Business Loans for Contractors | Construction Company Working Capital | Equipment Financing
Business Loans for Contractors: LVRG Means Business
"Strategic Capital for Profitable Growth" | Fast & Reliable Funding $25K–$50M+
Looking for reliable business loans for contractors? LVRG specializes in construction company working capital, equipment financing for construction businesses, and cash flow loans for general contractors. Our small business loans for tradespeople and heavy equipment financing for contractors have powered growth for over 10,000 businesses nationwide with over $1 billion in funding.
Business loans for contractors are not just a lever for growth; they're a fundamental necessity for operation in the construction and trades industry. This includes a wide array of specialists who play pivotal roles in building and maintaining the infrastructure we rely on daily. Access to reliable construction company working capital ensures these companies can meet operational demands, invest in new projects, and navigate the fluctuating landscape of the construction and trades sector.
Construction, Contractor & Trades Businesses We Serve
General Contractors & Construction Companies
General contractors managing multi-trade projects
Commercial construction companies
Residential construction companies
Design-build contractors
Construction management firms
Specialty Trade Contractors
Plumbing companies and plumbing contractors
Electrical companies and electrical contractors
HVAC companies (heating, ventilation, air conditioning)
Drywall companies and drywall contractors
Painting companies and painting contractors
Roofing companies and roofing contractors
Flooring companies and flooring contractors
Tile and stone contractors
Insulation contractors
Siding contractors
Heavy Construction & Infrastructure
Excavating companies and excavation contractors
Concrete companies and concrete contractors
Asphalt companies and paving contractors
Road construction companies
Bridge construction contractors
Utility construction companies
Pipeline contractors
Site preparation contractors
Specialized Construction Services
Demolition companies
Foundation contractors
Masonry contractors
Steel erection companies
Crane and rigging companies
Scaffolding companies
Waterproofing contractors
Fire protection contractors
Home Services & Maintenance
Garage door companies
Fence contractors and fencing companies
Deck and patio contractors
Swimming pool contractors
Septic system contractors
Well drilling companies
Chimney contractors
Gutter companies
Landscaping & Outdoor Services
Landscaping companies
Tree service companies
Irrigation contractors
Hardscaping contractors
Snow removal companies
Lawn care services
Outdoor lighting contractors
Manufacturing & Fabrication
Steel fabrication companies
Millwork and cabinet manufacturers
Precast concrete manufacturers
Truss manufacturers
Window and door manufacturers
Custom metal fabricators
The Imperative of Capital for Construction and Trade Businesses
For those in construction, general contracting, and home service repair, the work is not just demanding; it's a testament to their commitment to craftsmanship and community service. These are tough jobs, requiring not only technical skill but also a significant physical and mental investment. Our business loans for contractors provide the imperative capital needed to sustain operations, manage the high costs of materials and labor, and adapt to project demands without compromising quality or timelines.
Understanding Cash Flow Challenges in Construction & Trades
Construction and trades businesses face unique financial challenges that require specialized funding solutions. Many contractors don't get paid all at once, instead operating under various payment structures including thirds (before the job, middle of the job, and upon completion), milestone payments, or extended receivables periods. These businesses must constantly float cash to purchase materials, pay subcontractors, and cover payroll while waiting for payments. This creates an ongoing need for construction company working capital and cash flow solutions.
Comprehensive Funding Solutions: $25,000 - $5 Million
Construction Company Working Capital
Short-term construction company working capital financing designed to bridge the gap between project expenses and payment receipts. Perfect for covering immediate operational needs, payroll, materials, and subcontractor payments while waiting for project completion payments.
Cash Flow Loans for General Contractors
Our cash flow loans for general contractors provide flexible repayment structures based on your business's revenue flow, ideal for seasonal businesses or those with fluctuating income patterns common in construction and trades. These solutions help manage the complex payment structures of multi-trade projects.
Small Business Loans for Tradespeople
From $25K small business loans for tradespeople to $5M+ growth capital, we offer flexible financing solutions tailored to specialized contractors. Whether you're a plumber, electrician, or HVAC specialist, our small business loans for tradespeople provide the capital you need to grow your business.
SBA Loans
Traditional government-backed lending with competitive rates and terms, suitable for established businesses looking for longer-term capital for expansion, equipment purchases, or real estate acquisition.
Business Acquisition Financing
Strategic capital for contractors looking to buy out competition, acquire complementary businesses, or expand their market presence through strategic acquisitions.
Heavy Equipment Financing for Contractors: $250,000 to $100+ Million
Construction businesses require substantial capital investments in heavy machinery and specialized equipment. Our heavy equipment financing for contractors and equipment financing for construction businesses are designed specifically for the construction industry's unique needs.
