PRIVACY POLICY

LVRG, LLC.
Effective Date: Jan 7, 2020
Last Updated: July 2, 2025

1. WHO WE ARE

LVRG, LLC, doing business as LVRG Business Funding (“LVRG,” “we,” “us,” or “our”), is a business financing company that provides working capital solutions to established business owners. We operate as a direct lender and through a network of trusted lending partners and banks.

This Privacy Policy explains how we collect, use, and protect your information when you apply for funding through our websites (lvrgllc.com and lvrgfunding.com). By using our websites or submitting an application, you acknowledge and agree to the practices described in this policy.

2. INFORMATION WE COLLECT

When you apply for funding, we collect only the information required to evaluate your application and facilitate financing:

  • Personal Information: Full name, Social Security number, date of birth, contact information, driver’s license

  • Business Information: Business name, EIN, business structure, industry type, time in business

  • Financial Information: Bank statements, tax returns, credit data, revenue information, financials

  • Application Details: Requested funding amount, use of funds, business plans

We may also collect relevant data from third parties (credit bureaus, business databases) to verify application details.

3. HOW WE PROTECT YOUR INFORMATION

We do not store any personal or financial data on our website, internal servers, or company devices.

No Internal Storage

  • Application data is never stored by us

  • All information is transmitted directly to a secure, encrypted third-party platform (JotForm)

  • We cannot retrieve, edit, or access submitted applications after transmission

Enterprise-Level Security

  • 256-bit SSL encryption during data transmission

  • 2048-bit RSA encryption on all form submissions

  • Secure, encrypted cloud storage with no internal access

Automatic Data Deletion

  • All application data is automatically deleted after 30 days

  • We retain no long-term records of personal or financial information

  • No backups, no internal archiving—your data does not live in our systems

4. HOW WE USE YOUR INFORMATION

We use your information exclusively for business purposes related to your funding request:

  • Reviewing and processing funding applications

  • Sharing with approved lending partners to secure offers

  • Verifying information through third-party services

  • Maintaining legal, regulatory, and compliance standards

  • Preventing fraud or misuse of our services

We do not sell your data for advertising, email campaigns, or lead generation—ever.

5. WHEN WE SHARE YOUR INFORMATION

We only share your information in the following cases:

With Lending Partners

  • Banks and funding partners in our trusted network

  • For underwriting, due diligence, and loan offer preparation

  • All partners are under strict confidentiality and use restrictions

With Service Providers

  • Platforms involved in secure document processing

  • Credit bureaus and verification providers

  • Legal, compliance, or regulatory professionals as required

Legal Compliance

  • Government agencies when legally required (court order, subpoena, etc.)

  • Regulatory bodies with authority over lending activity

We do not sell, rent, or share your information for marketing—under any circumstance.

6. YOUR PRIVACY RIGHTS

At any time, you may:

  • Request access to the information we’ve collected

  • Request corrections to inaccurate information

  • Request deletion of your submitted data

  • Withdraw consent for data use (note: this may affect our ability to process your request)

To exercise these rights, contact: info@lvrgllc.com or (855) 998-5874.

7. WHAT WE DO NOT DO

To be absolutely clear:

  • ❌ We do NOT sell or trade your information

  • ❌ We do NOT store your data internally

  • ❌ We do NOT retain data beyond 30 days

  • ❌ We do NOT share your information for marketing or lead generation

  • ❌ We do NOT permit access to your information outside the funding process

8. COOKIES AND WEBSITE FUNCTIONALITY

We use basic cookies to improve site performance and user experience. You can disable cookies in your browser settings at any time. Disabling cookies may affect some site functionality.

9. SECURITY LIMITATIONS & LIABILITY

While we implement strict data protection measures, no system is 100% immune to unauthorized access or breach. By using our services, you acknowledge and accept this risk.

To the maximum extent allowed by law:
LVRG, LLC. is not responsible or liable for any loss, unauthorized access, misuse, disclosure, or destruction of data caused by events outside of our control, including system compromise, hacking, or third-party failures.

10. CHANGES TO THIS POLICY

We may update this Privacy Policy periodically. When we do, we will revise the “Effective Date” at the top. Continued use of our services after updates constitutes acceptance of the revised terms.

11. CONTACT INFORMATION

LVRG, LLC.
615 Griswold Street, Suite 700
Detroit, MI 48226

Phone: (855) 998-5874
Email: info@lvrgllc.com
Website: www.lvrgllc.com or www.lvrgfunding.com

12. GOVERNING LAW

This Privacy Policy is governed by the laws of the State of Michigan. By using our websites or services, you agree to the terms of this Privacy Policy and submit to the exclusive jurisdiction of Michigan courts for any disputes or claims.

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