The Ultimate Guide to Business Acquisitions in Metro Detroit: Why Smart Investors Are Buying Established Cash-Flowing Businesses Right Now

The Ultimate Guide to Business Acquisitions in Metro Detroit: Why Smart Investors Are Buying Established Cash-Flowing Businesses Right Now

Table of Contents

  • Why Metro Detroit is America's Business Acquisition Goldmine

  • The Perfect Economic Storm Creating Unprecedented Opportunities

  • 25+ Thriving Business Types Available for Acquisition

  • Complete Metro Detroit Market Coverage

  • Why Traditional Bank Shopping is Costing You Deals

  • The LVRG Advantage: Your Local Business Acquisition Experts

  • Success Stories: Real Metro Detroit Acquisitions

  • Your Next Steps to Business Ownership

Why Metro Detroit is America's Business Acquisition Goldmine {#goldmine}

Metro Detroit has emerged as the nation's premier destination for business acquisitions, and savvy investors are capitalizing on an unprecedented convergence of economic factors that make right now the perfect time to buy established, cash-flowing businesses in Southeast Michigan.

With over 10,000 businesses successfully funded through our extensive network, we've witnessed firsthand the dramatic shift occurring in Metro Detroit's business landscape. Baby Boomer business owners are retiring in record numbers, creating an avalanche of high-quality acquisition opportunities across Wayne County, Oakland County, Macomb County, and the entire Metro Detroit region.

The numbers tell the story: Metro Detroit's business acquisition market has exploded by over 300% in the past 24 months, with established businesses generating consistent cash flow becoming increasingly attractive to investors seeking stability in an uncertain economic climate.

The Perfect Economic Storm Creating Unprecedented Opportunities {#economic-storm}

Why Smart Money is Moving to Business Acquisitions Now

The current economic environment has created a perfect storm of factors making business acquisitions in Metro Detroit more attractive than ever:

Market Timing Advantages:

  • Seller Motivation: Retiring business owners want to exit before potential economic headwinds

  • Valuation Opportunities: Market corrections have created realistic pricing on quality businesses

  • Interest Rate Environment: SBA lending rates remain favorable for qualified buyers

  • Cash Flow Stability: Established businesses with proven revenue streams outperform startups by 300%

  • Economic Uncertainty: Investors are fleeing volatile markets for stable, cash-flowing assets

The Metro Detroit Advantage: Our region offers unique benefits that make business acquisitions particularly attractive:

  • Strong manufacturing and industrial base providing consistent B2B opportunities

  • Diverse economy spanning automotive, healthcare, technology, and service industries

  • Lower acquisition costs compared to coastal markets

  • Experienced workforce with strong work ethic

  • Strategic location for distribution and logistics operations

  • Supportive business environment with favorable tax structures

The Great Business Transfer is Happening Now

We're in the midst of the largest business ownership transfer in American history. Over 12 million businesses will change hands in the next decade, with Metro Detroit representing a disproportionate share of high-quality opportunities. This isn't a future trend – it's happening right now, and the early movers are securing the best deals.

25+ Thriving Business Types Available for Acquisition in Metro Detroit {#business-types}

Metro Detroit's diverse economy offers acquisition opportunities across virtually every industry sector. Here are the most active categories we're funding:

Manufacturing & Industrial

  • Automotive Parts Manufacturing: Tier 1, 2, and 3 suppliers serving the Big Three and beyond

  • Metal Fabrication: Custom manufacturing serving construction and industrial markets

  • Plastic Injection Molding: High-volume production facilities with established contracts

  • Tool & Die Operations: Precision manufacturing with skilled workforce

  • Packaging & Distribution: Serving the region's extensive logistics network

Service-Based Businesses

  • Car Wash Operations: Automated and full-service facilities with recurring revenue

  • Laundromats: Recession-proof businesses with predictable cash-flowing operations

  • Heating & Cooling (HVAC): Essential services with year-round demand

  • Home Repair Services: Roofing, flooring, windows, and general contracting

  • Landscaping Companies: Commercial and residential with equipment and routes

  • Auto Repair Shops: Independent garages and specialty service centers

Retail & Hospitality

  • Liquor Stores: License-protected businesses with consistent margins

  • Gas Stations: Convenience stores with fuel operations

  • Restaurants: Established locations with proven concepts

  • Retail Stores: Everything from specialty shops to general merchandise

Professional Services

  • Medical Practices: Family practice, specialists, and urgent care centers

  • Dental Practices: General dentistry and specialty practices

  • Veterinary Clinics: Growing market with loyal customer base

  • Accounting Firms: Established client bases with recurring revenue

  • Insurance Agencies: Books of business with renewal income

Transportation & Logistics

  • Trucking Companies: Local delivery and long-haul operations

  • Logistics & Warehousing: Distribution centers and fulfillment operations

  • Moving Companies: Commercial and residential services

Specialty Industries

  • Construction Companies: General contractors and specialty trades

  • Waste Management: Route-based businesses with contracts

  • Security Services: Commercial and residential protection

  • Cleaning Services: Janitorial and specialized cleaning operations

  • Equipment Rental: Construction and industrial equipment

Each of these business types offers unique advantages, from recession-resistant revenue streams to scalable growth opportunities. The key is matching your investment goals, experience level, and capital capacity with the right cash-flowing opportunity.

Complete Metro Detroit Market Coverage {#market-coverage}

Primary Counties We Serve

Wayne County Business Acquisitions Home to Detroit and 42 other municipalities, Wayne County offers the most diverse selection of businesses for sale in Metro Detroit. From manufacturing operations in Lincoln Park and Wyandotte to service businesses in Livonia and Westland, Wayne County provides opportunities across every sector and investment level.

Oakland County Business Acquisitions Michigan's second-most populous county, Oakland County features higher-value service businesses and professional practices. Cities like Troy, Southfield, Farmington Hills, and Royal Oak offer premium acquisition opportunities in technology, healthcare, and professional services.

Macomb County Business Acquisitions Known for its strong manufacturing base, Macomb County provides excellent opportunities in industrial businesses, automotive suppliers, and skilled trades. Sterling Heights, Warren, and Clinton Township lead the region in manufacturing business sales.

Key Metro Detroit Cities for Business Acquisitions

Major Urban Centers:

  • Detroit: Urban renewal creating opportunities in logistics, retail, and services

  • Warren: Manufacturing hub with automotive and defense contractors

  • Sterling Heights: Growing business district with diverse opportunities

  • Dearborn: Corporate headquarters location with B2B service opportunities

Suburban Growth Markets:

  • Livonia: Established commercial district with service businesses

  • Troy: Professional services and technology companies

  • Southfield: Healthcare and professional service practices

  • Farmington Hills: High-value service businesses and franchises

  • Rochester Hills: Upscale market opportunities

  • Canton: Growing retail and service sector

  • Novi: Corporate corridor with B2B opportunities

Emerging Markets:

  • Royal Oak: Entertainment and hospitality businesses

  • Ferndale: Creative and specialty retail opportunities

  • Plymouth: Historic downtown with established businesses

  • Birmingham: Luxury retail and high-end services

Regional Expansion Opportunities

Washtenaw County: Home to Ann Arbor and University of Michigan, offering education-related services and high-tech opportunities.

Livingston County: Fast-growing residential market creating service business opportunities in Brighton and Howell.

Genesee County: Flint region transformation creating value opportunities in manufacturing and services.

Why Traditional Bank Shopping is Costing You Deals {#traditional-problems}

The Fatal Flaws of Going Bank to Bank

Most business buyers make a critical mistake that costs them deals, wastes months of time, and often results in complete failure: they try to shop banks individually. Here's why this approach is fundamentally broken:

Time Waste That Kills Deals: When you're competing for a quality business acquisition, time is everything. While you're spending 3-6 months going bank to bank, uploading the same documents repeatedly, and waiting weeks just to get initial responses, another buyer with proper financing lined up swoops in and secures the deal. By the time most bank shoppers get their first callback, we've already secured multiple term sheets and are moving toward closing.

Inadequate Deal Packaging: Banks see hundreds of loan applications monthly. Most business buyers don't understand how to package their acquisition proposal to stand out from the crowd. They submit basic financial information without the professional presentation that creates competitive advantage. This amateur approach gets deals rejected that should have been approved.

Wrong Bank, Wrong Program: Not all banks are created equal for business acquisitions. Some specialize in SBA loans, others focus on conventional financing, and many have specific industry preferences or geographic limitations. Business buyers waste enormous time applying to institutions that aren't the right fit for their specific deal.

No Competitive Leverage: When you apply to banks individually, you have zero leverage. You're essentially begging each institution to approve your deal on their terms. This approach typically results in higher rates, more restrictive terms, and often outright rejection.

Lack of Backup Options: Individual bank shopping means putting all your eggs in one basket. If your primary lender falls through (which happens frequently), you're back to square one while your acquisition opportunity disappears.

The Hidden Costs of DIY Bank Shopping

  • Lost Deals: Premium businesses get snapped up while you're still waiting for bank responses

  • Higher Rates: No competitive pressure means banks offer standard rates

  • Worse Terms: Individual applications have no leverage for better conditions

  • Longer Timelines: 4-6 months versus our 30-45 day total process

  • Emotional Exhaustion: Constant rejection and restart cycles destroy confidence

  • Opportunity Cost: Missing other great deals while waiting weeks for single bank responses

The LVRG Advantage: Your Local Business Acquisition Experts {#lvrg-advantage}

Why Metro Detroit Business Buyers Choose LVRG

As Metro Detroit's premier business funding specialists with over 20 years of experience and 10,000+ successful transactions, LVRG Business Funding has developed the most sophisticated business acquisition financing platform in the region. We don't just facilitate loans – we engineer competitive advantages that win deals.

