Those 'For Sale' Signs Have Been Sitting Too Long
Drive through Metro Detroit and the pattern is unmistakable.
Warren: Industrial buildings with 'For Lease' banners that have been there for months.
Troy: Office space with 'Available' signs collecting dust.
Sterling Heights: Manufacturing facilities sitting empty while profitable businesses a mile away write $30,000 monthly rent checks.
The problem isn't lack of demand. Metro Detroit has profitable businesses that need these spaces. The problem is financing execution—or more precisely, the lack of it.
Business owners get declined by their bank and assume they don't qualify. Brokers submit to one lender, get a rejection, and the deal dies. Traditional commercial loans require 30% down that ties up working capital needed for operations.
Meanwhile, the right financing structure—SBA 7(a), SBA 504, or properly structured conventional financing—would get the deal done with 10-15% down, reasonable terms, and a closing timeline that doesn't kill the transaction.
LVRG facilitates commercial real estate financing for established Michigan businesses acquiring owner-occupied office, industrial, and retail properties. We provide the capital structure and lender access that gets deals closed when execution actually matters.
Why Businesses Purchase Commercial Real Estate Through LVRG
Platform Access, Not Single-Lender Limitations
Most businesses approach commercial real estate financing through one bank relationship or one broker with limited lender access. When that lender declines or offers unfavorable terms, the transaction dies.
We maintain active relationships with 15+ institutional commercial real estate lenders, SBA-preferred banks, and specialized CRE financing sources across multiple capital structures.
Your transaction gets evaluated against the full lending landscape—not just one bank's current appetite. If one lender declines based on property type, we have alternatives that specialize in that asset class. If one bank's pricing isn't competitive, we have options with better terms.
This isn't theoretical—it's how we've closed transactions after multiple bank declines when the business and property fundamentals were sound but the initial lender match was wrong.
Execution That Actually Happens
Commercial real estate transactions fail from coordination breakdowns, not business problems.
The bank wants updated financials. SBA needs additional documentation. The appraiser has questions about property condition. Environmental assessment reveals concerns requiring management. Title work uncovers lien issues.
Each delay compounds. Sixty-day closings become ninety days, then 120. Sellers get frustrated. Purchase agreements expire. Financing contingencies lapse.
We coordinate the entire process—bank underwriting, SBA processing, appraisal management, environmental consultants, title work, and attorney coordination—simultaneously rather than sequentially.
You communicate with one point of contact who manages everything else. No confusion about who needs what or when. No surprises three days before closing. No finger-pointing between parties when issues arise.
Most transactions close in 60-75 days for SBA programs, 35-45 days for conventional financing. Not because we rush the process, but because we manage it properly from day one.
Institutional Capital Access With Boutique Attention
Our lending volume and bank relationships deliver pricing advantages typically reserved for much larger transactions. Negotiated rate structures with SBA-preferred lenders. Reduced fee arrangements. Optimized closing costs.
The institutional access provides capital on terms that standalone brokers and single-bank relationships can't match.
The boutique operating model ensures you're not handed off to junior processors or left wondering about transaction status. You work directly with senior advisors who have closed hundreds of commercial real estate transactions and understand how to structure financing that actually funds.
Twenty Years, $1 Billion Funded, 10,000+ Businesses
LVRG's track record isn't marketing language—it represents demonstrated execution across market cycles, transaction types, and business situations.
We've structured deals banks initially said were impossible. We've saved transactions that other brokers abandoned. We've consistently delivered financing when execution matters most.
That track record exists because we've built the lender relationships, developed the process expertise, and maintained the reputation that makes lenders want to close our deals.
Commercial Real Estate Financing Programs
SBA 7(a) Commercial Real Estate Loans
The most versatile commercial real estate financing for businesses needing maximum flexibility.
Loan amounts up to $5 million with terms to 25 years for commercial real estate. Down payments typically 10-15% depending on transaction specifics and borrower strength.
The key advantage over 504 loans: ability to include working capital, soft costs, and equipment beyond just real estate. For businesses acquiring property as part of broader growth initiatives, the 7(a) structure provides capital for multiple business needs in one financing package.
LTV up to 90% on commercial real estate. Rates currently ranging 9-11% depending on loan size, term, and business profile. Variable rate structure tied to prime, though some lenders offer fixed-rate options for portions of the loan.
