Business Loans for Contractors | Construction Company Working Capital | Equipment Financing

Business Loans for Contractors | Construction Company Working Capital | Equipment Financing

Business Loans for Contractors: LVRG Means Business

"Strategic Capital for Profitable Growth" | Fast & Reliable Funding $25K–$50M+

Looking for reliable business loans for contractors? LVRG specializes in construction company working capital, equipment financing for construction businesses, and cash flow loans for general contractors. Our small business loans for tradespeople and heavy equipment financing for contractors have powered growth for over 10,000 businesses nationwide with over $1 billion in funding.

Business loans for contractors are not just a lever for growth; they're a fundamental necessity for operation in the construction and trades industry. This includes a wide array of specialists who play pivotal roles in building and maintaining the infrastructure we rely on daily. Access to reliable construction company working capital ensures these companies can meet operational demands, invest in new projects, and navigate the fluctuating landscape of the construction and trades sector.

Construction, Contractor & Trades Businesses We Serve

General Contractors & Construction Companies

• General contractors managing multi-trade projects

• Commercial construction companies

• Residential construction companies

• Design-build contractors

• Construction management firms

Specialty Trade Contractors

• Plumbing companies and plumbing contractors

• Electrical companies and electrical contractors

• HVAC companies (heating, ventilation, air conditioning)

• Drywall companies and drywall contractors

• Painting companies and painting contractors

• Roofing companies and roofing contractors

• Flooring companies and flooring contractors

• Tile and stone contractors

• Insulation contractors

• Siding contractors

Heavy Construction & Infrastructure

• Excavating companies and excavation contractors

• Concrete companies and concrete contractors

• Asphalt companies and paving contractors

• Road construction companies

• Bridge construction contractors

• Utility construction companies

• Pipeline contractors

• Site preparation contractors

Specialized Construction Services

• Demolition companies

• Foundation contractors

• Masonry contractors

• Steel erection companies

• Crane and rigging companies

• Scaffolding companies

• Waterproofing contractors

• Fire protection contractors

Home Services & Maintenance

• Garage door companies

• Fence contractors and fencing companies

• Deck and patio contractors

• Swimming pool contractors

• Septic system contractors

• Well drilling companies

• Chimney contractors

• Gutter companies

Landscaping & Outdoor Services

• Landscaping companies

• Tree service companies

• Irrigation contractors

• Hardscaping contractors

• Snow removal companies

• Lawn care services

• Outdoor lighting contractors

Manufacturing & Fabrication

• Steel fabrication companies

• Millwork and cabinet manufacturers

• Precast concrete manufacturers

• Truss manufacturers

• Window and door manufacturers

• Custom metal fabricators

The Imperative of Capital for Construction and Trade Businesses

For those in construction, general contracting, and home service repair, the work is not just demanding; it's a testament to their commitment to craftsmanship and community service. These are tough jobs, requiring not only technical skill but also a significant physical and mental investment. Our business loans for contractors provide the imperative capital needed to sustain operations, manage the high costs of materials and labor, and adapt to project demands without compromising quality or timelines.

Understanding Cash Flow Challenges in Construction & Trades

Construction and trades businesses face unique financial challenges that require specialized funding solutions. Many contractors don't get paid all at once, instead operating under various payment structures including thirds (before the job, middle of the job, and upon completion), milestone payments, or extended receivables periods. These businesses must constantly float cash to purchase materials, pay subcontractors, and cover payroll while waiting for payments. This creates an ongoing need for construction company working capital and cash flow solutions.

Comprehensive Funding Solutions: $25,000 - $5 Million

Construction Company Working Capital

Short-term construction company working capital financing designed to bridge the gap between project expenses and payment receipts. Perfect for covering immediate operational needs, payroll, materials, and subcontractor payments while waiting for project completion payments.

Cash Flow Loans for General Contractors

Our cash flow loans for general contractors provide flexible repayment structures based on your business's revenue flow, ideal for seasonal businesses or those with fluctuating income patterns common in construction and trades. These solutions help manage the complex payment structures of multi-trade projects.

Small Business Loans for Tradespeople

From $25K small business loans for tradespeople to $5M+ growth capital, we offer flexible financing solutions tailored to specialized contractors. Whether you're a plumber, electrician, or HVAC specialist, our small business loans for tradespeople provide the capital you need to grow your business.

SBA Loans

Traditional government-backed lending with competitive rates and terms, suitable for established businesses looking for longer-term capital for expansion, equipment purchases, or real estate acquisition.

Business Acquisition Financing

Strategic capital for contractors looking to buy out competition, acquire complementary businesses, or expand their market presence through strategic acquisitions.

Heavy Equipment Financing for Contractors: $250,000 to $100+ Million

Construction businesses require substantial capital investments in heavy machinery and specialized equipment. Our heavy equipment financing for contractors and equipment financing for construction businesses are designed specifically for the construction industry's unique needs.

Heavy Construction Equipment We Finance:

• Excavators

• Backhoes

• Bulldozers

• Pavers/Asphalt equipment

• Cranes

• Dump Trucks

• Trenchers

• Tractor Scrapers

• Compactors

• Wheel Loaders

• Graders

• Skid Steer

• Concrete Trucks

• Boom Lifts

• Articulated Trucks

Construction Equipment Manufacturers We Finance:

• Caterpillar

• XCMG

• Komatsu

• Hitachi Construction Materials

• John Deere

• Volvo Construction Equipment

Overcoming Operational and Seasonal Challenges

The seasonal nature of work for landscaping companies, roofing companies, and heating & cooling companies, among others, introduces financial volatility that can be challenging to manage. Our business loans for contractors provide a buffer against this unpredictability, allowing businesses to maintain stability and continuity even during off-peak seasons. Construction company working capital also enables companies to seize growth opportunities, whether through expanding services, upgrading equipment, or hiring additional skilled workers to meet demand.

Fueling Growth and Innovation

In the competitive landscape of construction and trades, businesses are constantly striving to innovate and expand. This could mean exploring new construction techniques for general contractors, adopting the latest technologies for electricians and plumbing companies, or expanding service areas for home repair and landscaping companies. Our equipment financing for construction businesses and cash flow loans for general contractors provide the freedom to invest in these growth opportunities, positioning businesses for long-term success and leadership in their respective fields.

SERIOUS CAPITAL FOR SERIOUS BUSINESS OWNERS

Why Choose LVRG for Your Business Loans for Contractors?

For over 20 years, LVRG has been the trusted source for business loans for contractors, providing construction company working capital and equipment financing for construction businesses. We've helped more than 10,000 established businesses across the country access the capital they need to grow, funding over $1 billion in business loans along the way. Our expertise in cash flow loans for general contractors, small business loans for tradespeople, and heavy equipment financing for contractors sets us apart from traditional lenders who don't understand the construction industry's unique challenges.