Our Revolutionary Concierge Platform Model:

Instead of you shopping banks, we make banks compete for your deal. Here's how we transform the entire process:

Professional Deal Packaging That Gets "Yes"

Our experienced team works with you to create professional acquisition packages that make lenders compete for your business. We know exactly what each of our 30+ banking partners wants to see, and we package your deal accordingly. This isn't basic document preparation – this is strategic positioning that creates competitive advantage.

What We Include:

  • Comprehensive financial analysis and projections

  • Professional business valuation and opportunity assessment

  • Industry-specific market analysis and competitive positioning

  • Detailed integration and growth strategy documentation

  • Risk mitigation and contingency planning

  • Executive summary that sells your vision to lenders

Pre-Underwriting Excellence

Before your deal hits our platform, we perform comprehensive pre-underwriting to ensure it meets the standards of our banking network. This eliminates surprises, reduces rejection risk, and dramatically accelerates the approval process.

Our Exclusive Banking Network

We've spent two decades building relationships with the 30 most active business acquisition lenders in the region. These aren't random banks – they're institutions that specialize in business acquisitions and understand the Metro Detroit market.

Our Network Includes:

  • Premier SBA lenders with 90% approval rates

  • Community banks focused on local business growth

  • Specialty lenders for unique industries and situations

  • Alternative funding sources for complex deals

  • Equipment financing specialists for asset-heavy acquisitions

The Competitive Advantage Process

When we place your pre-underwritten deal on our proprietary platform, something powerful happens: banks compete for your business instead of you begging for theirs. This competition creates:

  • Better Interest Rates: Banks offer competitive pricing to win deals

  • Superior Terms: Improved conditions including lower down payments

  • Faster Decisions: Pre-qualified deals get priority processing

  • Multiple Options: Choose from several approved offers

  • Backup Plans: Multiple approvals mean no deal-killing surprises

Zero Cost to You

Here's the beautiful part: our entire service costs you nothing. We're compensated by banks on the backend, creating a true win-win scenario. You get professional expertise, competitive financing options, and faster closings at zero cost.

The Metro Detroit Advantage

Being headquartered right here in Metro Detroit gives us unique advantages:

  • Local Market Expertise: We understand the nuances of doing business in Southeast Michigan

  • Established Relationships: 20+ years of building trust with regional lenders

  • Quick Response Times: Local presence means faster deal execution

  • Market Intelligence: Real-time knowledge of what's selling and why

  • Community Connections: Deep relationships with business brokers, attorneys, and CPAs

Exclusive Access Programs

Through our extensive relationships, we have access to financing programs that other funding companies simply don't have:

  • Zero-Down SBA Programs: Some deals require minimal equity injection

  • Seller Financing Coordination: We structure deals with seller notes

  • Equipment Financing Integration: Combined real estate and equipment packages

  • Working Capital Inclusion: Financing that covers initial operating capital

  • Fast-Track Programs: 15-day closings for perfect deals

Success Stories: Real Metro Detroit Acquisitions {#success-stories}

Manufacturing Success in Warren

The Challenge: Detroit entrepreneur wanted to acquire a $2.8M metal fabrication company serving automotive suppliers but was getting nowhere with traditional bank applications.

The LVRG Solution: We packaged the deal professionally within 48 hours, highlighting the buyer's manufacturing background and the target company's long-term supplier contracts. Our platform generated 4 competing term sheets within 72 hours.

The Result: 30-day total closing with 85% SBA financing at prime + 1.5%, with working capital included. The buyer avoided 6 months of bank shopping and secured terms no individual bank offered while competitors were still waiting for their first bank meetings.

Service Business Acquisition in Oakland County

The Challenge: First-time business buyer wanted to purchase a successful HVAC company in Troy but had limited business ownership experience.

The LVRG Solution: We positioned the deal within days, emphasizing the recession-proof nature of HVAC services and the buyer's technical background. Professional packaging overcame experience concerns, and we had term sheets within 48 hours.

The Result: Full SBA approval with minimal down payment in under 35 days total. The business has grown 40% since acquisition, validating our rapid underwriting expertise.

Multi-Location Opportunity in Macomb County

The Challenge: Investor group sought to acquire a car wash chain but needed complex financing for multiple locations and equipment.

The LVRG Solution: We coordinated SBA financing for real estate with equipment financing and working capital within our first week, presenting a complete package to our banking network immediately.

The Result: $4.2M transaction with term sheets in 48 hours and full closing in 35 days with favorable terms across all financing components. The buyers avoided months of complexity that would have resulted from dealing with multiple lenders separately.

The Current Market Reality: Act Now or Miss Out {#market-reality}

Why Waiting is Expensive

The Metro Detroit business acquisition market is moving at unprecedented speed. Quality businesses are receiving multiple offers, often selling within 30-60 days of listing. Buyers who aren't pre-qualified with financing arranged are simply not competitive.

Current Market Dynamics:

  • Average time on market for quality businesses: 45 days

  • Percentage of deals with multiple offers: 70%

  • Premium paid by unprepared buyers: 15-20%

  • Deals lost due to financing delays: 40%

The First-Mover Advantage

Business acquisitions follow economic cycles, and we're currently in the sweet spot where seller motivation is high but competition remains manageable. Early movers in this cycle consistently achieve better pricing and terms.

Economic Indicators Supporting Immediate Action:

  • SBA lending rates at historic lows relative to economic conditions

  • Seller financing becoming more common as owners seek tax advantages

  • Business valuations stabilizing after market corrections

  • Inventory of quality businesses at highest levels in decades

Your Next Steps to Business Ownership {#next-steps}

The LVRG Process: From Inquiry to Ownership

Day 1-2: Strategic Consultation & Initial Setup We start with a comprehensive consultation to understand your acquisition goals, experience level, capital capacity, and timeline. This isn't a sales call – it's a strategic planning session where we identify the best opportunities for your situation and immediately begin packaging your deal.

Days 2-5: Professional Package Development & Market Analysis
While identifying acquisition opportunities that match your criteria through our extensive network, we simultaneously develop your professional acquisition package. This includes financial analysis, industry research, integration planning, and all documentation needed to secure competitive financing. We don't wait – we're packaging your deal as we source opportunities.

Days 3-5: Pre-Underwriting & Platform Deployment We perform comprehensive pre-underwriting to ensure your deal meets our banking network standards, then immediately deploy it across our platform of 30+ specialized lenders. By the time most borrowers get their first bank response, we're already presenting your deal to our entire network.

Hours 48-72: Term Sheets & Competitive Offers Here's where our process really shines: we typically have term sheets from multiple lenders within 48 hours of platform deployment. While traditional bank shoppers are still waiting for their first callback, you're evaluating multiple competing offers and selecting the best terms.

Days 5-45: Final Underwriting & Closing Coordination We coordinate the entire closing process, working with attorneys, CPAs, and other professionals while staying involved in every step of final underwriting. Our average closing timeline is 30-45 days total – sometimes shorter for straightforward deals, occasionally longer for complex transactions requiring additional documentation or structuring.

What You Need to Get Started

Financial Requirements:

  • Typically 10-15% down payment (sometimes 0% with our special SBA programs)

  • Proof of liquid assets for working capital

  • Personal credit score of 650+ (we can work with lower scores in some situations)

  • Debt-to-income ratios within SBA guidelines

Experience Considerations:

  • Industry experience is helpful but not always required

  • Management experience highly valued

  • Willingness to be actively involved in business operations

  • Commitment to Metro Detroit market

Take Action Today

The Metro Detroit business acquisition opportunity won't last forever. Market conditions, seller motivation, and financing availability are perfectly aligned right now, but these windows don't stay open indefinitely.

Contact LVRG Business Funding Today:

Don't make the mistake of shopping banks individually while perfect opportunities slip away. Our comprehensive approach, extensive banking network, and local market expertise give you the competitive advantage needed to secure the best deals at the best terms.

Why Choose LVRG for Your Metro Detroit Business Acquisition:

20+ Years of Experience in business financing and acquisitions
10,000+ Successful Transactions across all industries
30+ Banking Relationships creating competitive financing options
Metro Detroit Headquarters with deep local market knowledge
Zero Cost to You – we're compensated by banks on successful closings
30-45 Day Closings versus months of traditional bank shopping
Professional Deal Packaging that wins approvals and better terms
Exclusive Access Programs not available through other channels

The question isn't whether you can afford to work with LVRG – it's whether you can afford not to. In a competitive market where timing and preparation determine success, our platform gives you the tools and relationships needed to win.

Ready to explore Metro Detroit business acquisition opportunities?

Contact LVRG Business Funding today and discover why sophisticated investors choose our concierge platform over traditional bank shopping. Your next business opportunity is waiting – let's make sure you're positioned to secure it.

LVRG Business Funding: Transforming business acquisition financing in Metro Detroit since 2004. When you're ready to buy, we're ready to fund.

Ready to seize your Metro Detroit business acquisition opportunity? Contact Charles Barr, CEO of LVRG Business Funding, today to get started. Email cbarr@lvrgllc.com or call our office at (855) 998-5874. Let’s position you for success with expert guidance and competitive financing tailored to your goals.

Metro Detroit Business Funding Solutions: How "The Closing Queen" Darlene Barbat Helps Local Businesses Secure Capital

Introduction: Your Trusted Partner for Business Growth in Metro Detroit

When Metro Detroit business owners need reliable funding solutions, they turn to Darlene Barbat, known throughout the industry as "The Closing Queen." As Chief Growth Officer at LVRG Business Funding, Darlene has built an exceptional reputation for delivering results where others fall short, securing funding for businesses ranging from $25,000 to $5,000,000.

