WEBSITE DISCLAIMER

Effective Date: July 21, 2026

COMPANY IDENTIFICATION

LVRG, LLC, doing business as LVRG Business Funding ("LVRG," "we," "us," or "our"), is a Michigan limited liability company headquartered at 615 Griswold Street, Suite 700, Detroit, Michigan 48226. This Disclaimer governs your use of LVRGFunding.com and LVRGLLC.com (the "Website").

NATURE OF BUSINESS OPERATIONS

LVRG is a boutique commercial finance firm serving business clients through a combination of direct lending capabilities and established relationships with banks, financial institutions, and specialized commercial lenders ("Funding Institutions"). The capacity in which LVRG acts on any given transaction, whether providing financing directly or structuring and facilitating financing through a Funding Institution, is determined on a transaction-by-transaction basis, and clients are informed of LVRG's role and the funding source during the engagement.

LVRG's financing products include conventional business loans, working capital lines of credit, asset-based lending, and owner-occupied commercial real estate financing. Financing structures, availability, and terms vary by transaction and are determined through the engagement process.

COMMERCIAL FINANCING ONLY

LVRG facilitates commercial financing exclusively for business entities and business purposes. LVRG does not engage in consumer lending, residential mortgage lending, or any form of consumer financing. All products and services offered are commercial in nature and are provided to business entities for legitimate business purposes.

LICENSING AND REGULATORY COMPLIANCE

LVRG operates in compliance with applicable federal and state laws governing commercial finance activities. Where specific licensing, registration, or regulatory requirements apply to a particular transaction type, LVRG ensures compliance by operating within applicable commercial exemptions, by facilitating the transaction through Funding Institutions that maintain all required licenses and regulatory authorizations, or by obtaining any transaction-specific authorization required by applicable law. LVRG does not engage in residential mortgage lending or other activities requiring NMLS registration.

INFORMATIONAL PURPOSES ONLY

All Website content is provided for general informational purposes only. Nothing on this Website constitutes financial, legal, tax, accounting, or investment advice, and nothing on this Website should be relied upon as a substitute for advice from qualified licensed professionals. LVRG and its representatives are not attorneys, certified public accountants, or registered investment advisors. You are solely responsible for evaluating the information on this Website and for consulting your own professional advisors before making business or financial decisions.

WEBSITE INFORMATION NOT BINDING

Information on this Website regarding financing products, structures, rates, terms, timelines, eligibility, and past transactions is provided for general informational and marketing purposes only and does not constitute an offer to lend, a rate quote, a term sheet, a loan commitment, or a guarantee of financing or terms. Products and information may be added, modified, or discontinued at any time without notice. Submission of an inquiry through this Website does not guarantee engagement, approval, funding, or any specific outcome. All financing is subject to underwriting, credit approval, satisfactory due diligence, and execution of definitive written agreements and loan documents.

NO GUARANTEE OF APPROVAL OR TERMS

LVRG makes no guarantee regarding financing approval, interest rates, terms, fees, timelines, or funding. Financing availability and terms depend on factors including creditworthiness, financial condition, collateral, cash flow, industry, market conditions, and the independent policies of Funding Institutions. Descriptions of past transactions on this Website reflect the specific facts, borrower qualifications, and market conditions of those transactions and are not a representation or guarantee that similar terms, structures, or outcomes are available for any other transaction. Testimonials reflect individual experiences and do not guarantee future results. Individual results vary.

RATES, TERMS, AND THIRD-PARTY COSTS

Any rates, terms, or pricing referenced on this Website are illustrative of specific transactions or general market conditions and are subject to change without notice. Actual rates and terms are determined by the funding source based on the transaction and borrower qualifications, and are set forth in the definitive loan documents. Commercial financing transactions may involve third-party costs, including appraisals, environmental assessments, title insurance, legal fees, and other due diligence and closing costs, which are payable to the applicable third parties and are governed by those parties' policies.

COMPENSATION AND FEES

LVRG is a boutique commercial finance firm, and every engagement is evaluated on its own merits. Depending on the transaction, LVRG may be compensated by the funding institution, by the client under a written fee agreement, or through a combination of both. Client fee arrangements may include success-based fees payable at closing, upfront retainers for engagements involving substantial advance work, or other structures appropriate to the transaction. In every case, any fee payable by the client is disclosed at the outset of the engagement and agreed to in a written agreement executed before the applicable work begins, and that agreement governs the terms, timing, and refundability of all fees. No client fee arrangement affects the independent terms or pricing offered by any funding institution.

CREDIT AUTHORIZATION

By submitting a financing inquiry or application, you authorize LVRG and applicable Funding Institutions to obtain credit reports, verify information, conduct lien and background searches, and perform other due diligence necessary to evaluate the transaction, in accordance with applicable law, including the Fair Credit Reporting Act. Credit inquiries by Funding Institutions may include soft or hard credit pulls conducted under their own policies, and hard inquiries may affect credit scores.

FUNDING INSTITUTION INDEPENDENCE

Funding Institutions are independent third parties that make their own credit decisions and set their own pricing, terms, and conditions for transactions they fund. When LVRG structures or facilitates a transaction through a Funding Institution, all substantive credit decisions are made solely by that institution under its own underwriting guidelines. LVRG is not responsible for the decisions, delays, acts, or omissions of any Funding Institution or other third party. When LVRG provides financing directly, credit decisions are made by LVRG under its own policies.

