractors serving Ann Arbor, Kalamazoo, and surrounding areas
Construction management firms handling projects from Flint to Muskegon
Specialty Trade Contractors
Plumbing contractors across Metro Detroit
Electrical contractors in Grand Rapids and surrounding West Michigan
HVAC companies serving all of Michigan's diverse climate needs
Drywall, painting, roofing, flooring, insulation, and siding contractors statewide
Heavy Construction & Infrastructure
Excavating companies handling Michigan's infrastructure boom
Concrete contractors from Detroit to Traverse City
Asphalt and road construction companies across all Michigan counties
Utility construction and pipeline contractors serving Michigan's energy sector
Home Services
Garage door companies throughout Southeast Michigan
Fence contractors from Battle Creek to Bay City
Deck builders and pool contractors across Michigan's lake communities
Septic contractors serving rural Michigan markets
Landscaping & Outdoor Services
Landscaping companies across Michigan's diverse geography
Tree services from urban Detroit to rural Upper Peninsula
Irrigation contractors serving Michigan's agricultural regions
Snow removal companies essential for Michigan's harsh winters
Manufacturing & Fabrication
Steel fabrication companies in industrial Michigan corridors
Millwork and precast concrete manufacturers
Truss manufacturers and metal fabricators across the state
Why Michigan Construction Companies Choose LVRG
20+ Years of Experience | $1+ Billion Funded | 10,000+ Businesses Served
We're not just a lender—we're a strategic capital partner built on integrity, professionalism, and a no-nonsense approach to business. We're remarkably overcapitalized with the flexibility to structure creative deals that traditional Michigan banks simply can't match.
Michigan's construction industry is booming, and we understand the unique challenges facing contractors across the state. Whether you're managing projects in Detroit's revitalized downtown, Grand Rapids' expanding suburbs, or infrastructure projects across the Upper Peninsula, we have the expertise and capital to fuel your growth.
Fast & Reliable Funding $25K–$50M+
Our streamlined approval process means you can secure funding quickly to take advantage of Michigan's construction opportunities. We understand that timing is everything in construction, and we're structured to move at the speed of business.
Ready to Scale Your Michigan Construction Business?
Don't let cash flow challenges prevent you from capitalizing on Michigan's construction boom. From Detroit's massive redevelopment projects to infrastructure investments across all 83 Michigan counties, opportunities are everywhere for well-capitalized contractors.
Contact LVRG today for a strategic capital consultation tailored to your Michigan construction business.
Call now or apply online to discover how strategic financing can transform your Michigan construction company from a local contractor to a regional powerhouse.
Charles M. Barr
Founder, LVRG Business Funding
Email: cbarr@lvrgllc.com
Office: (855)-998-5874
LVRG - Where Strategic Capital Meets Michigan Construction Excellence
Michigan Equipment Financing: Getting Your Business the Equipment It Needs
Look, I've been helping Michigan businesses get equipment financing for years, and I can tell you one thing - this state's got some serious industrial DNA. From the auto plants in Detroit to the medical device shops in Grand Rapids, Michigan companies know how to build things. Problem is, they don't always know how to finance the equipment they need to keep building.
That's where we come in. I'm Charles Barr with LVRG Business Funding, and we specialize in getting Michigan businesses the equipment financing they need - anywhere from $500K to north of $100 million. We work with lenders who actually understand manufacturing and aren't afraid of bigger deals.
Why Equipment Financing Makes Sense (Especially Right Now)
Here's the thing about Michigan - we're in the middle of a manufacturing renaissance. Electric vehicles, medical devices, aerospace components, renewable energy... there's money flowing into this state like I haven't seen in decades. But here's what kills me: I watch companies sitting on cash, afraid to spend it on equipment because they might need it for something else.
That's backwards thinking.
Preserve Your Capital - This Is Critical Right Now
Smart CFOs and controllers are hoarding cash and using lease funding for all their CAPEX and production equipment. Why? Because nobody knows what's coming next. Supply chain disruptions, material price spikes, labor shortages - you name it. We finance 100% of every project, so you can save your money for whatever lies ahead.
I can't tell you how many times I've seen companies drain their cash buying equipment outright, then get caught short when a big opportunity comes along. Don't be that company. Keep your cash, finance your equipment, and stay flexible.
Get the Latest Technology or Fall Behind
Here's a wake-up call: if you're losing jobs because your current equipment can't handle the load, you're already behind. Staying competitive in the 21st century means your equipment needs to be up to the challenge of high-efficiency production and automation.