With deep roots in Metro Detroit's business community and over a decade of experience in financial services, Darlene understands the unique challenges facing local business owners. Her proven track record of closing deals and building lasting relationships has made her the go-to funding expert for business owners across Wayne, Oakland, and Macomb counties.

Why Metro Detroit Business Owners Choose Darlene Barbat

Unmatched Industry Expertise

Darlene's journey began in the paper supply industry, where she developed firsthand knowledge of Metro Detroit's business landscape while serving restaurants, retailers, gas stations, and countless other establishments. This foundation gave her invaluable insights into the daily operational challenges that business owners face, from managing cash flow to planning strategic growth initiatives.

Her transition into mortgage banking further strengthened her financial expertise, where she consistently ranked in the top 1% of loan officers nationally for eight consecutive years. This combination of industry knowledge and financial acumen makes Darlene uniquely qualified to understand both the business side and funding requirements of her clients.

Comprehensive Funding Solutions for Every Business Need

Darlene specializes in providing diverse funding options tailored to meet the specific needs of Metro Detroit businesses:

Cash Flow & Working Capital Financing: As a direct lender, LVRG provides same-day funding for working capital without the delays of traditional banking. Our proprietary underwriting focuses on your business's cash flow potential rather than restrictive credit requirements. When additional capital is needed, our network of 50+ strategic lending partners ensures you receive the most competitive terms available in the market.

Revenue-Based Financing: Perfect for businesses with consistent revenue streams, our direct lending platform offers same-day funding with flexible repayment structures that align with your business performance. This innovative approach provides growth capital while maintaining cash flow flexibility during seasonal variations.

SBA Business Acquisition & Partner Buyouts: Through our comprehensive SBA lender network, we facilitate business acquisitions and partner buyouts with industry-leading speed and efficiency. Our single application process triggers competitive bidding among our network of aggressive SBA lenders, resulting in pre-approvals in days rather than months and closing in 30-45 days.

Franchise Financing: Leverage our specialized relationships with franchise-friendly lenders who understand the unique requirements of franchise investments. Our boutique approach ensures optimal terms and streamlined processing for business owners investing in both emerging and established franchise concepts.

Commercial Real Estate Financing: Whether acquiring your business location or expanding your real estate portfolio, our network of commercial real estate lenders provides competitive rates and flexible terms. Our concierge service handles the complex documentation and negotiation process, ensuring successful closings on schedule.

Industries Served: Specialized Knowledge Across Metro Detroit's Business Sectors

Darlene's extensive experience spans numerous industries critical to Metro Detroit's economy:

Automotive Services: Auto repair shops, collision centers, tire shops, and automotive parts retailers benefit from Darlene's understanding of equipment financing needs, working capital requirements, and the cyclical nature of the automotive industry.

Construction & Trades: General contractors, electricians, plumbers, HVAC specialists, roofing contractors, and other skilled trades professionals rely on Darlene for equipment financing, bonding requirements, and project-based funding solutions.

Food Service & Hospitality: Restaurant owners, bar operators, catering companies, and food service distributors work with Darlene to secure funding for equipment purchases, renovations, expansion, and working capital needs.

Retail & Convenience: Gas station owners, liquor store operators, convenience stores, and specialty retailers benefit from Darlene's knowledge of inventory financing, point-of-sale system upgrades, and expansion funding.

Healthcare Services: Medical practices, dental offices, veterinary clinics, and healthcare service providers receive specialized attention for equipment financing, practice acquisitions, and expansion funding.

Personal Services: Salon and spa owners, fitness centers, and personal service businesses work with Darlene to secure funding for equipment, renovations, and business growth initiatives.

Manufacturing & Distribution: Manufacturers, wholesalers, and distributors benefit from Darlene's understanding of inventory financing, equipment purchases, and supply chain funding needs.

The LVRG Advantage: Direct Lending Power Meets Boutique Service Excellence

Direct Lending for Cash Flow Solutions

For cash flow and working capital financing as well as revenue-based financing, LVRG operates as a direct lender with proprietary capital sources. This means faster decisions, competitive rates, and streamlined approval processes. When additional capital is needed beyond our direct lending capacity, we leverage our strategic partnerships with over 50 specialized cash flow lenders, ensuring access to the most competitive terms in the market.

This dual approach - combining direct lending capability with an extensive lender network - gives Metro Detroit business owners unparalleled access to working capital solutions. Whether your business needs $25,000 for immediate inventory or $2,000,000 for major expansion, our direct lending platform delivers results where traditional banks fall short.

Boutique SBA & Commercial Lending Concierge

For SBA business acquisitions, partner buyouts, franchise loans, and commercial real estate financing, LVRG functions as a premier boutique finance concierge. With 20 years of experience and over 10,000 successfully funded businesses, we've cultivated the industry's most robust network of SBA lenders and community banks nationwide.

Here's where LVRG's approach revolutionizes the traditional lending process: Instead of you chasing lenders for months only to face rejection after rejection, our single application gets submitted to our entire network of aggressive SBA lenders who compete to win your business. This means multiple pre-approvals, competitive rate shopping, and deal completion in 30-45 days rather than the 4-6 months typical of DIY approaches.

Our boutique concierge model means every deal receives white-glove treatment. We don't just submit applications - we package, underwrite, and present your business opportunity in the most compelling way possible. Our lenders trust our underwriting because of our pristine reputation and track record, which translates to higher approval rates and better terms for our clients.

The Power of Strategic Relationships

What separates LVRG from other financing companies is our strategic approach to lender relationships. We've spent two decades building trust with decision-makers at top-tier financial institutions. When we present a deal, lenders pay attention because they know our reputation for quality and our commitment to successful outcomes.

This relationship advantage means:

  • Faster Processing: Our deals move to the front of the line

  • Better Terms: Lenders offer their most competitive rates to maintain our relationship

  • Higher Approval Rates: Our pre-screening and packaging increase success probability

  • Complex Deal Expertise: We get deals done that other brokers can't handle

Lending Behind Other Lenders: Advanced Capital Solutions

Why 10,000+ Businesses Choose LVRG Over Traditional Approaches

Stop Chasing Lenders - Let Them Compete for Your Business: The traditional approach of applying to multiple lenders individually is time-consuming, frustrating, and often unsuccessful. LVRG's revolutionary platform flips this dynamic. Our single application triggers a competitive process where multiple pre-qualified lenders compete to win your business, not the other way around.

20 Years of Proven Results: With over 10,000 successfully funded businesses and a pristine industry reputation, LVRG has the track record and relationships that deliver results. Our longevity in the industry means we've weathered multiple economic cycles and maintained our commitment to client success.

Boutique Service, Enterprise Capability: While maintaining the personal touch of a boutique firm, LVRG operates with the resources and capabilities of a major financial institution. This combination ensures you receive both exceptional service and access to substantial capital resources.

Direct Lending Speed Meets SBA Expertise: Our dual model provides the best of both worlds - immediate access to working capital through our direct lending platform and sophisticated SBA financing through our boutique concierge service. This comprehensive approach means one relationship handles all your business funding needs.

Deep Community Connections in Metro Detroit

Chaldean Community Leadership

Darlene maintains strong ties to Metro Detroit's vibrant Chaldean business community, regularly participating in Chaldean Chamber of Commerce events and supporting local Chaldean-owned businesses. Her cultural understanding and language capabilities make her particularly effective at serving this important segment of Metro Detroit's business community.

Local Business Network

Through years of relationship building, Darlene has developed an extensive network of referral partners, including accountants, attorneys, business brokers, and industry consultants throughout Metro Detroit. This network ensures that her clients receive comprehensive support beyond just funding.

Success Stories: Real Results for Metro Detroit Businesses

Auto Repair Shop Expansion

A family-owned collision center in Dearborn needed $150,000 to purchase new spray booth equipment and expand their facility. Traditional bank financing was delayed due to the seasonal nature of their business. Darlene secured working capital financing within two weeks, allowing the business to complete their expansion ahead of schedule and increase their monthly capacity by 40%.

Restaurant Chain Growth

A successful Lebanese restaurant owner in Detroit wanted to open a second location but needed $300,000 for build-out and initial operating capital. Through Darlene's SBA lending expertise, the owner secured favorable long-term financing that preserved cash flow for operations while enabling the expansion that increased annual revenue by 60%.

Manufacturing Equipment Upgrade

A Sterling Heights manufacturing company needed $500,000 to replace aging equipment and remain competitive. Despite having an existing equipment loan, Darlene arranged secondary financing that allowed the purchase while maintaining the company's existing banking relationships.

The Consultation Process: What to Expect

Initial Assessment

Every relationship begins with a comprehensive consultation where Darlene evaluates your business needs, current financial situation, and growth objectives. This assessment helps identify the most appropriate funding solutions and sets realistic expectations for the approval process.

Custom Funding Strategy

Based on the initial assessment, Darlene develops a customized funding strategy that may include multiple funding sources or products to meet your specific needs. This approach ensures you receive optimal terms and the right amount of capital for your situation.

Application and Documentation

Darlene guides clients through the application process, helping gather necessary documentation and presenting the strongest possible application to lenders. Her experience with various lender requirements streamlines this often complex process.

Ongoing Support

The relationship doesn't end at closing. Darlene maintains ongoing relationships with her clients, providing continued support for future funding needs and serving as a trusted advisor for business growth decisions.

Frequently Asked Questions

What are the minimum requirements for business funding?

LVRG works with businesses that have been operating for at least 6 months with minimum monthly revenue of $10,000. However, each situation is evaluated individually, and exceptions can be made based on specific circumstances and business potential.