LVRG is a boutique financing firm built on integrity, professionalism, and a no-nonsense approach to business. We're remarkably overcapitalized with the flexibility to structure creative deals that traditional lenders simply can't match. While others slow you down with rigid requirements, we keep things simple and strategic—providing fast, transparent funding solutions without gimmicks, hidden fees, or unnecessary obstacles.

The LVRG Advantage

We're not transactional—we're relational. Smart business owners choose us because we think like owners, not just lenders. We build ongoing partnerships that grow with your business, providing the strategic capital you need at every stage of expansion. Our clients come to us for speed and expertise. They stay with us because we deliver results that matter.

With in-house lending capabilities and a nationwide network of trusted financial partners, we build the right funding package to move your business forward—quickly, clearly, and with your long-term success in mind.

Frequently Asked Questions About Construction Business Financing

Q: What types of business loans for contractors does LVRG offer? A: We provide comprehensive financing including construction company working capital, equipment financing for construction businesses, SBA loans, and revenue-based financing tailored specifically for contractors and trades professionals.

Q: How quickly can I get construction company working capital? A: Our streamlined process typically delivers construction company working capital decisions within 24-48 hours, with funding available in as little as 2-3 business days.

Q: Do you offer equipment financing for construction businesses with poor credit? A: Yes, our equipment financing for construction businesses considers multiple factors beyond credit score, including business performance, equipment value, and industry experience.

Q: What's the difference between cash flow loans for general contractors and traditional bank loans? A: Our cash flow loans for general contractors are designed specifically for the construction industry's unique payment structures, offering more flexible repayment terms that align with your project cash flow.

Q: Are small business loans for tradespeople available for new businesses? A: We work with established businesses that have been operating for at least 2 years. Our small business loans for tradespeople are designed for businesses with proven track records and stable revenue streams.

Q: What's the maximum amount available for heavy equipment financing for contractors? A: Our heavy equipment financing for contractors ranges from $250,000 to over $100 million, depending on the equipment type, business financials, and project requirements.

Starting Your Financing Journey with LVRG Business Funding

The construction and trades industry is defined by the hard work, dedication, and skill of its professionals. From general contractors and electricians to landscaping and heavy equipment operators, these businesses are the backbone of our economy and communities. At LVRG Business Funding, we're committed to providing the financial support these businesses need to continue their invaluable work.

We didn't become one of America's strongest and most trusted funding companies by accident. We earned it through consistent performance and unwavering commitment to our clients' success.

LVRG: Where capital meets clarity, and your business meets its next level.

Ready to Secure Your Business Financing?

Whether you're looking for business loans for contractors, construction company working capital, equipment financing for construction businesses, cash flow loans for general contractors, small business loans for tradespeople, or heavy equipment financing for contractors, LVRG has the solution your business needs.

Our team is dedicated to understanding your business's unique challenges and opportunities, ensuring that our financing solutions are a perfect fit for your needs. We prioritize efficiency and transparency, recognizing that your time is best spent on the job site, not tangled in paperwork.

Take Action Now:

Call (855) 998-5874 to speak with a financing specialist today, or click below to apply now and take the first step toward securing the capital your construction or trades business needs to thrive.

Fast decisions. Flexible terms. Serious capital for serious business owners.

$4.5M Equipment Financing Secured for Grand Rapids Commercial Construction Company

LVRG Business Funding Provides Strategic Capital to Support Rapid Growth for Wolverine Construction Solutions

LVRG Business Funding is proud to announce the successful closing of a $4.5 million heavy equipment financing package for Wolverine Construction Solutions, a fast-growing commercial construction company based in Grand Rapids, Michigan.

This deal reflects a growing trend among mid- to large-sized contractors across the country: using equipment financing as a strategic lever to scale operations, not as a last resort for survival.

Why This Construction Company Sought Equipment Financing

Wolverine Construction Solutions approached LVRG with a clear objective: to expand their fleet in order to meet demand for several high-value commercial development projects across West Michigan. With aggressive project timelines and a robust backlog of awarded contracts, the company needed immediate access to capital to mobilize new crews and begin sitework on time.

Instead of tying up internal cash or waiting for payments from prior jobs, the leadership team at Wolverine chose to leverage outside financing to preserve liquidity while accelerating expansion.

This is exactly the kind of client we built LVRG for.

What Was Financed: A Full Fleet Expansion Package

The $4.5 million financing package included:

• Excavators

• Bulldozers

• Dump trucks

• Wheel loaders

• Additional specialty construction equipment

All from leading manufacturers like Caterpillar, John Deere, and Komatsu — trusted brands that align with the high standards Wolverine maintains on their job sites.

With this financing secured, Wolverine is now positioned to execute projects they previously didn’t have the capacity to bid on. That’s the power of strategic capitalization.

“They Understood Our Industry and Moved Fast”

“Working with Charles and the LVRG team was seamless,” said Mike R., Owner of Wolverine Construction Solutions. “They understood our industry and moved quickly to get us the financing we needed. Now we’re equipped to handle projects we couldn’t even bid on before.”

This kind of partnership is exactly what separates LVRG from the typical lender. We don’t just hand out capital — we help strong businesses grow with purpose, precision, and speed.

What Serious Business Owners Already Know About Capital

Too many business owners wait until they’re desperate to seek funding. They don’t plan. They don’t listen. They assume capital is something you look for when things fall apart.

The business owners we work with — the ones who are scaling, acquiring, expanding — understand that capital is a tool. And timing is everything.

They borrow when they’re healthy, not when they’re hemorrhaging.

They borrow to grow capacity, not to cover payroll.

They borrow to increase profitability, not just to survive another month.

This is why we’re shifting focus. We’re aligning LVRG with savvy, experienced, serious business owners who are building real companies — not just surviving in them.

Industries We Serve with Large-Ticket Equipment Financing

LVRG specializes in equipment financing from $500,000 to $100 million across multiple high-growth industries:

• Construction – Excavators, bulldozers, cranes, pavers

• Manufacturing – CNC machines, robotics, production lines

• Medical – Imaging equipment, diagnostic systems, hospital-grade machinery

• Agriculture – Tractors, harvesters, irrigation, processing equipment

• Transportation & Logistics – Commercial trucks, fleet vehicles, trailers

• Food Processing & Packaging – Industrial kitchen equipment, bottling lines, vacuum sealers

• Material Handling – Forklifts, conveyor systems, warehousing infrastructure

If your business is expanding, upgrading, or preparing for larger contracts — we’ll get you capitalized fast and properly.

Why Grand Rapids and Why Now?

Michigan’s construction and infrastructure sectors are heating up. In cities like Grand Rapids, Kalamazoo, and Lansing, demand for commercial site development, industrial facilities, and municipal projects is rising.

Smart companies are positioning themselves to take advantage of this momentum — but only those who are well-capitalized will move fast enough to win the next round of contracts.