I worked with a machine shop in Detroit that was turning down contracts because their old CNC machines couldn't hit the tolerances. They were literally watching business walk out the door. We got them financed for new equipment, and within six months they were running three shifts and had a backlog of orders.
Your competitors aren't standing still - neither should you.
The state's economy is firing on all cylinders right now:
Detroit's not just cars anymore - it's EV batteries, autonomous systems, advanced materials
Grand Rapids has become a medical device powerhouse
Our aerospace sector is booming with both commercial and defense contracts
Food processing is huge thanks to Michigan's agricultural base
And don't get me started on renewable energy - wind and solar projects everywhere
Detroit Equipment Financing - Beyond the Big Three
Detroit's changed, but it's still the heart of American manufacturing. The difference now is the sophistication. These aren't your grandfather's assembly lines - we're talking about robotics, precision machining, advanced composites.
Last month I closed a deal with a Tier 1 supplier who needed $2.3 million for CNC machining centers. They'd been trying to get financing through their bank for six months - kept getting the runaround. We had them approved and funded in three weeks. Why? Because our lenders understand that when Ford or GM calls with a contract, you better be ready to deliver.
That supplier's now running three shifts and just landed two more contracts worth $15 million annually. That's the power of having the right equipment at the right time.
Common stuff we finance in Detroit:
CNC machines and precision equipment (this is huge right now)
Industrial robotics and automation
3D printing equipment for prototyping and production
Quality control and testing equipment
Material handling systems
Grand Rapids - More Than Just Furniture
Grand Rapids surprised me when I first started working this market. Sure, there's still furniture manufacturing, but it's evolved into this diverse industrial hub. Medical devices, food processing, logistics - you name it.
I worked with a furniture manufacturer there who was still using equipment from the 1990s. Family-owned, third generation, stubborn as hell about debt. Finally convinced them to finance $1.8 million in new CNC woodworking equipment. Their productivity jumped 40% in the first year, and now they're talking about expanding into a second facility.
The beauty of Grand Rapids is the entrepreneurial spirit. These companies aren't afraid to innovate, they just need the right financial partner to make it happen.
Medical Device Equipment Financing - FDA Compliance Is Expensive
Michigan's medical device sector is exploding, but here's what most people don't realize - FDA compliance is incredibly capital-intensive. Clean rooms, specialized manufacturing equipment, testing systems... it adds up fast.
I recently worked with a Grand Rapids company developing surgical instruments. They needed $4.2 million for a sterile manufacturing facility. The challenge? They were in the middle of FDA approval and couldn't predict exactly when revenue would start flowing. We structured an operating lease that gave them flexibility during the approval process, then they hit the ground running once they got cleared.
Medical device financing is tricky because:
Equipment needs to meet FDA standards (expensive)
Approval timelines are unpredictable
Technology evolves quickly
Cash flow can be lumpy
But when you get it right, these companies scale fast. That Grand Rapids company I mentioned? They're already talking about a second facility.
Automotive Equipment Financing - The EV Revolution
The automotive industry in Michigan is going through its biggest transformation since Henry Ford invented the assembly line. Electric vehicles, autonomous systems, advanced materials - it's like a whole new industry.
I closed a $12 million deal with a supplier in Lansing who needed equipment for EV battery component production. The trick was structuring it right - we used operating leases for the rapidly-evolving technology components and capital leases for the long-term production assets. Why? Because EV technology is changing so fast, they needed flexibility to upgrade.
That supplier is now working with three major OEMs and just broke ground on a second facility. But here's the kicker - they almost passed on the opportunity because they were worried about the investment. Sometimes you have to take calculated risks to stay competitive.
The Industries We're Seeing Growth In
Advanced Manufacturing: This is where Michigan really shines. Multi-axis CNC machines, additive manufacturing, industrial robotics - companies are investing heavily in Industry 4.0 technology.
Food Processing: Michigan's agricultural base supports a massive food processing industry. Automated packaging, processing equipment, cold storage - there's consistent demand here.
Healthcare: Hospitals and medical facilities are upgrading equipment constantly. Imaging systems, surgical equipment, laboratory automation - healthcare never stops investing.
Energy: Both traditional and renewable. Wind farms, solar installations, grid infrastructure - Michigan's geographic position makes it ideal for energy projects.
Logistics: With Michigan's location and transportation infrastructure, we're seeing huge demand for warehouse automation, fleet vehicles, and material handling equipment.
How We Structure These Deals (And the Tax Benefits You Need to Know About)
Operating Leases: This is where the tax magic happens. Lease payments can often be written off as business expenses, which significantly lowers the net cost of your lease. Plus, you get flexibility with rapidly-evolving technology and can upgrade when newer equipment comes out. Your accountant will love this structure.
