MICHIGAN'S #1 COMMERCIAL LENDER

Business Loans + Commercial Real Estate Financing
20 Years. 10,000 Businesses Financed. One Philosophy: Results.

 

Our Story

LVRG Business Funding is Michigan's dominant boutique commercial finance company, founded in Detroit by Charles M. Barr in 2005. Over two decades, LVRG has facilitated more than $1 billion in financing for over 10,000 established Michigan businesses — earned deal by deal, relationship by relationship, through an uncompromising standard of execution.

LVRG works as a full-service capital advisor and deal executor, delivering conventional business loans, working capital lines of credit, SBA loans, and commercial real estate financing through deep relationships with top local Michigan banks, national institutions, and specialized commercial lenders actively deploying capital. Local banking partners bring relationship-driven underwriting, local credit committees, and bank presidents who know Michigan businesses personally. National and specialized lenders bring program depth and larger capital capacity. Across all of them, it is the depth and volume of LVRG's lending relationships that produces results most businesses never access — wholesale rates, sophisticated loan products that most banks do not offer, and the ability to structure creative financing solutions built around each client's specific situation and growth objectives.

Michigan's established business owners doing $1 million to $25 million in annual revenue — with a deep concentration in manufacturing and commercial contracting — have one resource that operates entirely on their side of the table, with the institutional relationships, the deal intelligence, and the proven track record to make it matter. That resource is LVRG.

 

Hear It Directly From Michigan Business Owners…

Chris Sciacca
Owner, CCS Design, Commerce Township, MI

Results That Speak for Themselves

  • "I was at a Birmingham/Bloomfield Chamber lunch and heard about LVRG from another business owner. Our practice needed to buy the building we'd been leasing and they made it happen. Straightforward process and the team was excellent throughout."

    — Dr. Jennifer S., Birmingham Primary Care

  • “We ran into a situation at one of our restaurants. LVRG provided capital the same day we applied. Loan amount was twice what we asked for and the speed was exactly what we needed. Glad we made the call.”

    — Tom K., Modern Hospitality

  • "Been running commercial projects for nearly 20 years. The guys at LVRG actually understand construction cash flow. Set us up with a working capital line of credit that's going to change how we manage our pipeline."

    — Dave M., Meridian Construction Group

  • "Needed financing for a second location. My banker at Credit Union One couldn't do the deal and referred me to Charles. He came through big time. Got me the SBA loan I needed in less than two months at a better rate than I expected. Best referral I could've asked for. Will definitely work with him again."

    — Raj P., Summit Fuel & Convenience

  • "Morgan is excellent at digging into complex deals and finding solutions. We needed capital for equipment upgrades, fleet expansion, and hiring staff to handle bigger jobs. This financing is going to fuel our growth and I'm glad I was referred."

    — Mark T., Macomb Lawn & Snow Services

  • “The Auburn Hills Chamber connected me to LVRG and it was the right move. We needed financing for new equipment and working capital to scale production. They funded an SBA loan in 6 weeks, and Charles and Lilly kept me informed the entire way. We're planning to double our output because of it.”

    — Mike R., R&D Manufacturing Solutions

LVRG Business Funding is Michigan's top commercial lender delivering conventional business loans, working capital lines of credit, SBA loans, and commercial real estate financing through deep relationships with top local Michigan banks

The Deal Behind the Deal

Most business owners think securing financing is about finding a lender and submitting an application. It's not. It's about how the deal is structured, how the business is presented, and who's managing the process on your side of the table.

Every engagement starts with understanding your business — your financials, cash flow, debt profile, risk factors, and growth objectives. We analyze everything before a lender ever sees it, then build an institutional-grade loan package that positions your business for approval before it reaches a banker's desk.

From there, we manage the entire process — lender selection, submissions, term negotiation, underwriting, due diligence — while coordinating with your attorneys, accountants, and any third parties involved. From first conversation through closing and funding, we're your advocate, your problem-solver, and your capital advisor.

That's what most people never see. The structuring that turns a maybe into a yes. The positioning that gets a deal approved at better rates and stronger terms. The negotiation that happens before you ever sign a document. The follow-through that keeps every moving piece on track so the funding lands when you need it.

That's what LVRG does. That's the deal behind the deal.

Michigan's Most Trusted Name in Commercial Financing