USDA Loans Michigan | Rural Business Financing $2M-$100M | SBA Loans for Small Towns

USDA Loans Michigan | Rural Business Financing $2M-$100M | SBA Loans for Small Towns

How Small Towns Across Michigan Can Access Millions in Government-Backed Business Financing

If you own a business in rural Michigan, this might be the most important article you read this year.

While most business owners in small-town Michigan assume government financing is only available to big-city businesses or Fortune 500 companies, the truth is exactly the opposite. The federal government has specifically designed loan programs to fuel growth in rural America—and Michigan businesses are prime candidates.

From Traverse City to the Thumb, from Southwest Michigan's agricultural heartland to Northern Michigan's manufacturing hubs, rural business owners across our state can now access $2 million to $100 million in government-backed financing through USDA Business & Industry loans, Community Facilities loans, Rural Energy programs, and SBA loan products.

Here's what makes this extraordinary: These aren't theoretical programs buried in government bureaucracy. These are real, active financing solutions that Michigan businesses are using right now to:

• Purchase and expand manufacturing facilities

• Acquire farmland and agricultural operations

• Build community healthcare facilities and assisted living centers

• Install solar, wind, and renewable energy systems

• Modernize dairy processing plants

• Expand food processing operations

• Finance major equipment purchases

And here's the best part: LVRG has direct access to lenders actively funding these programs—and our services are completely free to you. We handle the complexity, match you with the right lender, and get your deal approved and funded in a fraction of the time it would take going bank-to-bank on your own.

Why Rural Michigan Businesses Have a Massive Financing Advantage Right Now

Let's start with a reality check: If you operate a business in a USDA-designated rural area of Michigan (which covers approximately 97% of the state), you have access to government loan programs that urban businesses simply cannot qualify for.

This isn't a small advantage—it's a game-changer.

While Metro Detroit businesses are limited to SBA loans topping out at $5 million, rural Michigan businesses can access:

• USDA Business & Industry Loans: $2M to $25M for business expansion, acquisitions, and equipment

• USDA Community Facilities Loans: $2M to $100M for healthcare, education, and community infrastructure

• USDA Rural Energy for America Loans: $2M to $25M for renewable energy and energy efficiency projects

• SBA 7(a) Loans: $150K to $5M for working capital, real estate, and business acquisitions

• SBA 504 Loans: Up to $20M+ for real estate and equipment (especially with green energy projects)

Translation: If you're a manufacturer in Holland, a dairy farmer in St. Johns, a food processor in Ithaca, a healthcare provider in Petoskey, or a nonprofit in Adrian, you have financing options that most business owners don't even know exist.

Understanding USDA Rural Designation: Does Your Michigan Business Qualify?

First question: Is your business located in a USDA-designated rural area?

The answer for most Michigan businesses: YES.

USDA defines "rural" as any area outside of cities with populations over 50,000. This means that 97% of Michigan's geography qualifies, including thriving small towns and regional business hubs across the state.

Michigan communities that qualify for USDA financing include:

Northern Michigan:

• Traverse City area

• Petoskey and Harbor Springs

• Cadillac

• Gaylord

• Charlevoix

West Michigan (Outside Metro Grand Rapids):

• Holland

• Muskegon (portions)

• Big Rapids

• Ludington

• Manistee

• Fremont

• Newaygo

Central Michigan:

• Mount Pleasant

• Alma

• St. Johns

• Ithaca

• Clare

• Greenville

• Owosso

The Thumb Region:

• Bad Axe

• Caro

• Sandusky

• Port Austin

• Caseville

• Harbor Beach

• Marlette

Southeast Michigan (Outside Metro Detroit):

• Adrian

• Tecumseh

• Hudson

• Blissfield

• Manchester

• Saline (portions)

• Chelsea

• Dexter

• Milan

• Brighton (portions)

• Howell (portions)

• Monroe (portions)

Southern Michigan:

• Jackson

• Hillsdale

• Coldwater

• Albion

• Jonesville

• Reading

• Litchfield

Southwest Michigan:

• Constantine

• Sturgis

• Dowagiac

• Three Rivers

• Paw Paw

• South Haven

• Allegan

• Plainwell

And dozens of other communities across the state.

Not sure if you qualify? We'll verify your USDA eligibility in minutes during our free consultation—and if you don't qualify for USDA programs, you likely still qualify for SBA financing.