Heavy Construction Equipment We Finance:
Excavators
Backhoes
Bulldozers
Pavers/Asphalt equipment
Cranes
Dump Trucks
Trenchers
Tractor Scrapers
Compactors
Wheel Loaders
Graders
Skid Steer
Concrete Trucks
Boom Lifts
Articulated Trucks
Construction Equipment Manufacturers We Finance:
Caterpillar
XCMG
Komatsu
Hitachi Construction Materials
John Deere
Volvo Construction Equipment
Overcoming Operational and Seasonal Challenges
The seasonal nature of work for landscaping companies, roofing companies, and heating & cooling companies, among others, introduces financial volatility that can be challenging to manage. Our business loans for contractors provide a buffer against this unpredictability, allowing businesses to maintain stability and continuity even during off-peak seasons. Construction company working capital also enables companies to seize growth opportunities, whether through expanding services, upgrading equipment, or hiring additional skilled workers to meet demand.
Fueling Growth and Innovation
In the competitive landscape of construction and trades, businesses are constantly striving to innovate and expand. This could mean exploring new construction techniques for general contractors, adopting the latest technologies for electricians and plumbing companies, or expanding service areas for home repair and landscaping companies. Our equipment financing for construction businesses and cash flow loans for general contractors provide the freedom to invest in these growth opportunities, positioning businesses for long-term success and leadership in their respective fields.
SERIOUS CAPITAL FOR SERIOUS BUSINESS OWNERS
Why Choose LVRG for Your Business Loans for Contractors?
For over 20 years, LVRG has been the trusted source for business loans for contractors, providing construction company working capital and equipment financing for construction businesses. We've helped more than 10,000 established businesses across the country access the capital they need to grow, funding over $1 billion in business loans along the way. Our expertise in cash flow loans for general contractors, small business loans for tradespeople, and heavy equipment financing for contractors sets us apart from traditional lenders who don't understand the construction industry's unique challenges.
LVRG is a boutique financing firm built on integrity, professionalism, and a no-nonsense approach to business. We're remarkably overcapitalized with the flexibility to structure creative deals that traditional lenders simply can't match. While others slow you down with rigid requirements, we keep things simple and strategic—providing fast, transparent funding solutions without gimmicks, hidden fees, or unnecessary obstacles.
The LVRG Advantage
We're not transactional—we're relational. Smart business owners choose us because we think like owners, not just lenders. We build ongoing partnerships that grow with your business, providing the strategic capital you need at every stage of expansion. Our clients come to us for speed and expertise. They stay with us because we deliver results that matter.
With in-house lending capabilities and a nationwide network of trusted financial partners, we build the right funding package to move your business forward—quickly, clearly, and with your long-term success in mind.
Frequently Asked Questions About Construction Business Financing
Q: What types of business loans for contractors does LVRG offer? A: We provide comprehensive financing including construction company working capital, equipment financing for construction businesses, SBA loans, and revenue-based financing tailored specifically for contractors and trades professionals.
Q: How quickly can I get construction company working capital? A: Our streamlined process typically delivers construction company working capital decisions within 24-48 hours, with funding available in as little as 2-3 business days.
Q: Do you offer equipment financing for construction businesses with poor credit? A: Yes, our equipment financing for construction businesses considers multiple factors beyond credit score, including business performance, equipment value, and industry experience.
Q: What's the difference between cash flow loans for general contractors and traditional bank loans? A: Our cash flow loans for general contractors are designed specifically for the construction industry's unique payment structures, offering more flexible repayment terms that align with your project cash flow.
Q: Are small business loans for tradespeople available for new businesses? A: We work with established businesses that have been operating for at least 2 years. Our small business loans for tradespeople are designed for businesses with proven track records and stable revenue streams.
Q: What's the maximum amount available for heavy equipment financing for contractors? A: Our heavy equipment financing for contractors ranges from $250,000 to over $100 million, depending on the equipment type, business financials, and project requirements.
Starting Your Financing Journey with LVRG Business Funding
The construction and trades industry is defined by the hard work, dedication, and skill of its professionals. From general contractors and electricians to landscaping and heavy equipment operators, these businesses are the backbone of our economy and communities. At LVRG Business Funding, we're committed to providing the financial support these businesses need to continue their invaluable work.
We didn't become one of America's strongest and most trusted funding companies by accident. We earned it through consistent performance and unwavering commitment to our clients' success.
LVRG: Where capital meets clarity, and your business meets its next level.
Ready to Secure Your Business Financing?
Whether you're looking for business loans for contractors, construction company working capital, equipment financing for construction businesses, cash flow loans for general contractors, small business loans for tradespeople, or heavy equipment financing for contractors, LVRG has the solution your business needs.
Our team is dedicated to understanding your business's unique challenges and opportunities, ensuring that our financing solutions are a perfect fit for your needs. We prioritize efficiency and transparency, recognizing that your time is best spent on the job site, not tangled in paperwork.
Take Action Now:
Call (855) 998-5874 to speak with a financing specialist today, or click below to apply now and take the first step toward securing the capital your construction or trades business needs to thrive.
Fast decisions. Flexible terms. Serious capital for serious business owners.