Comprehensive Financial Analysis & Executive Summary

Get institutional-grade financial analysis at a fraction of what investment banks and consultants charge.

Most business owners don't discover they're unbankable until they've wasted 6 months applying for financing. Others overpay millions for acquisitions without understanding the real financial position. Some pursue growth strategies that sound good but destroy cash flow.

The problem? By the time you find out the deal won't work, you've already spent months and potentially hundreds of thousands going down the wrong path.

We solve this with the same institutional-grade analysis that investment banks and turnaround consultants deliver—for a fraction of their $15K-$25K fees.

What You Get

Executive Summary (2-4 Pages)

Professional, lender-ready document that presents your business to banks, investors, or buyers:

• Company overview and operational highlights

• Financial snapshot with key performance metrics

• Strategic positioning and market analysis

• Financing structure recommendations (if applicable)

• Transaction highlights and use of proceeds

• Risk assessment and mitigation strategies

This is the document you send to banks, investors, or potential buyers—professionally formatted and comprehensive.

Comprehensive Financial Analysis (5-10 Pages)

Deep-dive financial assessment that tells you what's really going on:

• Income statement analysis - Multi-year revenue, margins, profitability trends

• Balance sheet analysis - Asset quality, liability structure, working capital

• Working capital assessment - A/R aging, A/P aging, cash conversion cycle

• Debt schedule review - Current obligations, refinancing opportunities

• Key financial ratios - Leverage, liquidity, profitability, efficiency

• Cash flow modeling - Projected cash position based on operations and growth

• Bankability assessment - What lenders will approve, what they'll decline, and why

• Critical findings - Red flags, risks, and opportunities

• Strategic recommendations - Clear action steps

• Alternative paths - If traditional financing isn't viable, what options exist

This is forensic financial review—the same depth that turnaround consultants and investment banks provide.

Additional Deliverables:

• Financial model/spreadsheet (if applicable)

• Actionable recommendations you can implement immediately

• Lender introduction and facilitation (if financing is viable)

• Direct access to discuss findings

Timeline: 3-5 business days after receipt of all required documents

Investment: $2,495 (payment required upfront)

Who This Is For

✓ Seeking $1M+ in financing - Know if you're bankable before wasting months applying

✓ Evaluating a business acquisition - Get objective analysis before committing capital

✓ Preparing for exit or sale - Professional financial documentation for buyers

✓ Distressed businesses - Honest assessment and viable paths forward

✓ Complex capital structure - Multiple debt sources needing optimization

✓ Partners/investors requiring validation - Third-party financial analysis

If you're making a decision that could cost or make you six or seven figures, this analysis pays for itself many times over.

What Makes This Different

We're Lenders AND Advisors

Most consultants have never underwritten a loan. We're direct lenders and financing facilitators who've:

• Approved and declined thousands of loan applications

• Structured deals with banks nationwide

• Facilitated over $1 billion in capital

• Worked with turnaround experts on distressed situations

When we tell you a deal won't get approved, it's because we know what banks actually underwrite—not theory.

Institutional Quality at Small Business Pricing

Here's what this level of analysis typically costs in the market:

• Investment Bank (M&A Advisory): $15,000 - $50,000+

• Turnaround Consultant: $10,000 - $30,000

• M&A Advisor (Deal Analysis): $20,000 - $100,000+

• Restructuring Advisory: $15,000 - $40,000

• LVRG Business Funding: $2,495

Same depth. Same quality. Fraction of the cost.

We Tell You the Truth

We don't tell you what you want to hear. We tell you what's real:

• If your business is headed for bankruptcy, we'll tell you

• If an acquisition is overpriced by $2M, we'll show you the math

• If you're not bankable, we'll explain why and outline alternatives

• If your capital structure is destroying cash flow, we'll show you how to fix it

You're paying for honest, objective analysis—not validation.

Real Examples

Acquisition Analysis - Saved Client $2M+

A Michigan buyer was ready to purchase a car wash for $2.8 million. Broker's numbers looked solid. 20+ years operating history.

Our analysis revealed:

• Actually worth $700K-$900K (not $2.8M)

• Claimed margins were fabricated (2x industry standard)

• Would lose $169,500/year at asking price

• Completely unfinanceable (DSCR 0.70 vs. required 1.15-1.25)

Result: Saved over $2 million in overpayment and prevented bankruptcy.

Financing Viability - Honest Assessment

Midwest construction company with $9.6M revenue and $9M backlog sought $2M growth capital. Looked strong on paper.

Our analysis revealed:

• Balance sheet insolvency ($1.1M negative equity)

• Negative working capital (payables exceeded receivables)

• 86% of vendor payments over 30 days

• $1.44M annual financing costs (16.5% of revenue)

Result: Honest assessment that traditional financing wasn't viable. Outlined alternative paths (strategic sale, equity recap, restructuring). Owner knew exactly where they stood—before wasting 6 months on declined applications.

Required Documents

Financial Documents:

• 3 years business tax returns (with all schedules)

• 3 years personal tax returns (all owners/guarantors)

• Year-to-date P&L and balance sheet

• A/R aging report (current)

• A/P aging report (current)

• Complete debt schedule

Additional (if applicable):

• Existing financing agreements or term sheets

• Purchase agreements or LOIs (for acquisitions)

• Operating/partnership agreements

• Contracts or backlog documentation

All documents maintained under strict confidentiality.

Common Questions

"What if the analysis shows I'm not financeable?"
You've saved 6 months of wasted time and potential credit damage. We'll outline exactly why traditional financing isn't available and what alternative paths exist.

"How long does this take?"
3-5 business days from receipt of all documents.

"Can you help facilitate financing if I'm bankable?"
Yes. If traditional financing is viable, we'll introduce you to lenders in our network at no additional cost.

"Do you work outside Michigan?"
Yes. While based in Metro Detroit, we work with businesses nationwide.

"What if I disagree with your findings?"
We show all our work—every calculation, assumption, and comparable. We're not telling you what you want to hear; we're showing you what lenders and investors will see.

The Bottom Line

You're about to make a decision that could make or cost you six or seven figures.

$2,495 is nothing compared to:

• Overpaying $1M-$2M for an overpriced acquisition

• Wasting 6 months chasing financing you'll never get

• Pursuing growth strategy that destroys cash flow

• Missing opportunities because you don't understand your position

Ready to Get Started?

Comprehensive Financial Analysis & Executive Summary: $2,495

• Executive summary (2-4 pages, lender-ready)

• Financial analysis (5-10 pages)

• Financial modeling (if applicable)

• Actionable recommendations

• Lender facilitation (if viable)

• Delivered in 3-5 business days

Payment required upfront.

Three ways to get started:

Best Option: Click "Add to Cart" above to begin

Email: cbarr@lvrgllc.com (Subject: Comprehensive Financial Analysis)

Phone: (855) 998-5874

Charles M. Barr
Founder & CEO, LVRG Business Funding
Metro Detroit | Serving Business Owners Nationwide
25 Years Experience | Direct Lender | M&A Advisor