Capital Leases: Best when you want to build equity in the equipment while still getting depreciation benefits. You're essentially buying it over time, which works well for core production assets that you'll use for years.
Equipment Loans: Straightforward financing with competitive rates. You own the equipment immediately, pay it off over time, and can take advantage of Section 179 deductions and bonus depreciation.
Sale-Leaseback: Convert existing equipment into working capital while keeping the tax advantages. We've done this with companies that needed cash for expansion but didn't want to lose their equipment.
The tax benefits alone can make equipment financing a no-brainer. I always tell clients to talk to their accountant about the potential savings - it's often substantial.
Why Work With LVRG Business Funding?
Honestly? Because we get deals done that others can't or won't.
Our lenders have deep pockets and aren't afraid of complex transactions. When traditional banks say no, we find a way. I've structured deals for seasonal businesses, rapid-growth companies, multi-location operations - situations where conventional lenders just throw up their hands.
We move fast too. Most of our credit decisions come back within 2-10 business days. Michigan businesses don't have time to wait around for months while banks committee everything to death.
And here's something important - we actually understand Michigan's industrial landscape. When a company tells me they need equipment for EV battery production or medical device manufacturing, I know what they're talking about. That industry knowledge helps us structure better deals.
What We Need From You
Look, I'm not going to sugarcoat this - we need to see that your business makes sense. That means:
Financial statements that show you're making money (or have a clear path to profitability)
Positive cash flow that supports the equipment payments
Management team that knows what they're doing
Clear plan for how the equipment will generate ROI
We're not looking for perfection, but we need to see a solid business case. I've approved deals for companies with challenges, but there has to be a logical path to success.
Complex Deals Are Our Specialty
Some of the most interesting deals I've done involved unique situations:
Multi-location transactions across several Michigan facilities
Seasonal businesses with variable cash flow
International equipment purchases
Companies with rapid growth but limited financial history
Equipment requiring specialized installation or integration
If your situation isn't straightforward, that's actually where we shine. The cookie-cutter deals can go to the banks. We like solving problems.
Getting Started
If you're ready to talk equipment financing, give me a call at 855-998-5874 or email me at cbarr@lvrgllc.com.
I'll review your situation, ask some questions about your equipment needs and timeline, then prepare a customized proposal. No generic term sheets - every deal is structured specifically for your situation.
Michigan's got tremendous industrial momentum right now. Companies that invest in the right equipment today are going to dominate their markets tomorrow. The question is: do you want to be one of them?
Don't let outdated equipment cost you business. Don't drain your cash reserves on equipment purchases. And don't miss out on tax advantages that could save you thousands.
Let's get you the equipment you need while preserving your capital and keeping you competitive. Michigan's economy is firing on all cylinders - make sure your equipment is too.
Business Loans for Contractors | Construction Company Working Capital | Equipment Financing
Business Loans for Contractors | Construction Company Working Capital | Equipment Financing
Business Loans for Contractors: LVRG Means Business
"Strategic Capital for Profitable Growth" | Fast & Reliable Funding $25K–$50M+
Looking for reliable business loans for contractors? LVRG specializes in construction company working capital, equipment financing for construction businesses, and cash flow loans for general contractors. Our small business loans for tradespeople and heavy equipment financing for contractors have powered growth for over 10,000 businesses nationwide with over $1 billion in funding.
Business loans for contractors are not just a lever for growth; they're a fundamental necessity for operation in the construction and trades industry. This includes a wide array of specialists who play pivotal roles in building and maintaining the infrastructure we rely on daily. Access to reliable construction company working capital ensures these companies can meet operational demands, invest in new projects, and navigate the fluctuating landscape of the construction and trades sector.