Best for: Businesses needing commercial real estate financing combined with working capital or equipment funding, or transactions where flexibility matters more than absolute lowest down payment.
SBA 504 Commercial Real Estate Loans
Fixed-rate financing specifically designed for commercial real estate and equipment purchases.
Total project sizes from $1 million to $20 million+, with the SBA portion capped at $5.5 million for manufacturing and energy-efficient projects, $5 million for standard commercial real estate.
The 504 structure uses three funding sources: A bank provides 50% of project cost, an SBA-backed lender provides up to 40%, and the business contributes 10% down payment.
The SBA portion carries a fixed rate for the full loan term (10, 20, or 25 years)—providing rate certainty on 40% of the total financing that conventional commercial loans can't match.
Current SBA portion rates: 5.5-6.5% fixed for life. Bank portion rates: 6-8% fixed or variable. Combined effective rate typically 6-7% depending on structure.
No balloon payments. Fully amortized terms. Monthly payments and total borrowing costs known with certainty from day one.
Best for: Businesses focused exclusively on commercial real estate or equipment acquisition who want the lowest possible down payment, true fixed-rate financing, and predictable long-term costs.
Conventional Commercial Real Estate Financing
Traditional commercial mortgages for businesses with strong financials and larger down payment capacity.
Loan amounts up to $10 million+ depending on lender and property type. Down payments typically 20-30%. Terms from 5 to 25 years with various amortization structures.
Rate options include fixed-rate terms (typically 5-10 years) and variable-rate structures. Current rates generally 7-12% depending on property type, LTV, borrower strength, and term.
Most conventional commercial loans include balloon payment provisions after 5-10 years requiring refinancing or payoff. Rate adjustment provisions can create payment uncertainty over time.
The primary advantage: Speed. Conventional commercial financing typically closes 15-25 days faster than SBA programs because it avoids SBA processing requirements and documentation.
Best for: Businesses with substantial cash reserves who prioritize closing speed over down payment minimization, or situations where SBA programs don't fit the transaction structure.
Metro Detroit Commercial Real Estate Success Stories
Manufacturing Expansion: Auburn Hills Precision Manufacturing
Business profile: Established precision manufacturing company serving automotive and aerospace markets, $6.8 million annual revenue, 42 employees.
Challenge: Outgrew existing 28,000 square foot leased facility. Production capacity maxed out. Turned away contracts due to space limitations. Landlord unwilling to expand or modify building for specialized equipment requirements.
Transaction: $9.5 million SBA 7(a) loan facilitated through LVRG's banking partners.
Structure breakdown:
Commercial building purchase: $6.2 million (55,000 sq ft industrial facility)
Equipment financing: $2.8 million (CNC machining centers, material handling systems)
Soft costs and working capital: $500,000
Total project: $9.5 million
Down payment: $1.14 million (12%)
Monthly payment: $61,400
Previous monthly rent: $18,200 for inadequate space.
Results: Consolidated all operations into owned facility. Production capacity increased 190%. Added second shift. Hired 23 additional employees. Revenue increased to $11.4 million within 18 months. Building appreciated $780,000 in three years while building $890,000 in equity.
The transaction almost didn't happen—initial bank declined due to equipment concentration concerns. LVRG connected the business with an SBA-preferred lender specializing in manufacturing, restructured the application to emphasize contract pipeline and industry expertise, and closed in 71 days.
Professional Services: Troy Engineering Firm
Business profile: Civil engineering and land surveying firm, $3.2 million revenue, 18 employees, 15 years in business.
Challenge: Paying $24,500 monthly for 9,500 square feet of office space. Lease renewal approaching with 18% rent increase. Needed to control costs and stop funding landlord's equity.
Transaction: $2.8 million SBA 504 loan for office building purchase.
Structure breakdown:
Office building: $2.8 million (12,000 sq ft, Troy business district)
Bank portion: $1.4 million (50%)
SBA portion: $1.12 million (40%)
Down payment: $280,000 (10%)
Monthly payment: $17,800
Outcome: Eliminated $24,500 monthly rent. New monthly payment $17,800—saving $6,700 per month ($80,400 annually). Rented 2,500 unused square feet to complementary business for $4,200 monthly, reducing net occupancy cost to $13,600.
Built $340,000 in equity over first four years. Property appreciated $420,000. Total wealth creation from real estate: $760,000 while reducing monthly costs 45%.