How quickly can funding be approved and funded?

Depending on the funding type and documentation completeness, approvals can happen within 24-48 hours, with funding available within 2-5 business days for many products. SBA loans and commercial real estate financing typically take longer due to their comprehensive nature.

What if my business has existing debt or credit challenges?

LVRG specializes in working with businesses that may not qualify for traditional bank financing. Existing debt, credit challenges, or previous loan declines don't automatically disqualify your business from funding opportunities.

Are there industry restrictions?

While LVRG works with most business types, certain industries like adult entertainment, gambling, or highly speculative ventures may have limited options. Darlene can quickly assess whether your business type qualifies for available funding products.

Take the Next Step: Schedule Your Consultation

Don't let funding challenges hold back your business growth. Whether you need working capital, equipment financing, expansion funding, or acquisition capital, Darlene Barbat and the LVRG team are ready to help you find the right solution.

Metro Detroit business owners trust "The Closing Queen" because she delivers results. Her combination of industry expertise, local market knowledge, and genuine commitment to client success has helped hundreds of businesses secure the capital they need to thrive.

Contact Information

Darlene Barbat - Chief Growth Officer
LVRG Business Funding
Phone: (855) 998-5874
Email: darlene@lvrgllc.com
Website: LVRGFunding.com

Serving: Wayne County, Oakland County, Macomb County, and businesses throughout Michigan and nationwide.

Ready to Get Started?

Contact Darlene today for your complimentary consultation. Discover why Metro Detroit business owners call her "The Closing Queen" and how LVRG can provide the funding solutions your business needs to reach its full potential.

LVRG Business Funding - Your Partner for Business Growth and Success

Keywords: Metro Detroit business funding, business loans Detroit, working capital financing Michigan, SBA loans Metro Detroit, commercial real estate financing, franchise financing, equipment financing, Darlene Barbat, LVRG Business Funding, small business loans, business acquisition financing, partner buyout loans, revenue based financing, cash flow financing, Detroit business funding, Michigan business loans, auto repair shop financing, restaurant financing, contractor financing, manufacturing financing, medical practice financing.

The LVRG Advantage: Concierge SBA Franchise Financing That Revolutionizes How Business Owners Get Funded

The LVRG Advantage: Concierge SBA Franchise Financing That Revolutionizes How Business Owners Get Funded

The Only Boutique SBA Facilitator That Makes 30+ Lenders Compete for Your Deal

Table of Contents

  1. Why LVRG's Concierge SBA Model Changes Everything

  2. The LVRG Platform: Where Lenders Fight for Your Franchise Deal

  3. Working Capital + SBA Franchise Loans: The Complete Funding Solution

  4. 20 Years, $1 Billion+: The LVRG Track Record

  5. Restaurant Franchise Financing: Our Specialty

  6. The Hidden Costs of DIY SBA Applications

  7. 2025 SBA Changes: How LVRG Stays Ahead

The LVRG Concierge SBA Model: Your Personal Financing Advocate {#concierge-model}

Most business owners approach SBA franchise financing completely wrong. They spend months uploading the same loan package to bank after bank, getting rejected without understanding why, and ending up exactly where they started – frustrated, discouraged, and no closer to franchise ownership.

LVRG Business Funding operates as your concierge SBA facilitator – we don't just help you apply for loans; we become your personal financing advocate, handling every aspect of the process while leveraging our 20-year network of relationships to get your deal done.

What "Concierge SBA Facilitation" Actually Means:

Personal Financing Architect: We don't use templates or one-size-fits-all approaches. Every LVRG client gets a customized financing strategy designed around their specific franchise goals, financial situation, and timeline requirements.

Pre-Underwriting Specialists: Before your application ever reaches a lender, our team conducts comprehensive pre-underwriting analysis. We identify potential issues, optimize your financial presentation, and structure your deal for maximum approval probability.

Lender Relationship Managers: We don't just submit applications – we leverage our strategic partnerships with 30+ top SBA lenders to advocate for your deal throughout the entire process.

Deal Protection Services: If issues arise during underwriting (and they often do), we have the relationships and expertise to resolve problems quickly rather than watching your deal die.

The Boutique Difference in SBA Franchise Financing

Volume shops treat you like a number. LVRG treats you like family. As a boutique SBA facilitator, we limit our client load to ensure every franchise buyer receives the attention their deal deserves. This isn't just customer service – it's deal protection.

Why Boutique Matters for SBA Success:

  • Decision-maker access: You work directly with senior financing specialists, not junior processors

  • Flexible deal structuring: We can customize solutions that larger shops can't accommodate

  • Personal relationships: Our lenders know us personally, which translates to faster responses and more favorable considerations

  • Long-term partnership: We're building relationships for future expansion financing, not just closing one-time transactions

The LVRG Platform: Revolutionary SBA Franchise Financing {#lvrg-platform}

Stop chasing banks. Make them chase you.

The traditional SBA application process is broken. Business owners waste months uploading packages to individual lenders, facing rejections that damage their credit profile, and competing against better-connected applicants who have insider advantages.

LVRG's proprietary platform flips this dynamic completely.

How Our Platform Creates Competitive Advantage:

Single Application, Multiple Lenders: Instead of applying to banks individually, your optimized package goes onto our secure platform where 30+ pre-qualified SBA lenders can review and compete for your business.

Lender Competition Benefits You: When multiple lenders want your deal, you benefit from:

  • Better interest rates through competitive bidding

  • Faster approval timelines (lenders prioritize competitive deals)

  • More flexible terms and conditions

  • Backup options if your primary choice encounters issues

  • Stronger negotiating position throughout the process

Pre-Qualified Lender Network: We don't work with every SBA lender – only the most aggressive, well-capitalized institutions with proven franchise financing track records. Our network includes:

  • SBA Preferred Lenders with delegated authority for faster approvals

  • Community banks specializing in franchise markets

  • Regional powerhouses with significant SBA lending volumes

  • Credit unions offering competitive portfolio rates

  • Non-bank SBA specialists with flexible underwriting approaches

The Platform Process That Gets Deals Done:

Step 1: Strategic Deal Packaging Our team doesn't just collect your documents – we strategically package your application to highlight strengths, address potential concerns, and present your franchise opportunity in the most compelling way possible.

Step 2: Lender Matching Algorithm Not every lender is right for every deal. We use our 20 years of experience to match your specific situation with the lenders most likely to approve your particular franchise and financial profile.

Step 3: Competitive Presentation Your deal is presented simultaneously to multiple matched lenders, creating immediate competition and urgency that benefits your approval odds and terms.

Step 4: Negotiation and Advocacy When lenders express interest, we negotiate terms on your behalf, leveraging our volume and relationships to secure the best possible deal structure.

Working Capital + SBA Franchise Loans: Complete Funding Solutions {#working-capital-integration}

Most franchise buyers make a critical mistake: they only focus on the SBA loan and ignore working capital needs until it's too late.

Opening a franchise requires more than just the initial investment. You need working capital for:

  • Grand opening marketing campaigns

  • Initial inventory and supplies

  • Payroll for training period

  • Unexpected startup costs

  • Cash flow gaps in months 1-6

LVRG's Integrated Capital Solutions:

SBA + Working Capital Packaging: We structure your financing to include adequate working capital within your SBA loan amount, eliminating the need for separate high-interest business credit lines.

Equipment Financing Integration: For franchises requiring specialized equipment, we can layer equipment financing with your SBA loan to optimize your overall cost of capital.

Commercial Real Estate Solutions: Many franchise opportunities include real estate acquisition. We coordinate SBA 504 loans for real estate purchases alongside 7(a) loans for business assets, maximizing your leverage while minimizing your cash investment.

Bridge Financing: When timing doesn't align perfectly, we can arrange bridge financing to secure franchise territories or real estate while your SBA loan processes.

Working Capital Optimization Strategies:

Cash Flow Analysis: We project your franchise's cash flow requirements for the first 12-18 months, ensuring adequate working capital allocation within your SBA loan structure.

Seasonal Adjustments: For franchises with seasonal revenue patterns (ice cream shops, tax services, etc.), we build working capital cushions into your financing package.

Multi-Unit Planning: If you're planning multi-unit development, we structure initial financing to support your expansion timeline without requiring completely separate applications for each location.

20 Years, $1 Billion+: The LVRG Track Record That Speaks {#track-record}

In SBA franchise financing, experience isn't just valuable – it's everything.

Over the past two decades, LVRG Business Funding has facilitated more than $1 billion in successful SBA financing. This isn't just a number – it represents thousands of entrepreneurs who achieved franchise ownership through our concierge approach.

What $1 Billion in Funding Experience Means for You:

Relationship Capital: After 20 years and hundreds of successful deals, our lenders prioritize LVRG submissions. Your application gets senior underwriter attention, faster processing, and more favorable consideration than applications from unknown sources.

Problem-Solving Expertise: We've encountered every possible SBA underwriting issue and developed solutions for complex situations that would derail less experienced facilitators.

Market Intelligence: We know which lenders are actively funding specific franchise brands, which underwriters prefer certain deal structures, and which banks have the best approval rates for different borrower profiles.

Regulatory Navigation: SBA rules change frequently. Our team stays current with every regulatory update, ensuring your application complies with the latest requirements from day one.

Success Metrics That Matter:

95%+ Approval Rate: Our pre-underwriting process is so thorough that we rarely submit deals that don't get approved.

30-45 Day Average Timeline: While industry averages run 12-16 weeks, our lender relationships and process optimization consistently close deals in 30-45 days - often 3x faster than traditional approaches.

$50K-$5M Range: We've successfully facilitated everything from small service franchises to major restaurant development projects.