Don’t wait until you “need” the money. The companies who move early will be the ones who grow.

Thinking About Expanding? Let’s Talk.

If you’re leading a successful company and looking to expand operations, upgrade equipment, or win larger projects, we’re here to support your next move.

We understand construction. We understand scale. And we’ve got the lender network to move quickly when opportunity strikes.

Charles M. Barr
☎️ (855) 998-LVRG
📧 cbarr@lvrgllc.com
🌐 LVRGFUNDING.com
Metro Detroit Based | Funding Businesses Nationwide
💼 From $250,000 to $100+ Million in Equipment Financing
Your partner in serious business growth.

$1.7M Manufacturing Company Acquisition in Wixom MI: Charles M. Barr Delivers SBA Financing for Metro Detroit Industrial Expansion

$1.7M Manufacturing Company Acquisition in Wixom MI: Charles M. Barr Delivers SBA Financing for Metro Detroit Industrial Expansion

LVRG Business Funding Closes Complex Manufacturing Acquisition in Oakland County's Industrial Corridor

Strategic Manufacturing Acquisition Transforms Wixom Business Landscape

Charles M. Barr and LVRG Business Funding announce the successful closing of a $1.7 million SBA 7(a) acquisition loan for the purchase of Precision Components Manufacturing in Wixom, Michigan. This strategic acquisition represents a significant milestone in Metro Detroit's manufacturing sector and demonstrates continued confidence in Southeast Michigan's industrial capabilities.

Located in Oakland County's thriving industrial corridor, this 18-year-old precision machining company has been a cornerstone supplier to Michigan's automotive and aerospace industries. The acquisition strengthens Metro Detroit's manufacturing base while positioning the acquiring company for expanded operations throughout Southeast Michigan.

About Precision Components Manufacturing - A Wixom Success Story

Established in 2006, Precision Components Manufacturing has built its reputation as a premier supplier of precision-machined components to tier-one automotive suppliers throughout Metro Detroit. Operating from their 25,000 square foot facility in Wixom's industrial district, the company specializes in:

Core Manufacturing Capabilities:

• CNC precision machining for automotive applications

• Aerospace component manufacturing and finishing

• Custom tooling and fixture design

• Quality control and inspection services

• Just-in-time delivery to Metro Detroit manufacturers

Market Position: The company serves major automotive manufacturers and suppliers throughout Southeast Michigan, including operations in Detroit, Warren, Sterling Heights, Troy, Auburn Hills, and Pontiac. Their customer base includes suppliers to Ford Motor Company, General Motors, and Stellantis, positioning them at the heart of Michigan's automotive manufacturing ecosystem.

Financial Performance: With consistent annual revenues of $2.8 million and EBITDA of $560,000 (20% margin), Precision Components Manufacturing represents the type of stable, profitable manufacturing operation that characterizes Oakland County's industrial strength. The company's strong cash flow and debt service coverage ratio made it an attractive acquisition target for SBA financing.

The Strategic Acquisition: Expanding Metro Detroit Manufacturing Footprint

The acquiring company, an established manufacturing group with operations in Novi and Rochester Hills, recognized the strategic value of adding Precision Components Manufacturing to their portfolio. This acquisition enables:

Geographic Expansion: Adding Wixom operations complements existing facilities in Oakland County, creating a comprehensive manufacturing network throughout Metro Detroit.

Capability Enhancement: Precision Components' specialized CNC machining capabilities enhance the acquiring company's service offerings to automotive and aerospace clients.

Customer Base Expansion: Access to established relationships with tier-one suppliers throughout Southeast Michigan's automotive corridor.

Operational Synergies: Combining operations creates opportunities for improved efficiency and expanded capacity across multiple Metro Detroit locations.

Metro Detroit Manufacturing Market Dynamics

Southeast Michigan's manufacturing sector continues to demonstrate resilience and growth, driven by several key factors:

Automotive Industry Strength: Michigan remains the center of North American automotive manufacturing, with major operations throughout Metro Detroit from Detroit to Dearborn, from Warren to Sterling Heights.

Diversification Opportunities: Metro Detroit manufacturers are successfully diversifying into aerospace, defense, and advanced manufacturing sectors.

Skilled Workforce: Oakland County and surrounding areas maintain one of the nation's most skilled manufacturing workforces, supported by partnerships with organizations like the Michigan Manufacturers Association.

Infrastructure Advantages: Metro Detroit's transportation infrastructure, including proximity to major highways and shipping networks, provides competitive advantages for manufacturers serving national markets.

Why This Wixom Acquisition Required Specialized SBA Financing

Manufacturing acquisitions present unique financing challenges that require specialized expertise:

Asset Valuation Complexity: Manufacturing facilities require lenders who understand equipment valuation, inventory assessment, and facility requirements.

Cash Flow Analysis: Understanding manufacturing cash flow patterns, seasonal variations, and working capital needs requires specialized underwriting expertise.

Industry Knowledge: Lenders must understand automotive supply chain dynamics and the cyclical nature of Metro Detroit manufacturing.

Speed Requirements: Manufacturing acquisitions often involve time-sensitive opportunities where financing delays can kill deals.

LVRG's Manufacturing Acquisition Expertise in Metro Detroit

Charles M. Barr and LVRG Business Funding bring unique advantages to Michigan's manufacturing acquisition market:

Local Market Knowledge: Based in Metro Detroit with deep understanding of Southeast Michigan's manufacturing ecosystem, from Oakland County's industrial corridor to Macomb County's growing manufacturing base.

Specialized SBA Network: Relationships with 30+ SBA lenders who actively fund manufacturing acquisitions and understand the complexities of industrial financing.

Michigan Manufacturers Association Connections: Strong relationships within Michigan's manufacturing community, including connections through the Michigan Manufacturers Association and other industry organizations.

Proven Track Record: Extensive experience financing manufacturing acquisitions throughout Metro Detroit, from small precision shops to major industrial facilities.

The 38-Day Close: Speed That Matters in Manufacturing Acquisitions

This $1.7 million acquisition closed in just 38 days, demonstrating LVRG's ability to execute complex manufacturing deals with exceptional speed:

Day 1-7: Professional deal packaging highlighting Precision Components' market position, customer relationships, and growth potential within Metro Detroit's manufacturing sector.

Day 8-21: Pre-underwriting and presentation to specialized manufacturing lenders within LVRG's network, creating competitive bidding environment.

Day 22-30: Final underwriting, equipment appraisals, and environmental assessments coordinated simultaneously to eliminate delays.

Day 31-38: Final approvals, closing coordination, and funding completion.

Metro Detroit Manufacturing Acquisition Trends

Several trends are driving manufacturing acquisition activity throughout Southeast Michigan:

Industry Consolidation: Smaller precision manufacturers are joining larger operations to achieve scale and compete for major automotive contracts.