Construction, Contractor & Trades Businesses We Serve
General Contractors & Construction Companies
General contractors managing multi-trade projects
Commercial construction companies
Residential construction companies
Design-build contractors
Construction management firms
Specialty Trade Contractors
Plumbing companies and plumbing contractors
Electrical companies and electrical contractors
HVAC companies (heating, ventilation, air conditioning)
Drywall companies and drywall contractors
Painting companies and painting contractors
Roofing companies and roofing contractors
Flooring companies and flooring contractors
Tile and stone contractors
Insulation contractors
Siding contractors
Heavy Construction & Infrastructure
Excavating companies and excavation contractors
Concrete companies and concrete contractors
Asphalt companies and paving contractors
Road construction companies
Bridge construction contractors
Utility construction companies
Pipeline contractors
Site preparation contractors
Specialized Construction Services
Demolition companies
Foundation contractors
Masonry contractors
Steel erection companies
Crane and rigging companies
Scaffolding companies
Waterproofing contractors
Fire protection contractors
Home Services & Maintenance
Garage door companies
Fence contractors and fencing companies
Deck and patio contractors
Swimming pool contractors
Septic system contractors
Well drilling companies
Chimney contractors
Gutter companies
Landscaping & Outdoor Services
Landscaping companies
Tree service companies
Irrigation contractors
Hardscaping contractors
Snow removal companies
Lawn care services
Outdoor lighting contractors
Manufacturing & Fabrication
Steel fabrication companies
Millwork and cabinet manufacturers
Precast concrete manufacturers
Truss manufacturers
Window and door manufacturers
Custom metal fabricators
The Imperative of Capital for Construction and Trade Businesses
For those in construction, general contracting, and home service repair, the work is not just demanding; it's a testament to their commitment to craftsmanship and community service. These are tough jobs, requiring not only technical skill but also a significant physical and mental investment. Our business loans for contractors provide the imperative capital needed to sustain operations, manage the high costs of materials and labor, and adapt to project demands without compromising quality or timelines.
Understanding Cash Flow Challenges in Construction & Trades
Construction and trades businesses face unique financial challenges that require specialized funding solutions. Many contractors don't get paid all at once, instead operating under various payment structures including thirds (before the job, middle of the job, and upon completion), milestone payments, or extended receivables periods. These businesses must constantly float cash to purchase materials, pay subcontractors, and cover payroll while waiting for payments. This creates an ongoing need for construction company working capital and cash flow solutions.
Comprehensive Funding Solutions: $25,000 - $5 Million
Construction Company Working Capital
Short-term construction company working capital financing designed to bridge the gap between project expenses and payment receipts. Perfect for covering immediate operational needs, payroll, materials, and subcontractor payments while waiting for project completion payments.
Cash Flow Loans for General Contractors
Our cash flow loans for general contractors provide flexible repayment structures based on your business's revenue flow, ideal for seasonal businesses or those with fluctuating income patterns common in construction and trades. These solutions help manage the complex payment structures of multi-trade projects.
Small Business Loans for Tradespeople
From $25K small business loans for tradespeople to $5M+ growth capital, we offer flexible financing solutions tailored to specialized contractors. Whether you're a plumber, electrician, or HVAC specialist, our small business loans for tradespeople provide the capital you need to grow your business.
SBA Loans
Traditional government-backed lending with competitive rates and terms, suitable for established businesses looking for longer-term capital for expansion, equipment purchases, or real estate acquisition.
Business Acquisition Financing
Strategic capital for contractors looking to buy out competition, acquire complementary businesses, or expand their market presence through strategic acquisitions.
Heavy Equipment Financing for Contractors: $250,000 to $100+ Million
Construction businesses require substantial capital investments in heavy machinery and specialized equipment. Our heavy equipment financing for contractors and equipment financing for construction businesses are designed specifically for the construction industry's unique needs.
Heavy Construction Equipment We Finance:
Excavators
Backhoes
Bulldozers
Pavers/Asphalt equipment
Cranes
Dump Trucks
Trenchers
Tractor Scrapers
Compactors
Wheel Loaders
Graders
Skid Steer
Concrete Trucks
Boom Lifts
Articulated Trucks
Construction Equipment Manufacturers We Finance:
Caterpillar
XCMG
Komatsu
Hitachi Construction Materials
John Deere
Volvo Construction Equipment
Overcoming Operational and Seasonal Challenges
The seasonal nature of work for landscaping companies, roofing companies, and heating & cooling companies, among others, introduces financial volatility that can be challenging to manage. Our business loans for contractors provide a buffer against this unpredictability, allowing businesses to maintain stability and continuity even during off-peak seasons. Construction company working capital also enables companies to seize growth opportunities, whether through expanding services, upgrading equipment, or hiring additional skilled workers to meet demand.
Fueling Growth and Innovation
In the competitive landscape of construction and trades, businesses are constantly striving to innovate and expand. This could mean exploring new construction techniques for general contractors, adopting the latest technologies for electricians and plumbing companies, or expanding service areas for home repair and landscaping companies. Our equipment financing for construction businesses and cash flow loans for general contractors provide the freedom to invest in these growth opportunities, positioning businesses for long-term success and leadership in their respective fields.
SERIOUS CAPITAL FOR SERIOUS BUSINESS OWNERS
Why Choose LVRG for Your Business Loans for Contractors?