NO FIDUCIARY OR PRIVILEGED RELATIONSHIP; INFORMATION SHARING

Use of this Website or submission of information to LVRG does not create an attorney-client, fiduciary, agency, or other confidential or privileged relationship, except as may be expressly agreed in a written engagement. In order to evaluate, structure, and place transactions, information you provide may be shared with prospective Funding Institutions, underwriters, appraisers, attorneys, and other service providers involved in the transaction. LVRG handles client information professionally and securely, as described in our Privacy Policy.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, LVRG and its members, officers, employees, agents, and affiliates (the "Released Parties") shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages, including lost profits or lost business opportunities, arising from or relating to: use of or inability to use this Website; reliance on Website content; financing denials, delays, terms, or failures to close; changes in rates, market conditions, or lender policies; errors or omissions in Website content; the acts, omissions, or delays of Funding Institutions or other third parties; technical failures or unauthorized access; or any other matter relating to the Website or LVRG's services. In no event shall the Released Parties' total liability exceed the amounts actually paid by you to LVRG in the twelve months preceding the claim.

ACCURACY OF INFORMATION

While LVRG strives for accuracy, no guarantee is made regarding the completeness, accuracy, or timeliness of Website content, which may change without notice. Reliance on Website information is at your own risk.

CONSENT TO CONTACT

By submitting your contact information through this Website, you expressly consent to be contacted by LVRG by telephone (including mobile phone), text message, email, and mail regarding your inquiry and related services. This consent is not a condition of receiving any financing or service. You may revoke consent at any time by emailing info@lvrgllc.com, calling (855) 998-5874, replying "STOP" to text messages, or using the unsubscribe link in emails. Standard message and data rates may apply. Your contact information will not be sold or shared with unrelated third parties for marketing purposes.

ELECTRONIC SIGNATURES AND COMMUNICATIONS

By using this Website, you consent to conduct business electronically. Electronic signatures, agreements, and communications have the same legal effect as their paper equivalents under applicable federal and Michigan law. You may request paper copies or withdraw electronic consent by contacting info@lvrgllc.com.

GEOGRAPHIC SCOPE

LVRG is headquartered in Michigan and concentrates on serving Michigan businesses. LVRG may also facilitate transactions for businesses in other states through its lending relationships where permitted by applicable law. Product availability and terms may vary by state.

EQUAL OPPORTUNITY

LVRG does not discriminate on the basis of race, color, religion, national origin, sex, gender identity, sexual orientation, marital status, age, disability, or any other characteristic protected under federal, state, or local law, and supports compliance with applicable fair lending laws, including the Equal Credit Opportunity Act.

THIRD-PARTY LINKS

This Website may contain links to third-party websites. LVRG does not control and is not responsible for third-party content, policies, or practices. Access to third-party websites is at your own risk.

ACCEPTABLE USE

You agree to use this Website lawfully and not to violate any law, gain unauthorized access, transmit harmful code, submit false or fraudulent information, or infringe the rights of others. Violations may result in termination of access and legal action.

INTELLECTUAL PROPERTY

All Website content is the property of LVRG, LLC and is protected by applicable intellectual property laws. "LVRG" and "LVRG Business Funding" and associated logos are trademarks of LVRG, LLC. The Website may be accessed for personal, non-commercial use only, and content may not be reproduced, distributed, or modified without written permission.

MODIFICATIONS

LVRG reserves the right to modify this Disclaimer, the Website, or its services at any time. Changes are effective upon posting, and continued use of the Website constitutes acceptance.

INDEMNIFICATION

You agree to indemnify and hold harmless LVRG and the Released Parties from any claims, losses, and expenses, including reasonable attorneys' fees, arising from your use of the Website, your violation of this Disclaimer or applicable law, misrepresentations in information you provide, or your disputes with Funding Institutions or other third parties.

FORCE MAJEURE

LVRG shall not be liable for delays or failures resulting from causes beyond its reasonable control, including natural disasters, government actions, market disruptions, internet or systems failures, or other force majeure events.

DISPUTE RESOLUTION AND ARBITRATION

Any dispute arising from or relating to this Website or LVRG's services shall be resolved through binding individual arbitration administered by the American Arbitration Association in Oakland County, Michigan, rather than in court, except that either party may seek injunctive relief for intellectual property matters or bring an action in small claims court. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION AND ANY RIGHT TO A JURY TRIAL. You may opt out of this arbitration provision within thirty days of first using this Website by emailing info@lvrgllc.com with "Arbitration Opt-Out" in the subject line, including your name, address, and a clear statement of your intent to opt out.

GOVERNING LAW

This Disclaimer is governed by the laws of the State of Michigan. Any dispute not subject to arbitration shall be resolved in the state or federal courts located in Oakland County, Michigan, and you consent to jurisdiction and venue in those courts.

SEVERABILITY

If any provision of this Disclaimer is found invalid or unenforceable, that provision shall be modified to the minimum extent necessary, and the remaining provisions shall remain in full force and effect. If the class action waiver is found unenforceable, the entire arbitration provision shall be void.

ENTIRE AGREEMENT

This Disclaimer, together with our Privacy Policy, constitutes the entire agreement regarding use of this Website.

CONTACT INFORMATION

LVRG, LLC d/b/a LVRG Business Funding
615 Griswold Street, Suite 700, Detroit, MI 48226
Phone: (855) 998-5874
Email: info@lvrgllc.com
Websites: LVRGFunding.com | LVRGLLC.com

ACKNOWLEDGMENT

BY ACCESSING OR USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS DISCLAIMER. IF YOU DO NOT AGREE, DISCONTINUE USE OF THIS WEBSITE.