Multi-State Expertise: Our lender network covers all 50 states, with particular strength in high-growth franchise markets.

Restaurant Franchise Financing: Where LVRG Excels {#restaurant-expertise}

Restaurant franchising presents unique challenges that generic SBA lenders simply don't understand.

Equipment costs, build-out requirements, inventory management, seasonal cash flows, labor intensiveness – restaurant franchises have financing needs that require specialized expertise.

LVRG has financed more restaurant franchises than any other boutique SBA facilitator in the industry.

Restaurant-Specific Financing Challenges We Solve:

Equipment Financing Complexity: Restaurant equipment packages often exceed $300,000 and include specialized items with unique depreciation schedules. We work with lenders who understand restaurant equipment values and financing requirements.

Build-Out Cost Management: Restaurant renovations frequently encounter unexpected costs. We structure deals with adequate contingency reserves and can coordinate with contractors who understand SBA requirements.

Working Capital for Food Service: Restaurants have unique working capital needs including:

  • Initial inventory purchases

  • Pre-opening staff training costs

  • Marketing for grand opening periods

  • Cash flow management during ramp-up periods

Seasonal Revenue Patterns: Many restaurant concepts have seasonal fluctuations. We model these patterns into cash flow projections and ensure adequate working capital for slower periods.

Restaurant Franchise Categories We Specialize In:

Fast-Casual Concepts: The fastest-growing segment in franchising, including build-your-own bowl concepts, artisan sandwich shops, and health-focused quick service.

Traditional QSR Franchises: Established brands with proven business models, including major burger, chicken, and pizza franchises.

Coffee and Beverage Concepts: Specialty coffee shops, smoothie bars, juice concepts, and other beverage-focused franchises.

Specialty Food Services: Ethnic cuisine franchises, dessert concepts, catering businesses, and niche food service opportunities.

Full-Service Restaurant Franchises: Casual dining, family restaurants, and entertainment-dining concepts requiring larger investments and more complex financing structures.

Restaurant Success Story: $2.8M Multi-Unit Development

The Challenge: An experienced restaurant manager wanted to develop 5 locations of a popular fast-casual franchise concept. Traditional banks wouldn't consider the scope, and franchise lenders wanted excessive collateral and personal guarantees.

The LVRG Solution: We structured a combination of SBA 7(a) financing and conventional development funding, spreading the investment across multiple lenders in our network to minimize risk and maximize approval odds.

The Process:

  • Week 1: Strategic consultation and financial analysis

  • Week 2: Document preparation and lender matching

  • Week 3-4: Competitive lender presentation and negotiation

  • Week 5-6: Underwriting management and approval coordination

  • Week 6-7: Closing coordination across multiple funding sources

The Result: $2.8 million in total financing approved with staged funding tied to development milestones. The client preserved working capital, minimized personal guarantees, and achieved better rates than initially quoted by individual banks.

Current Status: All 5 locations are operational and profitable. The client is now exploring additional market expansion with LVRG's ongoing support.

The Hidden Costs of DIY SBA Applications {#diy-costs}

Most business owners drastically underestimate the true cost of handling SBA applications themselves.

Time Investment Reality:

200+ Hours Minimum: Successful SBA applications require extensive documentation, financial projections, business plan development, and ongoing communication with lenders. Most business owners spend 200-300 hours on the process.

Opportunity Cost: Those 200+ hours could be spent on due diligence, site selection, training preparation, or continuing current employment. At $100/hour value, you're looking at $20,000-$30,000 in opportunity cost.

Learning Curve Penalties: First-time SBA applicants make costly mistakes that experienced facilitators avoid. Common errors include:

  • Inadequate working capital planning

  • Incorrect cash flow projections

  • Missing documentation that delays processing

  • Poor lender selection based on advertised rates rather than approval likelihood

Financial Costs of DIY Mistakes:

Credit Damage: Failed applications create credit inquiries and potential negative marks that hurt future financing attempts.

Delayed Timeline Costs: Every month of delay costs money in lost franchise territory rights, continued rent payments, extended due diligence periods, and opportunity costs.

Suboptimal Terms: Without lender competition and negotiation expertise, DIY applicants typically accept the first approval they receive rather than optimizing terms.

Failed Deal Recovery: When DIY applications fail, recovering and reapplying through different lenders becomes exponentially more difficult.

The LVRG Value Proposition:

Time Savings: We handle 95% of the work, allowing you to focus on franchise selection, site evaluation, and business preparation.

Better Outcomes: Our approval rates, timeline performance, and terms optimization consistently outperform DIY attempts.

Risk Mitigation: Our pre-underwriting process identifies and resolves issues before they become deal-killers.

Ongoing Support: Unlike DIY approaches, you have experienced advocates managing your deal from application through closing.

2025 SBA Changes: How LVRG Stays Ahead {#sba-2025-updates}

The SBA made significant changes in 2025 that caught most applicants and even some lenders off-guard. LVRG clients had advance notice and adapted strategies before the changes took effect.

Critical 2025 SBA Updates:

Franchise Directory Reinstatement: Effective June 1, 2025, the SBA reinstated its Franchise Directory requirement. Franchisors must be listed by July 31, 2025, or their franchisees cannot access SBA loans.

Increased Cash Investment Requirements: Startup and ownership transfer deals now require minimum 10% cash investment, up from previous flexibility.

Enhanced Underwriting Standards: Lenders must now justify why SBA financing is necessary for each deal, requiring more sophisticated application packages.

100% U.S. Ownership Requirement: Only businesses with complete U.S. citizen ownership qualify for SBA loans under the new rules.

How LVRG Turned Changes into Advantages:

Pre-Compliance Verification: We verify franchise directory status before accepting clients, eliminating potential dead-end applications.

Cash Investment Optimization: We help structure the required 10% investment to maximize working capital preservation while meeting SBA requirements.

Justification Documentation: Our application packages now include comprehensive SBA necessity justifications that satisfy enhanced underwriting requirements.

Ownership Structure Review: We verify citizenship and ownership structure compliance before beginning the application process.

Staying Ahead of Future Changes:

Regulatory Monitoring: Our team monitors SBA policy developments and maintains relationships with SBA personnel to anticipate changes.

Lender Communication: We maintain regular communication with our lender network to understand how they're interpreting and implementing new requirements.

Process Adaptation: When changes occur, we immediately update our processes and communicate impacts to active clients.

Stop the Endless Bank Chase: Why Business Owners Are Frustrated and How LVRG Solves It {#stop-bank-chase}

The Broken SBA Application Process That's Wasting Your Time:

Every month, hundreds of business owners make the same costly mistake. They start calling banks that claim to do SBA loans. They spend weeks uploading the same loan package to bank after bank. They wait for responses that never come. They get rejections without explanations. Months later, they're exactly where they started – frustrated, exhausted, and no closer to funding.

Why the Traditional Bank-Shopping Approach Fails:

Most Banks Don't Actually Fund SBA Loans Aggressively: Just because a bank advertises SBA lending doesn't mean they're actively funding deals. Many banks have SBA programs on paper but rarely approve applications.

You're Competing Against Connected Applicants: Banks prioritize applications from brokers and sources that bring them volume. Your individual application gets buried in their pipeline.

Wrong Underwriters, Wrong Results: Banks assign SBA loans to commercial lenders who don't understand SBA-specific guidelines, leading to unnecessary rejections.

No Competitive Pressure: Banks have no incentive to offer competitive terms when you're applying individually.

Credit Damage from Multiple Applications: Each bank runs credit checks, potentially damaging your profile with multiple inquiries.

The LVRG Solution: 20 Years of Vetting the REAL SBA Lenders

We've done the work you don't have time to do. Over the past 20 years, LVRG has identified, vetted, and built strategic partnerships with the top 30-35 SBA lenders in the country – banks and non-bank lenders that are ACTUALLY aggressively funding SBA deals.

Our Network Advantage:

  • Preferred Lenders with delegated SBA authority for faster approvals

  • Community banks that specialize in franchise and small business lending

  • Non-bank SBA lenders with more flexible underwriting than traditional banks

  • Regional powerhouses with substantial SBA lending appetites

  • Credit unions offering portfolio rates and flexible terms

These aren't random banks – they're hand-selected lenders that we know are actively funding deals, have competitive programs, and work efficiently.

One Package, Multiple Competing Lenders vs. Endless Bank Shopping

Traditional Approach: Upload packages to individual banks → Wait weeks for responses → Get rejections → Start over → Repeat for months

LVRG Approach: One optimized package → 30+ aggressive lenders compete → Term sheets in 48 hours → Funded in 30-45 days

The difference is night and day.

Why Business Owners Choose LVRG for All Their SBA Financing Needs {#why-choose-lvrg}

Whether you need financing for partner buyouts, business acquisitions, franchise financing, or restaurant franchise loans, business owners come to LVRG because we've solved the fundamental problem with SBA lending: access to the RIGHT lenders who actually fund deals.

Our Clients Come to Us Because We Deliver Results:

Fast Funding: 30-45 days vs. months of bank shopping Competitive Terms: Multiple lenders competing for your deal means better rates and terms Higher Approval Rates: Our pre-qualified network of aggressive lenders means higher success rates No Wasted Time: One application, multiple options – no more endless bank shopping Expert Guidance: We know which lenders fund which deal types and match accordingly Ongoing Support: We manage the process from application through funding

The LVRG Brand: Built on 20 Years of Results

Business owners trust LVRG because we've created the most powerful lending network in the SBA industry. Our brand represents access to funding that individual applicants simply cannot achieve on their own.

$1 billion in funding over 20 years isn't just a number – it represents thousands of business owners who avoided the frustration of bank shopping and got funded quickly through our proven process.