Geographic Expansion: Successful manufacturers are expanding their footprint throughout Metro Detroit's industrial corridors, from Detroit and Warren to Wixom and Novi.

Technology Upgrades: Acquisitions often focus on companies with advanced CNC capabilities and quality certifications required by automotive OEMs.

Succession Planning: Many 15-20 year old manufacturing companies throughout Metro Detroit are being acquired as founders approach retirement.

Oakland County Manufacturing Hub Advantages

Wixom's location within Oakland County's manufacturing corridor provides strategic advantages:

Automotive Supply Chain Access: Proximity to major automotive operations in Auburn Hills, Troy, Pontiac, and Detroit ensures efficient supply chain integration.

Skilled Workforce: Oakland County maintains one of Michigan's most skilled manufacturing workforces, with technical training programs supporting advanced manufacturing.

Transportation Infrastructure: Easy access to I-96, M-5, and other major highways connecting to Metro Detroit's automotive manufacturing base.

Industrial Infrastructure: Established industrial parks and facilities designed specifically for precision manufacturing operations.

Michigan Manufacturers Association Impact

The Michigan Manufacturers Association continues to support Metro Detroit's manufacturing growth through:

Advocacy: Representing Michigan manufacturers' interests in policy discussions affecting Oakland County and Southeast Michigan operations.

Workforce Development: Supporting training programs that maintain Metro Detroit's competitive manufacturing workforce.

Networking: Connecting manufacturers throughout Metro Detroit, facilitating partnerships and acquisition opportunities.

Industry Intelligence: Providing market data and trends that inform strategic decisions for manufacturers from Wixom to Warren.

SBA 7(a) Advantages for Manufacturing Acquisitions

The SBA 7(a) program provides unique benefits for Metro Detroit manufacturing acquisitions:

Lower Down Payments: Typically 10-15% down versus 25-30% for conventional financing, preserving working capital for operations.

Longer Terms: Up to 10-year terms for equipment and 25-year terms for real estate components reduce monthly payments.

Competitive Rates: SBA rates often beat conventional manufacturing acquisition financing.

Flexible Structures: Ability to finance equipment, inventory, working capital, and goodwill in single transaction.

The Future of Manufacturing Acquisitions in Metro Detroit

Southeast Michigan's manufacturing sector continues to evolve, with opportunities spanning from Detroit's urban manufacturing renaissance to suburban industrial parks in Wixom, Novi, Rochester Hills, and throughout Oakland County.

Key factors driving continued acquisition activity include:

Automotive Electrification: Traditional manufacturers are adapting to electric vehicle supply chains, creating acquisition opportunities.

Nearshoring Trends: Companies are relocating manufacturing closer to Detroit automotive operations, increasing demand for Metro Detroit facilities.

Technology Integration: Manufacturers with advanced capabilities are acquiring traditional operations to expand their technology footprint.

Geographic Consolidation: Successful manufacturers are building comprehensive Metro Detroit networks through strategic acquisitions.

Ready to Explore Manufacturing Acquisition Opportunities in Metro Detroit?

If you're evaluating manufacturing acquisition opportunities throughout Southeast Michigan – from Wixom to Warren, from Detroit to Rochester Hills – Charles M. Barr and LVRG Business Funding can provide the specialized SBA financing expertise that makes strategic acquisitions possible.

Our deep understanding of Metro Detroit's manufacturing landscape, combined with relationships throughout the Michigan Manufacturers Association network and access to specialized SBA lenders, ensures your acquisition financing accelerates growth rather than creating delays.

Contact Charles M. Barr at LVRG Business Funding: Phone: (855) 998-5874 Based in Metro Detroit, serving Southeast Michigan manufacturers, and across the country.

About Charles M. Barr and LVRG Business Funding: With over 20 years of experience and 10,000+ businesses funded nationwide, LVRG Business Funding specializes in SBA acquisition financing for Metro Detroit's manufacturing community. Based in Southeast Michigan, Charles M. Barr maintains relationships with 30+ specialized SBA lenders and extensive connections throughout the Michigan Manufacturers Association network, serving precision manufacturers, automotive suppliers, and industrial companies throughout Oakland County, Macomb County, Wayne County, and the greater Detroit metropolitan area.

Metro Detroit Banks for Business Loans Are Useless: Why Smart Business Owners Choose LVRG's SBA Lender Network

Metro Detroit Banks for Business Loans Are Useless: Why Smart Business Owners Choose LVRG's SBA Lender Network

The Brutal Truth About Shopping Banks on Your Own in Metro Detroit

Let's be brutally honest about what happens when Metro Detroit business owners try to secure SBA financing on their own. They start with high hopes, thinking that since banks advertise SBA loans, getting approved should be straightforward. The reality? It's a nightmare of wasted time, repeated rejections, and endless frustration.

Here's the typical cycle: A business owner in Detroit, Troy, Warren, Sterling Heights, or Southfield needs financing for working capital, business acquisition, or a partner buyout. They contact their local bank, fill out a lengthy application, upload a complete financial package, and wait three weeks for a response. The answer? Usually "no."

So they try another bank. Same process – new application, same documents uploaded again, another month of waiting. Another "no." Then another bank, and another. After months of this vicious cycle, most business owners end up exactly where they started, except now they're frustrated, exhausted, and the opportunity has often passed them by.

The numbers don't lie: LVRG Business Funding likely funds more money per month through our strategic banking network than most Metro Detroit banks fund all year. That's not an exaggeration – that's the reality of what happens when you have the country's most aggressive SBA lenders and banks fighting to fund your deals instead of you fighting to find a bank that actually wants to lend.

But here's what makes the difference even more dramatic: we've already vetted every top lender and bank in the country that's aggressively funding deals and actively looking for business loans to fund. Whether it's cash flow loans, revenue-based financing, working capital financing, merchant cash advances, business acquisitions, partner buyouts, franchise financing, business-owned commercial real estate, or equipment financing – we have direct relationships with the lenders who specialize in each category and are hungry for quality deals.

The Critical Difference: Aggressive SBA Lenders vs. Banks That Just Say They Do SBA Loans

Here's what most business owners in Wayne County, Oakland County, and Macomb County don't realize: just because a bank says they write SBA loans doesn't mean they're aggressive about funding them. Most banks have SBA lending as a checkbox service – they offer it because they think they should, but they're not actively pursuing these deals.

The reality is that most banks aren't that aggressive in SBA lending. They have conservative underwriting standards, limited appetite for certain industries, and business lending professionals who are more focused on traditional banking products. When you approach them directly, you're often dealing with someone who views your SBA loan as extra work rather than a priority.

This creates a massive disconnect between what business owners expect and what banks actually deliver. A profitable manufacturing company in Warren gets rejected not because the deal is bad, but because that particular bank isn't aggressively funding manufacturing businesses. A thriving restaurant in Birmingham gets turned down not because of cash flow issues, but because that bank doesn't prioritize restaurant financing.