For over 20 years, LVRG has been the trusted source for business loans for contractors, providing construction company working capital and equipment financing for construction businesses. We've helped more than 10,000 established businesses across the country access the capital they need to grow, funding over $1 billion in business loans along the way. Our expertise in cash flow loans for general contractors, small business loans for tradespeople, and heavy equipment financing for contractors sets us apart from traditional lenders who don't understand the construction industry's unique challenges.
LVRG is a boutique financing firm built on integrity, professionalism, and a no-nonsense approach to business. We're remarkably overcapitalized with the flexibility to structure creative deals that traditional lenders simply can't match. While others slow you down with rigid requirements, we keep things simple and strategic—providing fast, transparent funding solutions without gimmicks, hidden fees, or unnecessary obstacles.
The LVRG Advantage
We're not transactional—we're relational. Smart business owners choose us because we think like owners, not just lenders. We build ongoing partnerships that grow with your business, providing the strategic capital you need at every stage of expansion. Our clients come to us for speed and expertise. They stay with us because we deliver results that matter.
With in-house lending capabilities and a nationwide network of trusted financial partners, we build the right funding package to move your business forward—quickly, clearly, and with your long-term success in mind.
Frequently Asked Questions About Construction Business Financing
Q: What types of business loans for contractors does LVRG offer? A: We provide comprehensive financing including construction company working capital, equipment financing for construction businesses, SBA loans, and revenue-based financing tailored specifically for contractors and trades professionals.
Q: How quickly can I get construction company working capital? A: Our streamlined process typically delivers construction company working capital decisions within 24-48 hours, with funding available in as little as 2-3 business days.
Q: Do you offer equipment financing for construction businesses with poor credit? A: Yes, our equipment financing for construction businesses considers multiple factors beyond credit score, including business performance, equipment value, and industry experience.
Q: What's the difference between cash flow loans for general contractors and traditional bank loans? A: Our cash flow loans for general contractors are designed specifically for the construction industry's unique payment structures, offering more flexible repayment terms that align with your project cash flow.
Q: Are small business loans for tradespeople available for new businesses? A: We work with established businesses that have been operating for at least 2 years. Our small business loans for tradespeople are designed for businesses with proven track records and stable revenue streams.
Q: What's the maximum amount available for heavy equipment financing for contractors? A: Our heavy equipment financing for contractors ranges from $250,000 to over $100 million, depending on the equipment type, business financials, and project requirements.
Starting Your Financing Journey with LVRG Business Funding
The construction and trades industry is defined by the hard work, dedication, and skill of its professionals. From general contractors and electricians to landscaping and heavy equipment operators, these businesses are the backbone of our economy and communities. At LVRG Business Funding, we're committed to providing the financial support these businesses need to continue their invaluable work.
We didn't become one of America's strongest and most trusted funding companies by accident. We earned it through consistent performance and unwavering commitment to our clients' success.
LVRG: Where capital meets clarity, and your business meets its next level.
Ready to Secure Your Business Financing?
Whether you're looking for business loans for contractors, construction company working capital, equipment financing for construction businesses, cash flow loans for general contractors, small business loans for tradespeople, or heavy equipment financing for contractors, LVRG has the solution your business needs.
Our team is dedicated to understanding your business's unique challenges and opportunities, ensuring that our financing solutions are a perfect fit for your needs. We prioritize efficiency and transparency, recognizing that your time is best spent on the job site, not tangled in paperwork.
Take Action Now:
Call (855) 998-5874 to speak with a financing specialist today, or click below to apply now and take the first step toward securing the capital your construction or trades business needs to thrive.
Fast decisions. Flexible terms. Serious capital for serious business owners.
$4.5M Equipment Financing Secured for Grand Rapids Commercial Construction Company
LVRG Business Funding Provides Strategic Capital to Support Rapid Growth for Wolverine Construction Solutions
LVRG Business Funding is proud to announce the successful closing of a $4.5 million heavy equipment financing package for Wolverine Construction Solutions, a fast-growing commercial construction company based in Grand Rapids, Michigan.
This deal reflects a growing trend among mid- to large-sized contractors across the country: using equipment financing as a strategic lever to scale operations, not as a last resort for survival.
Why This Construction Company Sought Equipment Financing
Wolverine Construction Solutions approached LVRG with a clear objective: to expand their fleet in order to meet demand for several high-value commercial development projects across West Michigan. With aggressive project timelines and a robust backlog of awarded contracts, the company needed immediate access to capital to mobilize new crews and begin sitework on time.
Instead of tying up internal cash or waiting for payments from prior jobs, the leadership team at Wolverine chose to leverage outside financing to preserve liquidity while accelerating expansion.