The firm initially planned to continue renting, assuming commercial real estate purchase wasn't feasible. The SBA 504 structure with 10% down made ownership possible without depleting working capital needed for operations.
Distribution Center: Romulus Industrial Warehouse
Business profile: Industrial distribution company serving manufacturing sector, $8.4 million revenue, three leased warehouse locations.
Challenge: Operating from three separate leased warehouses totaling 95,000 square feet. Combined monthly rent: $47,800. Inefficient operations from split inventory and redundant systems. Lease expirations staggered over 18 months creating uncertainty.
Transaction: $7.2 million conventional commercial real estate loan.
Structure breakdown:
Warehouse purchase: $7.2 million (140,000 sq ft, Romulus industrial park)
Down payment: $1.8 million (25%)
Term: 20 years
Monthly payment: $48,600
Results: Consolidated three locations into single owned facility. Reduced occupancy cost despite higher square footage. Eliminated duplicate equipment and redundant staff—$180,000 annual savings. Inventory management improved dramatically. Shipping efficiency increased 35%.
Monthly rent previously: $47,800 across three locations for 95,000 sq ft. Current monthly payment: $48,600 for 140,000 sq ft owned building.
Effective cost per square foot dropped 42% while gaining 47% more space. Building equity monthly while previously every dollar went to landlords. Property positioned for significant appreciation as Romulus industrial corridor continues development.
The business initially pursued SBA 504 financing but timeline requirements made conventional financing better fit. LVRG structured the conventional loan with favorable terms through a specialized commercial real estate lender, closing in 38 days to meet seller's timeline.
Commercial Real Estate Financing Requirements
Business Qualifications
Established operations: Minimum two years in business with tax returns demonstrating consistent profitability.
Revenue requirements: Generally $500,000+ annual revenue, though specific requirements vary based on property size and transaction structure. Larger properties naturally require stronger revenue to support debt service.
Cash flow adequacy: Demonstrated ability to service proposed debt from business operations. Most lenders require 1.20x to 1.25x debt service coverage—meaning cash flow available for debt payment should exceed proposed payment by 20-25%.
Owner-occupancy: SBA programs require business to occupy minimum 51% of purchased property for own operations. Remaining 49% can be rented to other tenants. Conventional financing offers more flexibility on occupancy requirements.
Industry compliance: Business must operate in SBA-eligible industry. Most commercial and industrial businesses qualify. Certain industries (passive real estate investment, speculation, lending) don't qualify for SBA programs but may qualify for conventional financing.
Personal Credit Requirements
680+ credit score: Preferred range for best terms and broadest lender access.
650-680 credit score: Workable with strong business financials, substantial down payment, or compensating factors like industry experience and contract backlog.
Below 650 credit score: Increasingly difficult regardless of business strength. Some transactions possible with exceptional circumstances, though lender options narrow significantly.
Credit history matters beyond just score. Medical debt and divorce-related credit issues generally viewed more favorably than recent business failures, judgments, or tax liens. Lenders evaluate credit in context—what caused the issues, when they occurred, and how they've been resolved.
Down Payment Requirements
SBA 7(a): 10-15% depending on property type and business strength. Standard commercial real estate typically 10%, special-use properties may require 15%.
SBA 504: 10% for standard commercial real estate. 15-20% for special-use properties like gas stations, hotels, or businesses with limited operating history.
Conventional: 20-30% depending on lender, property type, and borrower profile. Some lenders require 25% minimum, others offer 20% programs for exceptional credits.
Down payment sources: Cash, seller financing (with restrictions), equipment value, existing building equity. SBA programs allow various down payment structures beyond pure cash requirements.
Property Requirements
Owner-occupied commercial real estate: Office buildings, industrial facilities, warehouses, retail buildings, manufacturing plants, mixed-use properties where business occupies at least 51%.
Property condition: Acceptable for intended use with no significant environmental concerns or deferred maintenance that threatens property value. Properties requiring substantial rehabilitation may qualify with renovation financing structured into the loan.
Appraisal requirements: Property must appraise at or above purchase price. Lenders typically require full commercial appraisal from licensed commercial appraiser familiar with local market.
Environmental assessment: Phase I environmental assessment required for virtually all commercial real estate transactions. Phase II assessment required if Phase I identifies potential concerns.