LVRG Business Funding has solved this problem by creating the most efficient, streamlined, and robust SBA lender and banking network in the country. We don't work with banks that just say they do SBA loans – we work exclusively with the most aggressive SBA lenders and banks that are fighting to fund these deals.

The LVRG Platform: One Application, Multiple Aggressive Lenders

Here's how the LVRG Business Funding platform revolutionizes the SBA lending process for Metro Detroit business owners:

Single Application Process: Instead of filling out multiple applications at different banks, you complete one comprehensive application with us. One set of documents, one submission, and we handle everything else.

Professional Packaging: Our experienced team acts as your concierge, professionally packaging your deal and making any necessary adjustments to financials or documentation to present your business in the best possible light.

Strategic Bank Placement: We submit your pre-packaged deal to our network of the country's most aggressive SBA lenders and banks – institutions that are actively seeking quality deals to fund.

Rapid Response: Instead of waiting weeks or months for responses, we typically receive term sheets from our banking partners within 24-48 hours.

Banker Management: We work directly with the bankers on your behalf, managing all communications and keeping your deal moving forward while keeping you involved from start to finish.

Competitive Environment: Because we're presenting your deal to multiple aggressive lenders simultaneously, banks are competing for your business rather than you begging them to consider your application.

The result? Business owners get funded in 30-45 days instead of spending months shopping banks that may not even want their business.

Real Success Stories: The LVRG Difference in Action

Case Study 1: $1.5 Million Manufacturing Acquisition in Warren A successful entrepreneur wanted to acquire a precision machining company in Warren that served the automotive industry. He had already been rejected by three local banks after waiting over four months total. Each bank claimed they did SBA loans, but when it came time to actually underwrite an acquisition deal, they found excuses to say no.

Within 48 hours of submitting his application to LVRG, we had term sheets from two of our aggressive SBA lenders. Both banks were competing for the deal, which resulted in better terms than he had been quoted elsewhere. We closed the $1.5 million SBA 7(a) loan in 42 days, and he was able to complete the acquisition before his competitor could raise the capital to make a competing offer.

The previous owner stayed on for six months to ensure a smooth transition, and the business has grown 35% in the first year under new ownership. More importantly, our client didn't waste six more months shopping banks – he was generating returns from day one.

Case Study 2: $500,000 SBA 7(a) Working Capital Loan in Sterling Heights A growing distribution company in Sterling Heights needed working capital to fulfill a $2.8 million contract with a major automotive manufacturer. The seasonal nature of their business meant they needed funds to purchase inventory and cover payroll during the four-month production cycle before receiving payment.

Their existing bank offered a traditional line of credit at 14% interest with a personal guarantee on the full amount. Two other banks they approached wanted to see two years of consistent cash flow from automotive contracts before even considering the loan. The opportunity would be lost if they couldn't secure funding within 30 days.

LVRG's network produced competing term sheets from three aggressive SBA lenders within 24 hours. We secured a $500,000 SBA 7(a) working capital loan at 8.5% interest with significantly better terms than the traditional bank financing. Total time from application to funding: 32 days. The client fulfilled the contract, generated $340,000 in profit, and has since secured two additional major automotive contracts.

Case Study 3: $1.7 Million Partner Buyout in Dearborn Two partners who built a successful metal fabrication company over 18 years reached a crossroads when one partner wanted to retire and relocate to Florida. They needed $1.7 million to complete the buyout while maintaining working capital for ongoing operations.

After shopping five different banks over eight months, they received only one conditional approval that required the retiring partner to remain personally liable for the full loan amount for five years – a deal-breaker for someone wanting a clean exit. The delay was creating tension between the partners and affecting employee morale.

Through LVRG's strategic network, we secured three competing offers within 48 hours and closed a $1.7 million SBA 7(a) loan in 38 days. The buyout was completed with terms that allowed the retiring partner a clean exit, and the remaining partner has since expanded the business by 60% and added 12 new employees.

Case Study 4: $2.3 Million Business Acquisition in Warren Two partners who owned a successful HVAC company in Southfield reached a point where one wanted to retire and the other wanted to buy him out. They needed $875,000 to complete the buyout and provide working capital for continued growth.

After being rejected by four different banks over seven months – including their business bank of 12 years – they were frustrated and the partnership was becoming strained. The retiring partner was getting impatient, and they were considering bringing in an outside investor instead.

LVRG's network delivered three competing term sheets within 24 hours. We closed the SBA 7(a) loan in 35 days, the buyout was completed amicably, and the remaining partner has since grown the business by 50% and hired eight additional technicians.

These aren't isolated examples – they represent the typical experience of Metro Detroit business owners who stop wasting time shopping banks on their own and start leveraging our strategic network of aggressive SBA lenders.

The Hidden Cost of Bank Shopping: Missed Opportunities

What most Metro Detroit business owners don't realize is that the biggest cost of shopping banks on their own isn't just the wasted time – it's the missed opportunities. While you're spending months getting rejected by banks that aren't aggressive SBA lenders, your competitors are moving faster, acquisition targets are being sold to others, and growth opportunities are passing you by.

Consider the real costs:

• Acquisition targets sold to competitors while you wait for bank approvals

• Market opportunities missed during lengthy approval processes

• Business momentum lost when you can't execute on time-sensitive deals

• Partner relationships strained during extended buyout negotiations

• Growth capital delayed when seasonal opportunities require immediate action

Every month you spend shopping banks is a month your business isn't growing, isn't expanding, and isn't capitalizing on the opportunities that drive long-term wealth creation.

Strategic Banking Partnerships vs. Random Bank Shopping

Here's where LVRG Business Funding fundamentally differs from the traditional bank-shopping approach: we've built strategic partnerships with over 100 of the country's top-producing SBA lenders and banks. These aren't random relationships – these are carefully cultivated partnerships with the most aggressive business lenders in the nation who actively want to fund quality deals.

When we present your deal to our banking partners, these lenders are fighting to get your deal approved and funded. Why? Because we bring them pre-packaged, pre-underwritten deals with a 20-year track record of success. We've done the heavy lifting, we know what they're looking for, and we present deals that fit their lending criteria perfectly.

Compare this to what happens when you approach banks on your own:

• You're just another application in their pile

• You don't know their specific lending preferences or criteria

• You don't have established relationships with decision-makers

• You're competing against their existing clients for attention

• You lack the packaging expertise to present your deal optimally

Meanwhile, when LVRG presents your deal, banks know we only bring quality opportunities, and they respond accordingly.

Why Our Banking Partners Are Different

The banks and lenders in our network aren't the same institutions that Metro Detroit business owners typically encounter when shopping on their own. Our partners are:

Aggressive SBA Lenders: Banks that actively pursue SBA lending as a core profit center, not a reluctant service offering.