This is exactly the kind of client we built LVRG for.
What Was Financed: A Full Fleet Expansion Package
The $4.5 million financing package included:
Excavators
Bulldozers
Dump trucks
Wheel loaders
Additional specialty construction equipment
All from leading manufacturers like Caterpillar, John Deere, and Komatsu — trusted brands that align with the high standards Wolverine maintains on their job sites.
With this financing secured, Wolverine is now positioned to execute projects they previously didn’t have the capacity to bid on. That’s the power of strategic capitalization.
“They Understood Our Industry and Moved Fast”
“Working with Charles and the LVRG team was seamless,” said Mike R., Owner of Wolverine Construction Solutions. “They understood our industry and moved quickly to get us the financing we needed. Now we’re equipped to handle projects we couldn’t even bid on before.”
This kind of partnership is exactly what separates LVRG from the typical lender. We don’t just hand out capital — we help strong businesses grow with purpose, precision, and speed.
What Serious Business Owners Already Know About Capital
Too many business owners wait until they’re desperate to seek funding. They don’t plan. They don’t listen. They assume capital is something you look for when things fall apart.
The business owners we work with — the ones who are scaling, acquiring, expanding — understand that capital is a tool. And timing is everything.
They borrow when they’re healthy, not when they’re hemorrhaging.
They borrow to grow capacity, not to cover payroll.
They borrow to increase profitability, not just to survive another month.
This is why we’re shifting focus. We’re aligning LVRG with savvy, experienced, serious business owners who are building real companies — not just surviving in them.
Industries We Serve with Large-Ticket Equipment Financing
LVRG specializes in equipment financing from $500,000 to $100 million across multiple high-growth industries:
Construction – Excavators, bulldozers, cranes, pavers
Manufacturing – CNC machines, robotics, production lines
Medical – Imaging equipment, diagnostic systems, hospital-grade machinery
Agriculture – Tractors, harvesters, irrigation, processing equipment
Transportation & Logistics – Commercial trucks, fleet vehicles, trailers
Food Processing & Packaging – Industrial kitchen equipment, bottling lines, vacuum sealers
Material Handling – Forklifts, conveyor systems, warehousing infrastructure
If your business is expanding, upgrading, or preparing for larger contracts — we’ll get you capitalized fast and properly.
Why Grand Rapids and Why Now?
Michigan’s construction and infrastructure sectors are heating up. In cities like Grand Rapids, Kalamazoo, and Lansing, demand for commercial site development, industrial facilities, and municipal projects is rising.
Smart companies are positioning themselves to take advantage of this momentum — but only those who are well-capitalized will move fast enough to win the next round of contracts.
Don’t wait until you “need” the money. The companies who move early will be the ones who grow.
Thinking About Expanding? Let’s Talk.
If you’re leading a successful company and looking to expand operations, upgrade equipment, or win larger projects, we’re here to support your next move.
We understand construction. We understand scale. And we’ve got the lender network to move quickly when opportunity strikes.
Charles M. Barr
☎️ (855) 998-LVRG
📧 cbarr@lvrgllc.com
🌐 LVRGFUNDING.com
Metro Detroit Based | Funding Businesses Nationwide
💼 From $250,000 to $100+ Million in Equipment Financing
Your partner in serious business growth.
$1.7M Manufacturing Company Acquisition in Wixom MI: Charles M. Barr Delivers SBA Financing for Metro Detroit Industrial Expansion
$1.7M Manufacturing Company Acquisition in Wixom MI: Charles M. Barr Delivers SBA Financing for Metro Detroit Industrial Expansion
LVRG Business Funding Closes Complex Manufacturing Acquisition in Oakland County's Industrial Corridor
Strategic Manufacturing Acquisition Transforms Wixom Business Landscape
Charles M. Barr and LVRG Business Funding announce the successful closing of a $1.7 million SBA 7(a) acquisition loan for the purchase of Precision Components Manufacturing in Wixom, Michigan. This strategic acquisition represents a significant milestone in Metro Detroit's manufacturing sector and demonstrates continued confidence in Southeast Michigan's industrial capabilities.
Located in Oakland County's thriving industrial corridor, this 18-year-old precision machining company has been a cornerstone supplier to Michigan's automotive and aerospace industries. The acquisition strengthens Metro Detroit's manufacturing base while positioning the acquiring company for expanded operations throughout Southeast Michigan.