Important clarification: The urban cores of Metro Detroit—including Detroit, Dearborn, Warren, Sterling Heights, Pontiac, Troy, and other major cities in Wayne, Oakland, and Macomb counties—do not qualify for USDA rural programs. However, these businesses still qualify for SBA financing with loan amounts from $150K to $5M+. For comprehensive SBA loan options in Metro Detroit and throughout Michigan, see our main SBA loans page.

USDA Business & Industry Loans: $2M-$25M for Rural Business Growth

What It Is

The USDA Business & Industry (B&I) Loan Program is designed specifically to create and preserve employment in rural America by providing capital for business expansion, modernization, and development.

Loan amounts: $2 million to $25 million per borrower
Terms: Up to 30 years (real estate), up to 15 years (equipment), up to 7 years (working capital)
Interest rates: Competitive, negotiated with lender
Guarantee: USDA guarantees up to 80% of the loan

Who Benefits

Michigan businesses perfect for B&I loans:

Manufacturing Operations:

• Tool and die shops expanding production capacity

• Food processing facilities purchasing equipment or expanding operations

• Metal fabrication companies acquiring buildings

• Wood products manufacturers modernizing facilities

• Plastics manufacturers expanding into new markets

Agricultural Businesses:

• Dairy processors building new facilities

• Grain elevators and processing operations

• Livestock operations expanding capacity

• Specialty crop processors (cherries, apples, blueberries)

• Agricultural equipment dealers and service providers

Business Services:

• Rural business parks and industrial developments

• Wholesale and distribution operations

• Business-to-business service providers

• Rural technology companies

Approved Uses

USDA B&I loans can finance:

• Purchase of land, buildings, and real estate

• Construction of new facilities or expansion of existing operations

• Purchase of machinery and equipment

• Working capital for operations and inventory

• Business acquisitions (buying existing companies)

• Refinancing of existing debt under certain conditions

Real Michigan Examples

Dairy Processing (St. Johns): A multi-million dollar dairy processing facility in St. Johns processes over 2.9 billion pounds of milk annually, producing 300+ million pounds of cheese and 20 million pounds of whey protein powder. This world-class operation employs 260 people and wouldn't exist without government-backed financing for rural businesses.

Food Manufacturing (Holland): Request Foods operates three production facilities totaling 903,000 square feet in Holland, Michigan. The company has expanded multiple times using government financing, creating hundreds of jobs in West Michigan.

Soybean Processing (Ithaca): ZFS Ithaca is Michigan's largest soybean processor with a 45-million-bushel-per-year capacity. This operation keeps agricultural revenue in rural Michigan rather than shipping raw materials out of state.

These aren't small deals—they're transformational investments that changed entire communities. And they were all made possible by rural business financing.

USDA Community Facilities Loans: $2M-$100M for Essential Services

What It Is

The USDA Community Facilities program provides financing for essential community infrastructure in rural areas, including healthcare, education, public safety, and community services.

Loan amounts: $2 million to $100 million per borrower
Terms: Up to 40 years
Interest rates: Fixed rates based on Treasury yields
Guarantee: USDA direct loans or guaranteed loans through approved lenders

Who Benefits

Michigan organizations perfect for Community Facilities loans:

Healthcare & Senior Living:

• Hospitals and medical centers in rural communities

• Assisted living facilities

• Nursing homes and memory care facilities

• Dental and medical clinics

• Veterinary clinics serving agricultural communities

Educational Facilities:

• Private schools and academies

• Daycare and childcare centers

• Technical training centers

• Community colleges (certain projects)

Public Services:

• Fire stations and emergency services

• Community centers and libraries

• Parks and recreational facilities

• Public safety infrastructure

Nonprofit Organizations:

• Nonprofit community service organizations

• Faith-based community facilities

• Museums and cultural centers

Why This Matters for Michigan

Rural Michigan communities often struggle to attract private investment for essential services. Community Facilities loans fill this gap, enabling:

• Healthcare access in underserved areas

• Senior care facilities in aging rural communities

• Childcare services that enable parents to work

• Educational facilities that retain young families

Approved Uses

• Construction of new facilities

• Purchase of existing buildings

• Renovation and expansion of facilities

• Equipment purchases for community facilities

• Refinancing of existing debt (under certain conditions)

USDA Rural Energy for America Program (REAP): $2M-$25M for Energy Projects

What It Is

The Rural Energy for America Program (REAP) provides financing specifically for renewable energy systems and energy efficiency improvements in rural businesses and agricultural operations.