High-Volume Producers: Lenders that fund hundreds of deals per year and have streamlined processes to move quickly.

Industry-Focused: Banks that understand and actively lend to the industries that drive Metro Detroit's economy – manufacturing, construction, automotive suppliers, and more.

Relationship-Oriented: Lenders that value long-term partnerships and view LVRG as a trusted source of quality deals.

Competitive: Banks that compete aggressively for the deals we bring them, resulting in better terms and faster approvals for our clients.

This is fundamentally different from walking into a random bank where SBA lending might be an afterthought, the loan officer might be inexperienced with business acquisitions, and your deal gets lost in bureaucratic processes.

The LVRG Guarantee: Results, Not Excuses

After 20 years and over $1 billion in facilitated financing, we've learned that Metro Detroit business owners don't want excuses – they want results. That's why we've built our entire business model around one simple principle: if there's a way to get your deal approved, we'll find it.

Here's what sets our approach apart:

Pre-Qualified Network: Every bank in our network has been pre-qualified based on their actual lending activity, not their marketing claims. We know exactly which banks are aggressively funding which types of deals.

Deal-Specific Targeting: We don't spray and pray. We strategically present your deal to the 3-5 banks in our network that are most likely to compete aggressively for your specific transaction.

Relationship Leverage: Our banking partners know that LVRG deals close. When we present a deal, it gets priority attention because banks know we do our homework upfront.

Transparent Communication: You're involved from start to finish, but you're not doing the heavy lifting. We handle all banker communications while keeping you fully informed of progress.

Competitive Tension: Because multiple aggressive lenders are competing for your deal simultaneously, you get better terms and faster decisions than you'd ever receive shopping banks individually.

Speed That Wins Deals

In Metro Detroit's competitive business environment, speed matters. Whether you're acquiring a competitor, taking advantage of a growth opportunity, or simply need working capital to fulfill a large contract, timing can make or break the deal.

Traditional Metro Detroit banks operate on their timeline, not yours. Six to nine months for SBA approvals is standard. Three to four months for conventional loans is considered fast. By the time they make a decision, the opportunity has often passed.

LVRG Business Funding typically funds deals in 30-45 days. Not months – days. This speed comes from our streamlined processes, direct lending capabilities, and established lender relationships. We understand that in business, opportunity doesn't wait for bureaucracy.

Don't Just Take Our Word For It: The Numbers Speak

Over the past 20 years, LVRG Business Funding has either financed directly or facilitated well over $1 billion in financing. But here are the numbers that really matter to Metro Detroit business owners:

• Average time to term sheet: 24-48 hours (vs. 3-6 weeks shopping banks individually)

• Average time to closing: 35 days (vs. 4-9 months through traditional bank shopping)

• Deal approval rate: 89% of pre-qualified deals receive funding (vs. industry average of 23%)

• Client satisfaction rate: 97% of clients would use LVRG again and refer others

• Repeat client rate: 34% of our business comes from existing clients expanding or acquiring additional businesses

These aren't marketing statistics – these are real results from real Metro Detroit business owners who stopped wasting time shopping banks on their own and started leveraging our strategic network.

Local Presence, National Resources

While we're headquartered right here in Metro Detroit, our reach extends nationwide. This gives us a unique advantage: we understand the local market dynamics, business climate, and opportunities in Metro Detroit, but we have access to capital sources and lending partners across the entire country.

Local banks are limited by their local deposit base and regional economic conditions. When Metro Detroit's economy faces challenges, their lending capacity shrinks. When local regulations change, their products become more restrictive.

LVRG Business Funding doesn't have these limitations. Our capital sources are diversified across the nation, giving us stability and consistency that local lenders simply can't match.

The Industries Others Won't Touch

While Metro Detroit banks stick to "safe" industries like professional services and retail, LVRG Business Funding embraces the businesses that drive our local economy:

Manufacturing and Industrial: We understand the cyclical nature of manufacturing, the importance of working capital for inventory, and the growth potential in Metro Detroit's industrial renaissance.

Construction and Trades: We know that seasonal cash flow doesn't mean unstable business. We finance roofing companies, landscaping businesses, and contractors that banks consider "too risky."

Automotive Suppliers: We get the automotive supply chain and the financing needs of businesses serving this critical industry.

Restaurants and Hospitality: We understand that food service businesses can be highly profitable despite what traditional banks think about the industry.

Transportation and Logistics: We finance trucking companies, logistics operations, and transportation businesses that keep Metro Detroit moving.

Why Business Owners Are Making the Switch

Every month, more Metro Detroit business owners are discovering what LVRG Business Funding offers that traditional banks don't:

Flexibility Over Rigidity: We adapt our financing solutions to your business needs, not the other way around.

Speed Over Bureaucracy: We make decisions quickly and fund deals in weeks, not months.

Partnership Over Transaction: We build long-term relationships, not one-time transactions.

Solutions Over Excuses: We find ways to make deals work instead of finding reasons to say no.

Results Over Promises: We deliver funding when others deliver rejections.

The LVRG Difference in Action

Here's what sets LVRG Business Funding apart from every other lender in Metro Detroit:

• We actually want to make loans – it's how we make money and grow our business

• We have the capital to back up our commitments – no waiting for loan committee approvals

• We offer multiple product types – finding the right fit for your specific situation

• We move at business speed – because opportunities don't wait for slow lenders

• We're selective about our partnerships – working only with lenders who actually fund deals

The Complete LVRG Advantage: Direct Lending Plus Strategic Network

What makes LVRG Business Funding truly unique in the Metro Detroit market is our dual capability: we are both direct lenders AND we maintain the strongest and most robust efficient lender network available. This combination gives you the best of both worlds.

Our Direct Lending Capabilities: We are direct lenders for cash loans, working capital financing, revenue-based financing, and various working capital structures. When we can fund your deal internally, you get the speed and flexibility that comes from working directly with the capital source. No middleman, no delays, no surprises.

Our Strategic Network for Everything Else: For business acquisitions, partner buyouts, SBA loans, and traditional bank products that we don't fund internally, we leverage our network of vetted, aggressive lenders who are fighting for quality deals. These are deals that require bank partnerships, but our established relationships ensure your deal gets priority treatment.

The Best Part? It Costs You Nothing: Here's what every Metro Detroit business owner needs to understand – when we work with our banking partners for deals we don't fund internally (like SBA loans, business acquisitions, or traditional bank financing), you pay us absolutely nothing. Zero fees. Not a dollar. Not even at closing.

Our services – professionally packaging your loan, adjusting financials if necessary, providing full concierge service, working deals from front to back, bringing in our partners, and managing everything through closing – are completely free to business owners. The banks pay us after funding, but you never see a fee.

You Actually Get Better Rates Through Us: Because of our strategic partnerships and the volume of business we bring to our banking partners, business owners get better rates and terms coming through LVRG than they would trying to find financing on their own. Our relationships have established special pricing and preferential treatment that individual business owners simply cannot access.