About Precision Components Manufacturing - A Wixom Success Story
Established in 2006, Precision Components Manufacturing has built its reputation as a premier supplier of precision-machined components to tier-one automotive suppliers throughout Metro Detroit. Operating from their 25,000 square foot facility in Wixom's industrial district, the company specializes in:
Core Manufacturing Capabilities:
CNC precision machining for automotive applications
Aerospace component manufacturing and finishing
Custom tooling and fixture design
Quality control and inspection services
Just-in-time delivery to Metro Detroit manufacturers
Market Position: The company serves major automotive manufacturers and suppliers throughout Southeast Michigan, including operations in Detroit, Warren, Sterling Heights, Troy, Auburn Hills, and Pontiac. Their customer base includes suppliers to Ford Motor Company, General Motors, and Stellantis, positioning them at the heart of Michigan's automotive manufacturing ecosystem.
Financial Performance: With consistent annual revenues of $2.8 million and EBITDA of $560,000 (20% margin), Precision Components Manufacturing represents the type of stable, profitable manufacturing operation that characterizes Oakland County's industrial strength. The company's strong cash flow and debt service coverage ratio made it an attractive acquisition target for SBA financing.
The Strategic Acquisition: Expanding Metro Detroit Manufacturing Footprint
The acquiring company, an established manufacturing group with operations in Novi and Rochester Hills, recognized the strategic value of adding Precision Components Manufacturing to their portfolio. This acquisition enables:
Geographic Expansion: Adding Wixom operations complements existing facilities in Oakland County, creating a comprehensive manufacturing network throughout Metro Detroit.
Capability Enhancement: Precision Components' specialized CNC machining capabilities enhance the acquiring company's service offerings to automotive and aerospace clients.
Customer Base Expansion: Access to established relationships with tier-one suppliers throughout Southeast Michigan's automotive corridor.
Operational Synergies: Combining operations creates opportunities for improved efficiency and expanded capacity across multiple Metro Detroit locations.
Metro Detroit Manufacturing Market Dynamics
Southeast Michigan's manufacturing sector continues to demonstrate resilience and growth, driven by several key factors:
Automotive Industry Strength: Michigan remains the center of North American automotive manufacturing, with major operations throughout Metro Detroit from Detroit to Dearborn, from Warren to Sterling Heights.
Diversification Opportunities: Metro Detroit manufacturers are successfully diversifying into aerospace, defense, and advanced manufacturing sectors.
Skilled Workforce: Oakland County and surrounding areas maintain one of the nation's most skilled manufacturing workforces, supported by partnerships with organizations like the Michigan Manufacturers Association.
Infrastructure Advantages: Metro Detroit's transportation infrastructure, including proximity to major highways and shipping networks, provides competitive advantages for manufacturers serving national markets.
Why This Wixom Acquisition Required Specialized SBA Financing
Manufacturing acquisitions present unique financing challenges that require specialized expertise:
Asset Valuation Complexity: Manufacturing facilities require lenders who understand equipment valuation, inventory assessment, and facility requirements.
Cash Flow Analysis: Understanding manufacturing cash flow patterns, seasonal variations, and working capital needs requires specialized underwriting expertise.
Industry Knowledge: Lenders must understand automotive supply chain dynamics and the cyclical nature of Metro Detroit manufacturing.
Speed Requirements: Manufacturing acquisitions often involve time-sensitive opportunities where financing delays can kill deals.
LVRG's Manufacturing Acquisition Expertise in Metro Detroit
Charles M. Barr and LVRG Business Funding bring unique advantages to Michigan's manufacturing acquisition market:
Local Market Knowledge: Based in Metro Detroit with deep understanding of Southeast Michigan's manufacturing ecosystem, from Oakland County's industrial corridor to Macomb County's growing manufacturing base.
Specialized SBA Network: Relationships with 30+ SBA lenders who actively fund manufacturing acquisitions and understand the complexities of industrial financing.
Michigan Manufacturers Association Connections: Strong relationships within Michigan's manufacturing community, including connections through the Michigan Manufacturers Association and other industry organizations.
Proven Track Record: Extensive experience financing manufacturing acquisitions throughout Metro Detroit, from small precision shops to major industrial facilities.
The 38-Day Close: Speed That Matters in Manufacturing Acquisitions
This $1.7 million acquisition closed in just 38 days, demonstrating LVRG's ability to execute complex manufacturing deals with exceptional speed:
Day 1-7: Professional deal packaging highlighting Precision Components' market position, customer relationships, and growth potential within Metro Detroit's manufacturing sector.
Day 8-21: Pre-underwriting and presentation to specialized manufacturing lenders within LVRG's network, creating competitive bidding environment.
Day 22-30: Final underwriting, equipment appraisals, and environmental assessments coordinated simultaneously to eliminate delays.
