Construction & Trades Business Financing Solutions | LVRG
America's Construction Boom Is Here!
The construction industry is experiencing unprecedented growth. Infrastructure investment is pouring in at record levels. Federal programs are driving massive projects nationwide. From highway reconstruction to data centers, from hospitals to housing developments, America is building like never before.
This isn't just recovery—it's a construction renaissance.
Government infrastructure spending is creating opportunities in every state. The push for domestic manufacturing is generating demand for new facilities. Population growth continues fueling residential construction. Energy transition requires new power infrastructure. The opportunities are everywhere.
But here's the reality: the contractors who capitalize on this moment will be the ones who are properly capitalized. They'll have the equipment to take on major projects. They'll have the working capital to cover materials and payroll. They'll have the financial backing to bond large contracts. They'll be ready.
The companies that dominate the next decade won't necessarily be the biggest or oldest—they'll be the best financed and most agile. They'll have the right equipment, the right people, and the right capital backing them up.
LVRG has been financing construction and trades businesses since 2004. We've funded over $1 billion in growth, and we're ready to help you capitalize on this historic construction opportunity.
Construction & Trades Financing Solutions
Heavy Equipment & Construction Financing
$250,000 to $100+ million | Quick approvals, fast funding
Construction demands substantial equipment investments. The right machinery separates successful contractors from the rest. Modern excavators with GPS guidance systems. Automated concrete pumps that boost precision and speed. Cranes that handle taller buildings and heavier loads. Paving equipment that delivers consistent quality.
The latest equipment lets you tackle bigger projects, finish them faster, and deliver superior results. Whether you're upgrading your fleet or adding specialized machinery, we provide the capital and expertise to get you equipped for success.
Equipment Categories We Finance:
Earthmoving Equipment: Excavators, bulldozers, wheel loaders, motor graders, scrapers
Lifting Equipment: Mobile cranes, tower cranes, boom lifts, scissor lifts, telehandlers
Concrete Equipment: Concrete mixers, pumps, finishing equipment, batch plants
Paving & Road Construction: Asphalt pavers, rollers, milling machines, crack sealers
Specialized Equipment: Trenchers, pile drivers, concrete saws, compactors
Transportation: Dump trucks, flatbed trucks, lowboy trailers, water trucks
Top Equipment Brands We Finance: Caterpillar • Komatsu • Hitachi • John Deere • Volvo Construction Equipment • Liebherr • Case Construction • JCB • Bobcat • Takeuchi • Kubota • Doosan • Hyundai Construction Equipment
Working Capital & Cash Flow Solutions
$25,000 to $5 million | Immediate funding available
Construction cash flow is unforgiving. Materials must be purchased upfront. Subcontractors expect weekly payments. Payroll cannot wait. Yet customers pay in phases, hold retainage, or delay receivables for 60-90 days. This timing mismatch isn't just inconvenient—it threatens your business.
Our working capital solutions eliminate that gap. Purchase materials for major contracts. Cover payroll during project delays. Pay subcontractors promptly. Maintain operations between projects. Keep your business running smoothly while you expand.
We typically approve working capital requests immediately, with funding the same day. When cash flow is critical, speed matters.
SBA Loans & Business Acquisition Financing
$25,000 to $5 million | Typical timeline: 30-45 days
Smart contractors grow through strategic acquisitions. Struggling businesses are available. Retiring owners seek exit strategies. Equipment-rich companies trade at attractive valuations. This creates opportunities to expand through acquisition.
We structure SBA loans, business acquisition financing, and partner buyout solutions that work. Purchase your competition. Acquire specialized equipment below replacement cost. Add instant capacity. Enter new markets or service areas.
Our acquisition financing handles business buyouts, partner exits, equipment purchases, and facility acquisitions. We understand construction company valuations, equipment assessments, and what drives deal profitability.
Revenue-Based Financing
$25,000 to $5 million | Flexible payment structure
Construction revenue fluctuates with seasons and project cycles. Traditional loans with rigid monthly payments don't match your cash flow reality. Our revenue-based financing adapts payments to your actual income patterns.
Ideal for seasonal contractors, businesses with variable income, or companies between major projects. Payments adjust with your revenue, providing breathing room when you need it most.
Industries We Serve
General Contractors & Construction Companies Commercial construction, residential construction, design-build contractors, construction management firms. From small projects to major developments, we understand the capital needs of general contractors.
Specialty Trade Contractors Plumbing, electrical, HVAC, drywall, painting, roofing, flooring, insulation, siding contractors. Specialized trades require specialized financing solutions.
Heavy Construction & Infrastructure Excavating, concrete, asphalt, road construction, utility construction, pipeline contractors. Infrastructure projects require substantial capital and equipment investments.
Home Services Garage door companies, fence contractors, deck builders, pool contractors, septic contractors. Home services businesses need equipment and working capital to serve growing markets.
Landscaping & Outdoor Services Landscaping companies, tree services, irrigation contractors, snow removal. Seasonal businesses with unique cash flow challenges.