The LVRG Advantage Over Direct Bank Applications:

SBA Specialization: Our entire business focuses on SBA lending, giving us depth of expertise that generalist banks can't match.

Underwriter Relationships: We know the individual underwriters at our partner banks and understand their preferences, concerns, and decision-making patterns.

Problem Resolution: When challenges arise, we have the relationships and expertise to resolve issues quickly rather than watching deals collapse.

Process Optimization: Our streamlined process eliminates the inefficiencies that plague bank SBA departments.

Multiple Options: If one lender encounters problems, we have 29 other qualified alternatives rather than starting over with a new bank.

Getting Started: The LVRG Concierge Experience

Your Free Strategic Consultation

Every LVRG relationship begins with a comprehensive strategic consultation where we analyze your franchise goals, financial situation, and timeline requirements. This isn't a sales call – it's a strategic planning session.

What We Cover in Your Consultation:

  • Franchise financing requirements analysis

  • Personal financial optimization opportunities

  • Timeline development and milestone planning

  • Lender matching and strategy development

  • Working capital planning and integration

  • Risk assessment and mitigation strategies

The LVRG Fast-Track Process:

Day 1-2: Immediate Processing

  • Complete package received and reviewed

  • Pre-underwriting analysis completed immediately

  • Package optimized and sent to lender network

Day 2-3: Lender Competition

  • Multiple lenders review your deal simultaneously

  • Term sheets start coming back within 48 hours

  • Competitive bidding creates better terms

Day 3-7: Term Negotiation

  • We negotiate terms with competing lenders

  • Best offer selected based on rates, terms, and approval strength

  • Deal moves to underwriting with chosen lender

Weeks 2-6: Underwriting Support

  • Bank issues term sheet with stipulations

  • We help you meet bank requirements and conditions

  • Ongoing support to address any underwriting requests

  • Progress monitoring and issue resolution

30-45 Days: Closing

  • Final coordination and funding

  • 3x faster than industry average

Investment and Fee Structure:

No Upfront Fees: LVRG is compensated by our lender partners upon successful loan closing, aligning our success with yours.

Success-Based Model: We only earn compensation when you get funded, ensuring our complete focus on deal success.

Transparent Process: No hidden fees, surprise charges, or ongoing costs beyond the initial financing facilitation.

Contact LVRG Business Funding: Your Concierge SBA Partner

Ready to experience the LVRG difference?

Stop wasting time with banks that don't understand SBA franchise financing. Stop competing against better-connected applicants. Stop accepting generic service when your franchise dreams deserve concierge treatment.

Schedule your free strategic consultation today:

📞 Direct Line: [Insert phone number] 📧 Email: [Insert email address]
🌐 Website: [Insert website URL] 📍 Office: [Insert office address]

What Happens When You Contact LVRG:

Within 24 Hours: Initial consultation scheduled with a senior financing specialist Within 48 Hours: Preliminary qualification assessment completed Within 1 Week: Complete strategic financing plan developed Within 2 Weeks: Application package optimized and ready for lender presentation

The LVRG Guarantee:

If we accept your engagement and your deal doesn't close due to our error or negligence, we'll work at no charge until it does or provide a full refund of any fees paid.

That's the confidence that comes from 20 years of experience and over $1 billion in successful funding.

Stop settling for generic SBA lending. Experience the LVRG concierge advantage and discover why we've become the boutique SBA facilitator of choice for serious franchise buyers nationwide.

LVRG Business Funding: Where your franchise financing success is our only business.

Keywords: concierge SBA facilitator, LVRG Business Funding, boutique SBA lending, franchise financing specialists, SBA franchise loans, restaurant franchise financing, working capital solutions, competitive lender platform

Metro Detroit Business Acquisition Loans: Fast SBA Financing That Wins Deals in 6-8 Weeks

Metro Detroit Business Acquisition Loans: Fast SBA Financing That Wins Deals in 6-8 Weeks

Metro Detroit's business acquisition market is absolutely on fire right now. Quality businesses across Wayne County, Oakland County, and Macomb County are getting snatched up faster than ever before. From HVAC companies in Sterling Heights to auto repair shops in Dearborn, from manufacturing facilities in Warren to car washes in Troy - if you want to buy a business in Metro Detroit, you better be ready to move fast.

Here's the hard truth: The best deals go to buyers who can close fastest.

While your competition is stuck playing the traditional bank-shopping game - waiting weeks for responses from lenders who don't understand Metro Detroit's unique market - smart buyers are working with specialists who can get them funded in half the time.

At LVRG Business Funding, we've spent 20 years building relationships in Metro Detroit's business community. We know exactly which SBA lenders want acquisition deals in this market, and more importantly, we know how to get them approved before your competitors even hear back from their first bank.

Why Metro Detroit Business Acquisitions Require Local Expertise

This isn't some cookie-cutter financing situation. Metro Detroit has its own unique business ecosystem, and every industry here has specific dynamics that out-of-state lenders simply don't understand.

Industry-Specific Market Knowledge That Makes the Difference

Automotive & Manufacturing: A precision machining shop in Warren operates completely differently than one in Taylor. Our lenders understand the supply chain relationships, seasonal patterns, and growth trajectories that are specific to Metro Detroit's automotive ecosystem. They know why a shop with Ford supplier relationships is valued differently than one serving aftermarket customers.

HVAC & Skilled Trades: Metro Detroit's residential construction boom has created massive opportunities for heating companies, roofing contractors, and service businesses. But these companies have seasonal cash flows and expansion patterns that require specialized underwriting knowledge. Our lenders know the difference between a company serving Oakland County's luxury market versus one focused on Detroit's urban revitalization.

Auto Services & Car Washes: Location is everything in this business. An auto repair shop on Telegraph Road faces completely different traffic patterns and customer demographics than one in downtown Birmingham. A car wash in Novi serves a different market than one in Lincoln Park. Our lenders understand these nuances and value businesses accordingly.

Healthcare & Professional Services: Oakland County's affluent demographics create premium practice valuations that require lenders who understand local market dynamics. A dental practice in Birmingham commands different multiples than one in Pontiac, and our lenders know why.

SBA Business Acquisition Loan Programs That Work for Metro Detroit

SBA 7(a) Loans - Up to $5 Million

This is the workhorse of business acquisition financing, perfect for Metro Detroit's diverse business landscape:

Manufacturing & Distribution

  • Automotive suppliers and specialty manufacturers

  • Food processing and packaging companies

  • Logistics and warehousing operations

  • Custom fabrication and machining shops

Service & Skilled Trades

  • HVAC, plumbing, and electrical companies

  • Roofing, window, and door contractors

  • Landscaping and property maintenance services

  • Commercial and residential cleaning companies

Automotive Services

  • Auto repair and maintenance shops

  • Car washes and detailing services

  • Tire and parts retailers

  • Specialty automotive services

Key Terms:

  • Down Payment: Typically 10-15% of the acquisition price

  • Maximum Amount: $5 million

  • Repayment Terms: Up to 10 years for business assets, 25 years if real estate is included

  • Interest Rates: Currently Prime + 2.75% to 4.75% depending on loan size and term

SBA 504 Loans - Up to $5.5 Million

Perfect when Metro Detroit commercial real estate is part of the acquisition:

  • Owner-occupied commercial buildings

  • Industrial facilities and warehouses

  • Retail properties and medical buildings

  • Manufacturing facilities with equipment purchases

Key Benefits:

  • Down Payment: As low as 10% of total project cost

  • Fixed Rate Option: Available for the real estate portion

  • Long-Term Financing: Up to 25 years for real estate

The Speed Difference That Wins Deals: LVRG vs Traditional Banking

The Traditional Bank Shopping Nightmare (12-16 Weeks)

Here's what most buyers go through:

  1. Apply to random banks, hoping they'll be interested in your deal

  2. Wait 2-3 weeks just to get an initial response

  3. Get hit with requests for endless additional documentation

  4. Face rejection for reasons that don't make sense

  5. Start the whole process over with the next bank

  6. Repeat this cycle until you either give up or the seller walks away

Real Metro Detroit Success Stories

Manufacturing Acquisition - Oakland County

The Situation: A specialty parts manufacturer serving multiple industries needed $3.2 million in acquisition financing. The buyer had already been rejected by two traditional banks who didn't understand the company's diverse customer base.

Our Approach: We packaged the deal highlighting the company's Metro Detroit manufacturing expertise and the strength of having customers across automotive, aerospace, and industrial sectors.

The Result: We secured 85% financing and closed the deal in 6 weeks. The buyer is now expanding into additional product lines.

Healthcare Practice - Birmingham

The Situation: A buyer wanted to acquire a dental practice for $1.8 million but had already spent 4 months getting nowhere with traditional banks.

Our Approach: We presented detailed Oakland County demographic data showing the practice's position in one of Michigan's most affluent markets, along with practice performance metrics that proved sustainable cash flow.

The Result: Deal closed in 3 weeks with favorable terms. The buyer has since expanded to a second location.

Service Business - Macomb County

The Situation: A commercial cleaning company with contracts throughout Metro Detroit needed a $950K SBA loan, but the buyer had limited industry experience.

Our Approach: We emphasized the company's strong contract base with established Metro Detroit businesses and the buyer's management background that would transfer well to the cleaning industry.

The Result: 90% financing approved, and the deal closed successfully. The company has grown 40% since the acquisition.

Retail Operation - Wayne County

The Situation: Gas station and convenience store acquisition requiring a $2.1 million SBA 504 loan including real estate purchase.

Our Approach: We highlighted the location's advantages on a major Metro Detroit corridor and provided detailed traffic pattern analysis showing consistent customer flow.