Day 31-38: Final approvals, closing coordination, and funding completion.
Metro Detroit Manufacturing Acquisition Trends
Several trends are driving manufacturing acquisition activity throughout Southeast Michigan:
Industry Consolidation: Smaller precision manufacturers are joining larger operations to achieve scale and compete for major automotive contracts.
Geographic Expansion: Successful manufacturers are expanding their footprint throughout Metro Detroit's industrial corridors, from Detroit and Warren to Wixom and Novi.
Technology Upgrades: Acquisitions often focus on companies with advanced CNC capabilities and quality certifications required by automotive OEMs.
Succession Planning: Many 15-20 year old manufacturing companies throughout Metro Detroit are being acquired as founders approach retirement.
Oakland County Manufacturing Hub Advantages
Wixom's location within Oakland County's manufacturing corridor provides strategic advantages:
Automotive Supply Chain Access: Proximity to major automotive operations in Auburn Hills, Troy, Pontiac, and Detroit ensures efficient supply chain integration.
Skilled Workforce: Oakland County maintains one of Michigan's most skilled manufacturing workforces, with technical training programs supporting advanced manufacturing.
Transportation Infrastructure: Easy access to I-96, M-5, and other major highways connecting to Metro Detroit's automotive manufacturing base.
Industrial Infrastructure: Established industrial parks and facilities designed specifically for precision manufacturing operations.
Michigan Manufacturers Association Impact
The Michigan Manufacturers Association continues to support Metro Detroit's manufacturing growth through:
Advocacy: Representing Michigan manufacturers' interests in policy discussions affecting Oakland County and Southeast Michigan operations.
Workforce Development: Supporting training programs that maintain Metro Detroit's competitive manufacturing workforce.
Networking: Connecting manufacturers throughout Metro Detroit, facilitating partnerships and acquisition opportunities.
Industry Intelligence: Providing market data and trends that inform strategic decisions for manufacturers from Wixom to Warren.
SBA 7(a) Advantages for Manufacturing Acquisitions
The SBA 7(a) program provides unique benefits for Metro Detroit manufacturing acquisitions:
Lower Down Payments: Typically 10-15% down versus 25-30% for conventional financing, preserving working capital for operations.
Longer Terms: Up to 10-year terms for equipment and 25-year terms for real estate components reduce monthly payments.
Competitive Rates: SBA rates often beat conventional manufacturing acquisition financing.
Flexible Structures: Ability to finance equipment, inventory, working capital, and goodwill in single transaction.
The Future of Manufacturing Acquisitions in Metro Detroit
Southeast Michigan's manufacturing sector continues to evolve, with opportunities spanning from Detroit's urban manufacturing renaissance to suburban industrial parks in Wixom, Novi, Rochester Hills, and throughout Oakland County.
Key factors driving continued acquisition activity include:
Automotive Electrification: Traditional manufacturers are adapting to electric vehicle supply chains, creating acquisition opportunities.
Nearshoring Trends: Companies are relocating manufacturing closer to Detroit automotive operations, increasing demand for Metro Detroit facilities.
Technology Integration: Manufacturers with advanced capabilities are acquiring traditional operations to expand their technology footprint.
Geographic Consolidation: Successful manufacturers are building comprehensive Metro Detroit networks through strategic acquisitions.
Ready to Explore Manufacturing Acquisition Opportunities in Metro Detroit?
If you're evaluating manufacturing acquisition opportunities throughout Southeast Michigan – from Wixom to Warren, from Detroit to Rochester Hills – Charles M. Barr and LVRG Business Funding can provide the specialized SBA financing expertise that makes strategic acquisitions possible.
Our deep understanding of Metro Detroit's manufacturing landscape, combined with relationships throughout the Michigan Manufacturers Association network and access to specialized SBA lenders, ensures your acquisition financing accelerates growth rather than creating delays.
Contact Charles M. Barr at LVRG Business Funding: Phone: (855) 998-5874 Based in Metro Detroit, serving Southeast Michigan manufacturers, and across the country.
About Charles M. Barr and LVRG Business Funding: With over 20 years of experience and 10,000+ businesses funded nationwide, LVRG Business Funding specializes in SBA acquisition financing for Metro Detroit's manufacturing community. Based in Southeast Michigan, Charles M. Barr maintains relationships with 30+ specialized SBA lenders and extensive connections throughout the Michigan Manufacturers Association network, serving precision manufacturers, automotive suppliers, and industrial companies throughout Oakland County, Macomb County, Wayne County, and the greater Detroit metropolitan area.