Title requirements: Clear title with no liens, encumbrances, or legal issues that cloud ownership. Title insurance required at closing.
Understanding the Commercial Real Estate Financing Process
Initial Consultation and Property Evaluation
The process begins with understanding your specific situation: property type and location, purchase price and structure, business financials and credit profile, timeline requirements, and capital available for down payment.
This consultation determines optimal financing structure for your transaction. Not every deal fits SBA programs. Some situations require conventional financing. Others benefit from 7(a) flexibility versus 504 rate certainty.
We evaluate your qualification strength honestly—including likelihood of approval, probable terms, and realistic timeline. If your transaction isn't financeable currently, we explain what would need to change rather than wasting time on applications that won't fund.
Timeline: 1-3 days for initial evaluation and program recommendation.
Application and Documentation
Once optimal program is identified, formal application begins with comprehensive documentation package.
Required documentation includes: Two years business tax returns, two years personal tax returns, current business financial statements (profit & loss, balance sheet), personal financial statement, business debt schedule, purchase agreement or letter of intent for property, corporate documents and business licenses.
Additional documentation may be required based on business type, transaction structure, or lender requirements. Manufacturing businesses may need equipment schedules. Service businesses may need customer concentration analysis. All businesses need basic business plan or narrative explaining operations and market position.
We handle document preparation and organization—ensuring lenders receive complete packages that expedite underwriting rather than triggering endless follow-up requests.
Timeline: 7-14 days for complete documentation package assembly.
Underwriting and Approval
Multiple parties review commercial real estate transactions simultaneously: Bank underwriting evaluates credit, business strength, and property. SBA reviews compliance with program requirements (if applicable). Third-party providers complete appraisal, environmental assessment, and other due diligence.
Most transaction delays occur during this phase—not because underwriting is slow, but because coordination is poor. Appraiser needs access to property but can't reach seller. Environmental consultant has questions that sit unanswered. Bank underwriter requests additional documentation that takes weeks to provide.
We manage all coordination proactively. Appraiser gets property access scheduled immediately. Environmental questions get answered same day. Bank requests get fulfilled within 24-48 hours maximum.
The result: Underwriting proceeds efficiently rather than stalling repeatedly.
Conditional approval typically issued after bank and SBA (if applicable) complete initial review. Conditional approval means "yes" subject to satisfying specific requirements—updated insurance, final appraisal review, resolution of title issues, or other standard conditions.
Timeline: 25-40 days from application to conditional approval, depending on program and property complexity.
Closing Preparation
After conditional approval, final conditions get satisfied and closing documents get prepared.
Title company completes title work, surveys property boundaries, and prepares title insurance. Insurance agent provides required property and liability coverage meeting lender specifications. Attorneys review purchase agreements and prepare closing documents.
All parties coordinate closing date that works for buyer, seller, and lenders. Closing typically occurs at title company or attorney's office with all parties executing documents and funds disbursing.
Timeline: 15-25 days from conditional approval to closing.
Total Transaction Timeline
SBA 7(a) and 504 programs: 60-75 days from application to closing for straightforward transactions. Complex properties or situations requiring additional due diligence may extend to 90 days.
Conventional financing: 35-50 days from application to closing depending on lender and property specifics.
These timelines assume complete documentation, responsive parties, and no significant property issues discovered during due diligence. Delays occur when sellers restrict property access, businesses struggle to provide complete financials, or title/environmental problems emerge requiring resolution.
Why Not Just Go Directly to a Bank?
This is the obvious question, and it deserves a direct answer.
You can absolutely approach banks directly for commercial real estate financing. Many businesses do. Some succeed. Many don't—not because they don't qualify, but because they approached the wrong bank for their specific situation.
Here's what most businesses don't understand about commercial real estate lending:
Banks Have Specific Appetites
Bank A loves office buildings but won't touch industrial properties. Bank B specializes in manufacturing facilities but avoids retail. Bank C focuses on transactions over $5 million and shows little interest in smaller deals. Bank D prefers businesses with 10+ years operating history and minimal credit tolerance for younger companies.
These preferences aren't published on websites. They change quarterly based on portfolio composition and internal risk metrics. They vary by local market conditions and recent loss experience.
When you approach Bank A directly for industrial property financing, they may decline—not because you don't qualify, but because industrial properties don't fit their current lending focus. You assume you don't qualify. Deal dies.