The Result: Deal closed while a competing buyer was still waiting for their first bank to respond. The location is now one of the highest-performing stations in the area.

Metro Detroit Market Intelligence by County

Oakland County - Premium Opportunities

Troy: This is Metro Detroit's business hub. Service companies and professional practices here command premium valuations because of the established commercial base and affluent demographics.

Novi: One of the fastest-growing markets in Metro Detroit. Retail and service businesses here are benefiting from continued residential and commercial development.

Birmingham: Premium market that supports high-value acquisitions, especially in healthcare, professional services, and specialty retail.

Southfield: Major concentration of professional services creates ongoing acquisition opportunities as practices consolidate or transition ownership.

Farmington Hills: Diverse business mix with strong fundamentals - from manufacturing to services to retail operations.

Wayne County - Industrial Strength

Dearborn: Incredibly diverse business community with everything from advanced manufacturing to traditional service businesses. The proximity to Ford and the automotive supply chain creates unique opportunities.

Livonia: Established suburban market with solid retail and service acquisition opportunities. Stable demographics support consistent business performance.

Taylor: Strong industrial base with manufacturing acquisition opportunities, especially for businesses serving the automotive sector.

Westland: Growing concentration of service businesses as the area continues to develop.

Lincoln Park: Emerging market with value-oriented business opportunities for buyers looking to build equity.

Macomb County - Growth Market

Sterling Heights: Michigan's fourth-largest city provides a huge population base supporting service business acquisitions across multiple industries.

Warren: Established manufacturing and service business market with solid fundamentals and growth potential.

Clinton Township: Rapidly growing suburban market with opportunities across retail, service, and light manufacturing sectors.

Chesterfield Township: Emerging market with new business acquisition potential as development continues.

Industry Trends Creating Acquisition Opportunities

Skilled Trades Consolidation: Baby boomer business owners in HVAC, roofing, plumbing, and electrical contracting are selling to younger entrepreneurs who are using SBA financing to acquire established customer bases and grow through consolidation.

Auto Services Expansion: Metro Detroit's car culture isn't going anywhere. Auto repair shops, car washes, tire retailers, and specialty automotive services continue to see strong acquisition activity from buyers looking to build multi-location operations.

Healthcare Practice Transitions: Oakland County's demographics are driving premium valuations for medical and dental practices. We're seeing both individual practitioners and practice management companies making acquisitions.

Manufacturing Specialization: Companies are acquiring competitors to gain specialized capabilities, expand customer bases, or achieve operational efficiencies in Metro Detroit's evolving manufacturing landscape.

Service Business Scaling: Successful service business operators are acquiring additional locations or complementary services to build regional market presence.

What It Takes to Qualify for Metro Detroit SBA Acquisition Loans

Buyer Requirements

Industry Experience: Relevant background is preferred but not always required. We've successfully financed buyers transitioning into new industries with the right business plan and management approach.

Down Payment: You'll typically need 10-15% of the acquisition price as a down payment, though this can vary based on the specific deal structure.

Credit Profile: Strong personal credit and demonstrated financial capacity are essential. We're looking for buyers who can handle the financial responsibility of business ownership.

Management Commitment: SBA requires full-time involvement in the business. This isn't a passive investment opportunity.

Business Requirements

Positive Cash Flow: The business needs to demonstrate consistent profitability and clear growth potential under new ownership.

Market Position: An established customer base and competitive advantages that will continue under new management.

Clean Financial Records: Transparent financial reporting and clean books that can withstand underwriter scrutiny.

Growth Opportunity: A clear path for expansion or improvement that justifies the acquisition investment.

Frequently Asked Questions

How quickly can Metro Detroit business acquisition loans actually close?

With our pre-qualified lender network, we regularly close deals in 6-8 weeks. Compare that to 12-16 weeks for traditional bank shopping, and you can see why speed matters in competitive acquisition situations.

What down payment is required for business acquisitions?

SBA 7(a) loans typically require 10-15% down, while SBA 504 loans that include real estate may require as little as 10% total down payment. The exact amount depends on the deal structure and your qualifications.

Can I acquire a business outside my industry experience?

Absolutely. While industry experience helps with terms and approval speed, we've successfully financed buyers transitioning into new industries. The key is demonstrating transferable skills and developing a solid business plan.

What if the business I want has already been rejected by banks?

Bank rejections often result from poor presentation rather than fundamental deal problems. We've saved numerous deals after traditional bank rejections by properly packaging them with local market context that lenders understand.

What are current interest rates for SBA acquisition loans?

SBA 7(a) rates are typically Prime + 2.75% to 4.75%, while SBA 504 loans offer fixed rates around 6-7%. Exact rates depend on loan size, term, and your qualifications.

Do you work with first-time business buyers?

Yes, we specialize in helping first-time buyers navigate the entire SBA acquisition process, from deal evaluation through closing.

Why Metro Detroit Business Buyers Choose LVRG

20 Years of Local Market Expertise: We've been part of Metro Detroit's business community for two decades. We understand the markets, the industries, and the opportunities.

Industry Agnostic Approach: We fund acquisitions across all business types and sizes, from small service companies to multi-million-dollar manufacturing operations.

Speed Advantage: We close deals while competitors are still filling out applications. In competitive situations, this speed advantage often determines who gets the deal.

Lender Competition: Our network of 30+ pre-qualified SBA lenders compete for your business, which means better terms and faster decisions.

Professional Deal Packaging: We present your acquisition opportunity in the best possible light, with full market context that helps lenders understand the opportunity.

Relationship Leverage: Our established relationships with SBA lenders deliver faster decisions and more favorable terms than you'd get going direct.

Ready to Win Your Next Metro Detroit Business Acquisition?

In Metro Detroit's red-hot acquisition market, financing speed and certainty can make or break your deal. Don't let traditional bank shopping cost you the perfect opportunity.

The best Metro Detroit business acquisitions go to buyers who can move fastest with the right financing team.

Whether you're looking to acquire an HVAC company in Sterling Heights, an auto repair shop in Dearborn, a manufacturing facility in Warren, or any other business across Wayne, Oakland, and Macomb Counties, LVRG Business Funding provides the competitive advantage you need.

Call us today: (855) 998-5874

We've been helping Metro Detroit business buyers secure SBA acquisition loans for two decades. Let us show you what happens when financing becomes your competitive advantage instead of your biggest obstacle.

LVRG Business Funding serves business acquisition financing throughout Wayne County, Oakland County, and Macomb County - from Detroit's urban core to the northern suburbs and everywhere in between.

Michigan SBA Loans for Business Acquisition: Complete 2025 Guide

Michigan SBA Loans for Business Acquisition: Complete 2025 Guide

Last Updated: June 2025 | Expert SBA Financing Solutions Across Michigan

Table of Contents

  • SBA Loans for Buying a Business in Michigan

  • Michigan SBA Lenders and Loan Programs

  • Regional Business Acquisition Opportunities

  • Industry-Specific SBA Financing

  • SBA Loan Application Process

  • Frequently Asked Questions

SBA Loans for Buying a Business in Michigan {#sba-loans-michigan}

Michigan's business acquisition market is experiencing unprecedented growth as baby boomer business owners retire, creating exceptional opportunities for buyers with strategic SBA financing. Whether you're looking to buy a manufacturing business in Detroit, a healthcare practice in Grand Rapids, or a service company in Lansing, SBA loans offer the most competitive terms for business acquisitions in Michigan.

Why Choose SBA Loans for Michigan Business Acquisitions?

SBA 7(a) Loan Benefits:

  • Up to $5 million for business acquisitions

  • 25-year repayment terms for maximum cash flow

  • Competitive interest rates (typically 2-4% above prime)

  • Minimal down payment requirements (as low as 10%)

  • Covers goodwill, working capital, and equipment

SBA 504 Loan Advantages:

  • Up to $5.5 million for real estate and equipment

  • Long-term fixed rates for 10-20 years

  • Perfect for manufacturing and retail acquisitions

  • Can be combined with 7(a) loans for optimal structure

Michigan SBA Loan Market Statistics

  • Average Business Sale Price: $1.8M (2024)

  • SBA Loan Approval Rate: 87% in Michigan

  • Average Closing Time: 30-45 days with experienced lenders

  • Top Industries: Manufacturing (32%), Healthcare (24%), Professional Services (18%)

Michigan SBA Lenders: Finding the Right Financing Partner {#michigan-sba-lenders}

Not all SBA lenders understand Michigan's unique business landscape. Working with specialized Michigan SBA lenders who have deep market knowledge can mean the difference between loan approval and rejection.

What to Look for in Michigan SBA Lenders

Industry Expertise:

  • Manufacturing and automotive supply chain knowledge

  • Healthcare and professional services experience

  • Seasonal business understanding (tourism, agriculture)

  • Government contracting familiarity

Regional Knowledge:

  • Local market conditions and valuations

  • Michigan-specific compliance requirements

  • Regional economic development initiatives

  • Industry cluster awareness

Top SBA Loan Programs for Michigan Business Buyers

SBA 7(a) Loans Michigan

  • Best For: Service businesses, professional practices, retail operations

  • Loan Amount: Up to $5,000,000

  • Use of Funds: Goodwill, working capital, equipment, inventory

  • Terms: Up to 25 years for real estate, 10 years for equipment

SBA 504 Loans Michigan

  • Best For: Manufacturing facilities, restaurants with real estate, retail locations

  • Loan Amount: Up to $5,500,000

  • Structure: 50% conventional loan, 40% SBA debenture, 10% down payment

  • Terms: 10, 20, or 25-year fixed rates

SBA Express Loans Michigan

  • Best For: Smaller acquisitions under $500,000

  • Processing Time: 36 hours for SBA response

  • Loan Amount: Up to $500,000

  • Trade-off: Higher rates but faster approval

Regional Michigan Business Acquisition Opportunities {#regional-opportunities}

Southeast Michigan SBA Loans (Detroit Metro)

Primary Markets: Detroit, Ann Arbor, Livonia, Dearborn, Troy, Southfield, Novi, Sterling Heights, Warren

Key Industries:

  • Automotive suppliers and manufacturing

  • Healthcare and medical practices

  • Professional services and consulting

  • Technology and software companies

Average Deal Size: $2.1M Popular SBA Programs: 7(a) + 504 combinations for manufacturing acquisitions

Detroit SBA Business Acquisition Loans

Detroit's business market offers unique opportunities in urban manufacturing, healthcare services, and professional services. SBA lenders familiar with Detroit's economic development initiatives can structure deals that take advantage of local incentives.