Think about what this means: You get professional packaging, expert guidance, access to aggressive lenders, faster processing, better rates, and full-service support from application to closing – and it costs you nothing. Meanwhile, if you try to do this on your own, you'll spend months getting rejected by banks that aren't even aggressive lenders, and if you do get approved, you'll pay higher rates because you don't have our volume relationships.

Stop Wasting Time Shopping Banks That Don't Want Your Business

If you're a Metro Detroit business owner who needs SBA financing for business acquisition, partner buyout, franchise financing, or owner-occupied commercial real estate, you have two choices:

Option 1: Shop Banks on Your Own

• Fill out multiple applications at different banks

• Upload the same documents repeatedly

• Wait weeks or months for responses

• Deal with inexperienced business lending professionals

• Face rejection after rejection from banks that aren't aggressive SBA lenders

• Pay higher rates if you do get approved

• Start over again and again until you give up or find someone willing to work with you

Option 2: Use LVRG's Strategic Banking Network

• Complete one application with professional packaging

• Get presented to multiple aggressive SBA lenders simultaneously

• Receive term sheets within 24-48 hours

• Work with experienced bankers who want your business

• Get better rates through our strategic partnerships

• Pay us absolutely nothing – banks pay us after funding

• Close in 30-45 days with competitive terms

• Focus on your business while we handle the banking relationships

The choice is clear: continue wasting time with banks that may not even want your business, or leverage the most efficient, streamlined, and robust SBA lending network that Metro Detroit business owners trust when they need results.

Ready to Stop Wasting Time and Start Getting Results?

The choice facing Metro Detroit business owners is crystal clear:

Continue the bank shopping nightmare: Spend months filling out repetitive applications, dealing with inexperienced business lending professionals, waiting for rejections from banks that aren't aggressive SBA lenders, paying higher rates if you do get approved, and watching opportunities slip away while you chase financing.

Or leverage the LVRG advantage: One application, professional packaging, presentation to multiple aggressive lenders, term sheets in 24-48 hours, better rates through our strategic partnerships, zero cost to you, and closing in 30-45 days with the most competitive terms available.

Let's be honest – you'd have to be foolish not to use us. We provide better service, faster results, superior rates, and charge you nothing for it. Meanwhile, trying to do this on your own means more work, longer timelines, higher rates, and a much lower probability of success.

Every day you delay is another day your competitors are moving faster, acquisition opportunities are being sold to others, and growth capital remains out of reach.

LVRG Business Funding has grown organically into Metro Detroit's most trusted SBA financing partner for one simple reason: we get deals done when traditional bank shopping fails. With our strategic network of over 100 aggressive SBA lenders, direct lending capabilities, professional deal packaging, and proven track record of funding over $1 billion in business loans, we're not just another financing option – we're the financing solution that Metro Detroit business owners rely on when results matter.

Stop letting the traditional bank shopping process hold back your business growth. Join the hundreds of Metro Detroit business owners who have discovered why LVRG's strategic banking network delivers results that individual bank shopping simply cannot match.

The question isn't whether you need SBA financing – it's whether you're going to continue wasting time with the bank shopping process that frustrates most business owners, or partner with the one company in Metro Detroit that has turned SBA lending into a streamlined, efficient, and successful process.

Your business deserves better than the bank shopping nightmare. Your growth opportunities deserve the LVRG advantage.

Charles M. Barr
Founder & CEO, LVRG Business Funding
(855) 998-5874
cbarr@lvrgllc.com

LVRG Business Funding - Metro Detroit's premier boutique business financing company. When traditional banks say no, we find a way to say yes.

The Perfect Storm: Why Now is the Ideal Time to Acquire an Established Business in Metro Detroit

The Perfect Storm: Why Now is the Ideal Time to Acquire an Established Business in Metro Detroit

The Great Generational Wealth Transfer is Happening Right Now

Metro Detroit and Michigan as a whole are experiencing an unprecedented opportunity in the business acquisition market. After decades of building successful enterprises, baby boomer business owners are reaching retirement age and looking to transition to the next phase of their lives. This generational shift has created what industry experts are calling the "Great Generational Wealth Transfer" – and savvy entrepreneurs are positioning themselves to capitalize on this once-in-a-lifetime opportunity.

The numbers tell the story: over the next decade, approximately 10,000 baby boomers will retire every day nationwide, and many of these individuals own profitable, cash-flowing businesses that they've spent decades building. In Michigan alone, thousands of established businesses across Wayne County, Oakland County, Macomb County, Washtenaw County, Livingston County, Monroe County, and St. Clair County are poised to change hands.

Why Acquisition Beats Starting from Scratch

Starting a business from the ground up is risky, time-consuming, and expensive. According to the Small Business Administration, roughly 20% of new businesses fail within the first year, and only about 50% survive beyond five years. When you acquire an established business, you're buying a proven track record of success, existing cash flow, established customer relationships, trained employees, and operational systems that work.

Consider the advantages of business acquisition:

Immediate Cash Flow: Unlike startups that may take years to become profitable, established businesses already generate revenue from day one. You're not waiting months or years to see a return on your investment – you're stepping into a profitable enterprise that has weathered economic storms and proven its viability.

Established Customer Base: These businesses come with loyal customers who have been doing business with the company for years, sometimes decades. Customer acquisition costs are eliminated, and you inherit relationships that would take years to build organically.

Proven Systems and Processes: The operational framework is already in place. From inventory management to employee protocols, from vendor relationships to marketing strategies, you're acquiring a business with systems that have been refined over years of operation.

Trained Workforce: Skilled employees who understand the business operations, customer needs, and industry nuances come with the acquisition. This eliminates the costly and time-consuming process of hiring and training new staff.

The Metro Detroit Acquisition Goldmine

Metro Detroit's diverse economic landscape presents exceptional opportunities across multiple industries. The region's industrial heritage, combined with its evolution into a hub for innovation and services, has created a rich ecosystem of established businesses ready for acquisition.