If you had approached Bank B (which actually wants industrial property loans), you would have been approved with favorable terms.
The problem isn't your qualification—it's lender matching.
Banks Price Differently
Two banks both approve your commercial real estate transaction. Bank X offers 8.5% rate with 25% down. Bank Y offers 7.75% rate with 20% down.
On a $3 million property, that difference means:
Bank X: $750,000 down, $18,400 monthly payment
Bank Y: $600,000 down, $16,900 monthly payment
Bank Y saves you $150,000 upfront and $1,500 monthly ($18,000 annually).
Over 20 years, the total difference exceeds $500,000.
Both banks approved you. But direct relationship with Bank X meant you never knew Bank Y existed or offered better terms.
Banks Don't Coordinate Complex Transactions
Commercial real estate transactions involving SBA programs require coordination between conventional bank, SBA-backed lender, SBA authorization, and multiple third parties.
Most commercial lenders don't want to manage that complexity for individual borrowers. They process their portion and assume someone else handles the rest.
When coordination fails—and it frequently does without experienced management—transactions stall, timelines extend, and deals die despite having approval.
Banks Won't Tell You When They're Not the Right Fit
If you approach a bank that doesn't really want your transaction (wrong property type, too small, outside their typical profile), they might:
Process your application slowly, hoping you withdraw Request endless additional documentation that signals lack of interest Quote uncompetitive terms that effectively price you out Eventually decline after wasting 60 days
They won't say "We're not really interested in this deal, you should try Bank Z instead." That's not how banks operate.
Our Value Is Simple
We know which lenders want which transactions. We know current pricing across multiple banks. We coordinate complex deals that require expertise beyond single-lender processing.
You can absolutely approach banks directly. Some transactions will work fine. Others won't—not because you don't qualify, but because lender matching, pricing comparison, and process coordination create obstacles that sink viable deals.
That's what we solve.
Frequently Asked Questions: Commercial Real Estate Financing
Can I finance commercial real estate purchase and working capital together?
Yes, with SBA 7(a) loans. The 7(a) program allows working capital inclusion alongside commercial real estate financing—providing capital for multiple business needs in single loan package.
SBA 504 loans cannot include working capital. The 504 program restricts financing to commercial real estate and equipment only.
If you need both property financing and working capital, the 7(a) structure provides that flexibility despite slightly higher down payment than 504 programs.
What if I want to rent part of my building to other businesses?
SBA programs require you occupy at least 51% of purchased property for your own business operations. The remaining 49% can be rented to outside tenants.
Example: Purchase 20,000 square foot building. Your business occupies 11,000 square feet (55%). You rent remaining 9,000 square feet (45%) to other businesses. This structure qualifies for SBA financing.
Rental income from tenant space is considered when evaluating transaction cash flow and debt service coverage. Many businesses effectively reduce their occupancy costs significantly by renting unused space to quality tenants.
Conventional commercial financing typically allows more flexibility on occupancy requirements, including properties with less than 51% owner-occupancy.
How much do I need for down payment on commercial real estate?
Down payment requirements vary by program:
SBA 7(a): 10-15% typical SBA 504: 10% for standard commercial property, 15% for special-use properties Conventional: 20-30% depending on lender and property
For $3 million commercial building:
SBA 504: $300,000 down (10%)
SBA 7(a): $300,000-$450,000 down (10-15%)
Conventional: $600,000-$900,000 down (20-30%)
The down payment difference of $300,000-$600,000 represents capital that remains in your business for operations rather than going into property acquisition.
What credit score do I need for commercial real estate financing?
680+ credit score: Preferred range for best terms and most lender options.
650-680 credit score: Workable with strong business performance and solid compensating factors.
Below 650 credit score: Difficult regardless of business strength, though not impossible with exceptional circumstances.
What matters beyond the score: What caused credit issues? When did issues occur? How have they been resolved? Medical debt and divorce-related credit problems are viewed differently than recent business failures or tax liens.
We've closed commercial real estate transactions with credit scores in the 620-640 range when business fundamentals were exceptional. We've also seen 720 credit scores get declined when business performance was marginal. Credit is one factor among many, not the sole determinant.
Can I refinance my existing commercial real estate mortgage?