Ann Arbor SBA Loans for Business Purchase

Ann Arbor's tech corridor and university influence create opportunities in professional services, healthcare, and technology businesses. Medical practices and consulting firms are particularly active in the acquisition market.

West Michigan SBA Loans (Grand Rapids Region)

Primary Markets: Grand Rapids, Kalamazoo, Battle Creek, Holland, Muskegon, Portage

Key Industries:

  • Manufacturing and industrial businesses

  • Healthcare systems and practices

  • Family-owned multi-generational businesses

  • Furniture and consumer goods manufacturing

Average Deal Size: $1.7M Popular SBA Programs: 504 loans for manufacturing with real estate

Grand Rapids SBA Business Acquisition Financing

Grand Rapids' diversified economy offers acquisition opportunities across manufacturing, healthcare, and professional services. The region's family-owned business culture creates succession opportunities for strategic buyers.

Central Michigan SBA Loans (Lansing/Flint Region)

Primary Markets: Lansing, Flint, Saginaw, Bay City, Jackson, Midland

Key Industries:

  • Government contracting and services

  • Healthcare and educational services

  • Manufacturing and automotive

  • Professional and business services

Average Deal Size: $1.4M Popular SBA Programs: 7(a) loans for service-based acquisitions

Northern Michigan SBA Loans (Traverse City Region)

Primary Markets: Traverse City, Petoskey, Cadillac, Alpena, Marquette

Key Industries:

  • Tourism and hospitality businesses

  • Seasonal recreational services

  • Manufacturing and food processing

  • Healthcare and professional services

Average Deal Size: $1.9M Popular SBA Programs: Seasonal cash flow specialty programs

Industry-Specific SBA Financing in Michigan {#industry-financing}

Manufacturing Business Acquisitions Michigan

Michigan's manufacturing sector offers exceptional acquisition opportunities, from automotive suppliers to specialty manufacturing operations.

SBA Financing Considerations:

  • Equipment valuation and depreciation schedules

  • Working capital requirements for inventory cycles

  • Environmental compliance and due diligence

  • Supplier relationship transition planning

Typical SBA Structure: 7(a) + 504 combination

  • 7(a) covers goodwill, working capital, and equipment

  • 504 covers real estate and major equipment purchases

Healthcare Practice Acquisitions Michigan

Medical, dental, veterinary, and specialty healthcare practices represent a significant portion of Michigan's business acquisition market.

SBA Financing Benefits:

  • Up to 90% financing for established practices

  • Goodwill financing for patient base and reputation

  • Equipment and technology upgrade funding

  • Working capital for transition period

Popular Programs: SBA 7(a) loans up to $5M

Service Business Acquisitions Michigan

Professional services, skilled trades, and B2B service companies offer recurring revenue models attractive to SBA lenders.

Common Service Business Types:

  • HVAC, plumbing, and electrical contractors

  • IT services and managed technology

  • Marketing and advertising agencies

  • Accounting and professional services

  • Cleaning and maintenance services

Restaurant and Hospitality Acquisitions Michigan

Michigan's tourism industry and local dining scene create opportunities for restaurant and hospitality acquisitions.

SBA Financing Considerations:

  • Seasonal cash flow analysis

  • Real estate vs. lease structures

  • Liquor license transfers

  • Equipment condition and replacement needs

Michigan SBA Loan Application Process {#application-process}

Step 1: Pre-Qualification and Business Search

  • Determine SBA loan eligibility

  • Establish financing capacity

  • Identify target businesses and industries

  • Prepare initial financial documentation

Step 2: Business Evaluation and Due Diligence

  • Financial analysis of target business

  • Market position and competitive analysis

  • Legal and regulatory compliance review

  • Valuation and deal structure optimization

Step 3: SBA Loan Application Preparation

  • Complete SBA Form 1919 (Borrower Information Form)

  • Prepare business plan and acquisition strategy

  • Compile financial statements and tax returns

  • Document management experience and qualifications

Step 4: Lender Selection and Submission

  • Match deal characteristics with appropriate SBA lenders

  • Submit to multiple lenders simultaneously

  • Negotiate terms and conditions

  • Secure pre-approval or term sheet

Step 5: Final Underwriting and Closing

  • Complete due diligence and appraisals

  • Finalize loan documentation

  • Coordinate with attorneys and accountants

  • Close on business acquisition

Required Documentation for Michigan SBA Loans

Personal Financial Information:

  • Personal financial statement (SBA Form 413)

  • Personal tax returns (3 years)

  • Personal credit report authorization

  • Resume and business experience summary

Business Acquisition Documentation:

  • Purchase agreement or letter of intent

  • Business financial statements (3 years)

  • Business tax returns (3 years)

  • Lease agreements and contracts

  • Business valuation or appraisal

Additional Requirements:

  • Environmental assessment (if applicable)

  • Franchise disclosure documents (if applicable)

  • Insurance certificates and binders

  • Legal entity formation documents

Frequently Asked Questions {#faq}

What types of businesses qualify for SBA acquisition loans in Michigan?

Most established, profitable businesses operating for at least 2 years qualify for SBA acquisition financing. This includes manufacturing, healthcare, professional services, retail, restaurants, and service businesses across Michigan.

How much can I borrow with an SBA loan for business acquisition?

SBA 7(a) loans provide up to $5 million for business acquisitions, while SBA 504 loans offer up to $5.5 million for deals involving significant real estate or equipment. Many Michigan acquisitions use combination structures for optimal financing.

What down payment is required for Michigan SBA business acquisition loans?

SBA loans typically require 10-15% down payment for business acquisitions. The exact amount depends on the business type, deal structure, and borrower qualifications. Some deals can be structured with seller financing to reduce cash requirements.

How long does SBA loan approval take in Michigan?

With experienced Michigan SBA lenders, approval typically takes 30-45 days from complete application submission. Complex deals or first-time SBA borrowers may require additional time for underwriting.

Can I buy a franchise with an SBA loan in Michigan?

Yes, SBA loans can finance franchise acquisitions in Michigan, provided the franchise is on the SBA's approved franchise directory. Popular franchises include restaurants, service businesses, and retail operations.

What credit score is needed for Michigan SBA business acquisition loans?

Most SBA lenders require a minimum credit score of 680 for business acquisition loans. However, borrowers with strong business experience and solid deal structures may qualify with lower scores.

Are there industry restrictions for SBA loans in Michigan?

SBA loans cannot finance businesses primarily engaged in lending, speculation, or passive investment. However, most operating businesses including manufacturing, healthcare, professional services, retail, and restaurants qualify for SBA financing.

How do SBA interest rates compare to conventional business loans?

SBA loan rates are typically 2-4% above the prime rate, often making them more competitive than conventional business acquisition loans. The SBA guarantee allows lenders to offer better terms than non-guaranteed financing.

Ready to Acquire a Business in Michigan? Get Expert SBA Financing

Michigan's business acquisition market rewards buyers who move quickly with certainty of financing. Don't lose life-changing opportunities waiting on traditional bank processes.

Why Choose LVRG for Your Michigan SBA Business Acquisition Loan?

20+ Years Michigan Experience

  • Deep understanding of regional business markets

  • Established relationships with Michigan business brokers

  • Track record of successful acquisitions across all industries

30+ Specialized SBA Lenders

  • Industry-specific expertise and appetite

  • Competitive terms and fast approvals

  • Relationship-driven underwriting approach

Strategic Deal Positioning

  • Optimal loan structure for each acquisition

  • Proactive risk mitigation and packaging

  • Maximum approval probability with best terms

Proven Results

  • Average 30-day closing timeline

  • 95%+ approval rate for qualified borrowers

  • $500M+ in Michigan business acquisitions financed

Get Started Today

📞 Call Our Michigan SBA Experts: (855) 998-5874 💼 Start Your Application: LINK TO APPLICATION 📧 Email for Immediate Response: cbarr@lvrgllc.com

Service Areas

We provide SBA business acquisition financing throughout Michigan including:

Southeast Michigan: Detroit, Ann Arbor, Livonia, Dearborn, Troy, Southfield, Novi, Sterling Heights, Warren, Westland, Farmington Hills, Rochester Hills, Canton, Waterford

West Michigan: Grand Rapids, Kalamazoo, Battle Creek, Holland, Muskegon, Portage, Wyoming, Kentwood, Walker, Grandville

Central Michigan: Lansing, Flint, Saginaw, Bay City, Jackson, Midland, Mount Pleasant, Owosso, Alma

Northern Michigan: Traverse City, Petoskey, Cadillac, Alpena, Marquette, Escanaba, Iron Mountain, Houghton

LVRG is a leading provider of SBA business acquisition financing across Michigan. We help entrepreneurs and investors acquire established businesses through strategic SBA loan programs including 7(a), 504, and Express loans. Contact us today to discuss your Michigan business acquisition financing needs.