Manufacturing & Fabrication Steel fabrication, millwork, precast concrete, truss manufacturers, metal fabricators. Construction-related manufacturing businesses with equipment-intensive operations.
Why Construction Professionals Choose LVRG
Deep Construction Industry Expertise Our team includes former construction executives, project managers, and equipment operators who've lived your challenges. We understand what equipment delivers real value, what operational improvements matter most, and how to structure financing that supports growth. We work closely with industry associations and stay current on construction trends and regulations.
Unmatched Speed Equipment term sheets in 24-48 hours, funding in 10 days. Working capital same-day. SBA acquisitions in 30-45 days. Construction opportunities don't wait—neither do we.
Unlimited Capital Resources We're not just one lender—we're your complete financing solution. Whether we fund directly from our investment funds or connect you with our network of premier construction lenders, we have the resources to handle any deal size.
True Partnership Approach We grow with your business. Need working capital for a current project, equipment for next quarter, and acquisition financing next year? We're here for all of it. Many of our construction clients have worked with us for decades as their trusted capital partner.
One-Stop Construction Finance Why waste time shopping around? We either fund deals directly or have relationships with every top construction lender in the country. You make one call, we handle everything else.
Recent Construction Success Stories
Mike D. - General Contractor Expansion (Texas) Mike's general contracting company landed a $15M commercial project but needed equipment and working capital. We structured a $4.2M package combining SBA financing for new Caterpillar equipment and working capital for materials and payroll. The project was completed on time and under budget.
Jennifer R. - Excavation Company Growth (Florida) Jennifer's excavation company needed to expand their fleet for multiple infrastructure projects. Our $8.5M equipment financing package allowed her to purchase five new excavators and support equipment, tripling her capacity and securing long-term municipal contracts.
Carlos M. - Roofing Company Acquisition (California) Carlos identified a retiring competitor with excellent equipment and established contracts. We structured a $2.8M SBA acquisition loan that allowed him to purchase the business, equipment, and customer base, instantly doubling his market share.
Steve K. - Concrete Contractor Equipment (North Carolina) Steve's concrete company needed specialized pumping equipment for high-rise projects. Our $3.6M equipment financing covered two new concrete pumps and supporting equipment, positioning him for premium commercial work.
Amy L. - Landscaping Business Expansion (Arizona) Amy's landscaping company had seasonal cash flow challenges despite growing revenue. Our $750K revenue-based financing facility provided flexible working capital that adjusted with her seasonal revenue patterns, allowing smooth year-round operations.
Frequently Asked Questions
Q: How quickly can I get equipment financing approved? A: We provide equipment financing term sheets within 24-48 hours and typically fund within 10 days. For larger or more complex deals, timing may extend slightly, but we move as fast as possible.
Q: What construction industries do you specialize in? A: We finance all construction sectors: general contracting, specialty trades, heavy construction, home services, landscaping, and construction-related manufacturing. Our team understands the unique challenges of each sector.
Q: Can you help with bonding requirements? A: While we don't provide bonding directly, we work with construction companies to ensure they have the financial strength and equipment assets that support bonding capacity for larger projects.
Q: What's the difference between working capital and equipment financing? A: Working capital covers operational expenses like materials, payroll, and subcontractor payments. Equipment financing covers machinery purchases. Most construction companies need both at different times.
Q: Do you work with startups or new construction companies? A: We primarily work with established construction businesses with operating history. However, we can sometimes structure financing for experienced contractors starting new ventures.
The Construction Opportunity
Infrastructure investment is creating unprecedented opportunities for contractors with the capacity to handle major projects. Government spending on roads, bridges, utilities, and public buildings continues at historic levels.
The construction companies that succeed in this environment will be the ones who act decisively. They'll invest in modern equipment. They'll maintain strong cash flow. They'll have the financial backing to bond large contracts. They'll be ready to capitalize on the biggest construction boom in decades.
This is about more than just your business—it's about rebuilding America's infrastructure. Every piece of equipment we finance, every project we help fund, every acquisition we close strengthens our construction industry and creates good American jobs.
The companies that dominate the next decade are being built right now. They're investing in modern equipment, maintaining strong cash flow, and positioning themselves for sustained growth. They're getting capitalized.
Are you ready to be one of them?
Ready to Capitalize on America's Construction Boom?
Get your equipment pre-approval in 24 hours – Perfect for contractors ready to move on specific excavators, cranes, or construction equipment.
Schedule a 15-minute capital strategy session – Ideal for discussing acquisitions, fleet expansion, or comprehensive financing solutions.
Call our construction finance specialists at (855) 998-5874 or complete our secure online application.
This is construction's moment. Make it yours.
Contact LVRG Construction Finance
Headquarters: Metro Detroit, Michigan
Service Area: All 50 states
Phone: (855) 998-5874
Specialties: Construction equipment financing, SBA loans, working capital solutions
Industries: General contracting, specialty trades, heavy construction, home services
LVRG • Your Construction Finance Authority Since 2004
Real people funding real construction businesses. Whether we fund directly or facilitate through our premier partners, we're your one-stop solution for construction capital. Fast. Ethical. Transparent.