Refinancing existing commercial mortgages through SBA programs is generally difficult unless combined with substantial expansion or improvement—typically requiring 20%+ additional investment beyond current loan balance.
Example: Current building worth $2 million with $1.2 million mortgage. Straight refinance of existing $1.2 million generally won't qualify for SBA programs. However, if you're adding $500,000 building expansion, the combined financing of $1.7 million may qualify.
Conventional commercial refinancing is more accessible without requiring substantial additional investment, though rates and terms may be less favorable than original SBA program structures.
How long does commercial real estate financing take?
Typical timelines from application to closing:
SBA 7(a) and 504: 60-75 days for straightforward transactions, up to 90 days for complex properties or situations requiring additional due diligence.
Conventional commercial financing: 35-50 days depending on lender and property specifics.
Timeline assumes complete documentation, responsive borrower and seller, and no significant property issues discovered during appraisal or environmental review.
Delays typically stem from incomplete documentation, restricted property access for appraisers, title problems, or environmental concerns requiring remediation plans.
What if one bank declines my commercial real estate loan application?
Single bank decline doesn't determine your overall qualification for commercial real estate financing.
Banks decline applications for multiple reasons beyond borrower qualification: Property type doesn't match current lending focus. Transaction size falls outside preferred range. Local market concentration limits additional exposure. Recent portfolio losses in similar property types create temporary avoidance.
We've closed hundreds of transactions after initial bank declines—not because we changed the borrower's qualifications, but because we matched the transaction with lenders whose criteria aligned with the deal specifics.
One decline is a data point. It's not a verdict.
Can newer businesses qualify for commercial real estate financing?
Difficult with less than two years operating history, though not impossible with exceptional circumstances.
Businesses with 12-24 months operations may qualify with:
Higher down payment (15-20%)
Stronger personal credit (700+)
Substantial industry experience prior to business launch
Strong financial performance and customer contracts
Comprehensive business plan demonstrating market position
Most lenders strongly prefer two years business tax returns demonstrating consistent profitability. Exceptions exist but require compelling compensating factors beyond just "business is doing well."
What happens if the property doesn't appraise for purchase price?
Appraisal shortfalls create financing obstacles because lenders will only finance based on appraised value, not purchase price.
Example: Purchase price $2 million, appraisal comes in at $1.8 million. Lender will only finance $1.8 million (or applicable percentage based on LTV requirements).
Options when appraisal comes in low:
Renegotiate purchase price with seller based on appraisal
Increase down payment to cover shortfall
Challenge appraisal if methodology or comparables are questionable
Walk away from transaction if financing gap can't be resolved
We work with appraisers who understand commercial properties and provide detailed comparable analysis. Most appraisal issues can be anticipated during initial property evaluation, allowing problems to be addressed proactively rather than surprising everyone three weeks into the transaction.
Ready to Purchase Your Metro Detroit Commercial Real Estate?
Every month you pay rent is another month building someone else's equity instead of your own. Every lease renewal is another negotiation where you have no leverage. Every landlord restriction is another limitation on how you run your business.
Commercial real estate ownership changes all of that.
LVRG facilitates commercial real estate financing for Michigan businesses ready to stop renting and start building equity through property ownership.
Here's what happens next:
Call (855) 998-LVRG right now. We'll spend 15-20 minutes understanding your property acquisition plans, reviewing your business and credit profile, and explaining whether commercial real estate financing makes sense for your situation.
If we can help, you'll have a financing structure and timeline by tomorrow.
If we can't help currently, we'll explain exactly why and what would need to change to make financing viable.
No generic presentations. No pressure tactics. Just straight answers about your specific situation and whether we can execute the financing you need.
Michigan businesses purchase commercial real estate through LVRG because we deliver what others promise: execution that actually happens when timeline matters.
Contact LVRG:
📞 (855) 998-5874 Monday-Friday, 9am-6pm EST
📧 cbarr@lvrgllc.com 24-hour response
🌐 LVRGFUNDING.com/apply
Charles M. Barr CEO | LVRG Business Funding Michigan's Business Financing Authority
📱 (855) 998-LVRG 📧 cbarr@lvrgllc.com 🌐 LVRGFUNDING.com
Michigan Based | Nationwide Reach
LVRG Business Funding is a loan broker facilitating commercial real estate financing through institutional lending partners. All loans subject to credit approval. NMLS disclosure and licensing information available upon request.