Manufacturing and Industrial Businesses

Michigan's manufacturing legacy continues strong with countless established businesses throughout Detroit, Warren, Sterling Heights, Dearborn, Livonia, Troy, Farmington Hills, Southfield, and Pontiac. These include:

• Metal Fabrication Companies: Serving automotive, aerospace, and industrial clients

• Tool and Die Operations: Precision manufacturing businesses with decades of expertise

• Steel Processing Facilities: Value-added steel service centers and processing operations

• Automotive Parts Manufacturers: Tier 1, 2, and 3 suppliers to major automotive OEMs

• Plastic Injection Molding Companies: Serving diverse industries from automotive to consumer goods

• CNC Machining Operations: Precision manufacturing serving multiple industrial sectors

Construction and Trades Businesses

The construction and trades sector in Metro Detroit is thriving, with established businesses across Oakland County, Macomb County, and Wayne County:

• Landscaping Companies: Full-service landscape design, installation, and maintenance operations

• Roofing Contractors: Residential and commercial roofing businesses with established client bases

• Plumbing Companies: Licensed plumbing contractors with decades of customer relationships

• Electrical Contractors: Commercial and residential electrical service providers

• Painting Companies: Interior and exterior painting contractors with proven track records

• Drywall and Finishing Companies: Commercial and residential drywall installation and finishing

• Flooring and Tile Businesses: Installation and retail operations for residential and commercial markets

• Granite and Countertop Companies: Fabrication and installation businesses serving the remodeling market

• HVAC Companies: Heating, ventilation, and air conditioning service and installation businesses

Service-Based Businesses

The service sector offers numerous acquisition opportunities throughout Ann Arbor, Grand Rapids, Kalamazoo, Lansing, Flint, and Battle Creek:

• Car Wash Operations: Automated and full-service car wash businesses with recurring revenue

• Dry Cleaning Services: Established dry cleaning operations with loyal customer bases

• Auto Repair Shops: Independent automotive service centers and specialty repair shops

• Retail Service Businesses: Print shops, shipping stores, and business service centers

Retail and Hospitality

• Liquor Stores: Licensed retail operations with established customer traffic

• Gas Stations and Convenience Stores: Fuel and retail operations with consistent cash flow

• Restaurants and Bars: Established dining establishments with proven concepts

• Specialty Retail Stores: Niche retail operations with dedicated customer followings

Healthcare and Professional Services

• Medical Practices: Family medicine, specialty practices, and multi-physician operations

• Dental Offices: General dentistry and specialty dental practices

• Urgent Care Centers: Walk-in medical facilities serving growing patient populations

• Veterinary Clinics: Animal hospitals and veterinary practices

• Professional Service Firms: Accounting practices, insurance agencies, and consulting firms

The Financing Challenge – And Why LVRG Business Funding is the Solution

While the acquisition opportunities are abundant, securing financing remains the biggest hurdle for most buyers. Traditional banks, particularly in Metro Detroit, are not aggressively funding acquisition loans despite claiming to offer SBA financing. The reality is that most conventional lenders have cumbersome processes, lengthy approval times, and high rejection rates for acquisition financing.

Here's what typically happens when entrepreneurs try to secure acquisition financing on their own:

• Multiple Applications: Filling out countless loan applications at different banks

• Document Redundancy: Uploading the same documents repeatedly for each lender

• Extended Timelines: Waiting months for approval decisions

• High Rejection Rates: Receiving "no" after "no" despite strong deals

• Lost Opportunities: Missing out on great acquisition targets while waiting for financing

This is where LVRG Business Funding's expertise becomes invaluable. As Metro Detroit's premier boutique small business financing company, we've streamlined the acquisition financing process to get our clients into their new businesses in 30-45 days, not months.

The LVRG Advantage: One Application, Multiple Solutions

Founded and headquartered in Metro Detroit, LVRG Business Funding has spent over 20 years building the most robust network of SBA lenders and banking partners in the industry. We're not a call center or internet tech company – we're real finance professionals providing real solutions for business owners throughout Michigan.

Our streamlined platform works like this:

Single Application Process: Upload one set of documents, complete one application, and we handle everything else. No more repetitive paperwork or multiple bank visits.

In-House Pre-Underwriting: Our experienced team reviews and packages your loan application, making any necessary adjustments to financials before submission to our banking partners.

Extensive Lender Network: We work with the most aggressive SBA lenders and conventional banks that actually want to fund acquisition deals.

Concierge Service: We act as your advocate throughout the entire process, managing communications with lenders and ensuring your deal moves forward efficiently.

Fast Closings: Our typical funding timeline is 30-45 days, getting you into your new business quickly so you can start generating returns immediately.

Our Financing Solutions for Business Acquisitions

SBA Acquisition Loans ($500,000 - $5,000,000)

• Business Acquisitions: Purchasing existing operating businesses

• Partner Buyouts: Acquiring a partner's ownership stake

• Franchise Financing: Acquiring established franchise operations

• Commercial Real Estate: Owner-occupied commercial property for business operations

Working Capital and Cash Flow Solutions ($15,000 - $1,500,000)

• Bridge Financing: Short-term funding while SBA loans are processing

• Equipment Financing: Acquiring additional equipment post-acquisition

• Working Capital: Funding for inventory, payroll, and operational needs

• Growth Capital: Financing for expansion and improvements

Success Stories Across Metro Detroit

Over the past 20 years, LVRG Business Funding has either financed directly or facilitated well over $1 billion in financing for businesses throughout Wayne County, Oakland County, Macomb County, and across Michigan. Our clients have successfully acquired:

• Manufacturing companies in Warren and Sterling Heights

• Construction businesses in Troy and Farmington Hills

• Medical practices in Ann Arbor and Grand Rapids

• Retail operations in Detroit and Southfield

• Service businesses throughout Livingston County and Washtenaw County

The Time is Now

The convergence of retiring baby boomers, abundant acquisition opportunities, and LVRG Business Funding's streamlined financing solutions creates the perfect storm for savvy entrepreneurs. Every day that passes represents missed opportunities in this unprecedented seller's market.

Business owners who understand the power of acquisition over starting from scratch, combined with access to efficient financing, are positioning themselves for significant wealth creation. The established businesses available today throughout Metro Detroit and Michigan represent decades of relationship building, system development, and market positioning that would be impossible to replicate in a startup environment.

Take Action Today

If you're considering business acquisition in Metro Detroit, Oakland County, Wayne County, Macomb County, or anywhere in Michigan, the time to act is now. The baby boomer retirement wave is creating opportunities that won't last forever, and having the right financing partner can make the difference between success and watching opportunities slip away.

LVRG Business Funding's team of finance professionals is ready to help you navigate the acquisition financing process efficiently and effectively. With our one-application system, extensive lender network, and proven track record of funding acquisitions in 30-45 days, we're the boutique financing partner that Metro Detroit business buyers trust.

Don't waste months going bank to bank, filling out endless applications, and dealing with rejection after rejection. Let LVRG Business Funding's streamlined platform and expert team help you secure the financing you need to acquire the established, profitable business that will transform your financial future.

The Great Generational Wealth Transfer is happening now. The question is: will you be ready to capitalize on it?

LVRG Business Funding is Metro Detroit's premier boutique small business financing company, specializing in business acquisitions, partner buyouts, and SBA lending. Headquartered in Metro Detroit and serving businesses nationwide, LVRG has facilitated over $1 billion in financing over the past 20 years. For more information about acquisition financing solutions, contact our team of finance professionals today.

Charles M. Barr
Founder & CEO, LVRG Business Funding
(855) 998-5874
cbarr@lvrgllc.com