Loan amounts: $2 million to $25 million per borrower
Terms: Up to 30 years
Focus: Renewable energy and energy efficiency
Guarantee: USDA guarantees up to 75% of the loan

Who Benefits

Michigan businesses and farms perfect for REAP financing:

Solar Energy Projects:

• Agricultural operations installing solar arrays

• Manufacturing facilities reducing energy costs with solar

• Food processors leveraging solar for operations

• Commercial buildings adding solar capacity

Wind Energy:

• Farms installing wind turbines

• Rural businesses with wind generation capacity

• Agricultural operations in wind-rich areas

Energy Efficiency Upgrades:

• High-efficiency HVAC systems

• LED lighting retrofits

• Building insulation and envelope improvements

• Energy-efficient refrigeration and processing equipment

Biogas & Renewable Fuel:

• Anaerobic digesters for dairy operations

• Biomass energy systems

• Renewable fuel production facilities

Why REAP Matters for Rural Michigan

Energy costs are a massive expense for rural Michigan businesses—especially agricultural operations, food processors, and manufacturers. REAP financing enables businesses to:

• Slash energy costs by 20-50% through solar and efficiency upgrades

• Generate revenue by selling excess solar power back to the grid

• Lock in energy prices and protect against future rate increases

• Access sustainability incentives and tax benefits

• Reduce carbon footprint while improving profitability

Michigan's Renewable Energy Opportunity

Michigan has significant renewable energy potential:

• Solar: Michigan receives more sunlight annually than solar-heavy states like Germany

• Wind: Western and northern Michigan have excellent wind resources

• Biomass: Agricultural waste and forestry byproducts provide biomass fuel

• Geothermal: Ground-source heat pumps work exceptionally well in Michigan's climate

REAP financing makes these projects financially viable for businesses that couldn't afford the upfront capital investment.

SBA Loans for Rural Michigan: When USDA Isn't the Right Fit

Not every rural Michigan business qualifies for USDA programs—but that doesn't mean you're out of options. SBA loans provide flexible, long-term financing for businesses that:

• Need less than $2 million (USDA minimums are typically higher)

• Operate in industries not covered by USDA programs

• Prefer the versatility of SBA 7(a) loans

• Want fixed-rate SBA 504 financing for real estate

SBA 7(a) Loans: Maximum Flexibility for Any Business Purpose

Loan amounts: $150,000 - $5,000,000
Terms: Up to 25 years
Uses: Almost any business purpose

Perfect for:

• Rural manufacturers needing working capital

• Service businesses in small towns

• Restaurants and hospitality in rural tourism areas

• Retail operations in rural communities

• Professional services (accounting, legal, consulting)

Common uses in rural Michigan:

• Business acquisitions (buying competitors or suppliers)

• Commercial real estate purchases

• Equipment financing

• Working capital and expansion

• Debt refinancing

Ready to Explore USDA Financing for Your Rural Michigan Business?

If you operate in a USDA-designated rural area and need substantial growth capital, USDA programs could provide the long-term, competitive financing your business needs.

Call (855) 998-5874

Speak with a rural business financing specialist who can verify your USDA eligibility and explain your options.

Or continue reading to learn about SBA loan options available to rural Michigan businesses, plus how LVRG's process makes government financing simple and fast.

SBA 504 Loans: Fixed-Rate Real Estate & Equipment

SBA portion: Up to $5.5 million per project
Total financing: No maximum (projects can exceed $20M with green energy)
Terms: 10, 20, or 25 years (fixed rate)

Perfect for:

• Rural manufacturers purchasing facilities

• Agricultural businesses buying land and buildings

• Food processors expanding operations

• Renewable energy projects (enhanced green loan limits)

SBA 504 Green Energy Advantage:

Rural Michigan businesses incorporating renewable energy or energy efficiency improvements can access:

• $5.5 million per green project (vs. $5M standard)

• No aggregate limit on green loans

• Qualify by: Reducing energy use 10%, generating 15%+ renewable energy, or sustainable design

This is huge for rural Michigan: A food processor installing solar could finance a $15-20 million facility expansion using multiple green 504 loans—something impossible with conventional financing.

SBA Express: Fast Capital Up to $500K

Loan amounts: Up to $500,000
Timeline: Faster approval than standard SBA loans
Uses: Working capital, equipment, inventory

Perfect for:

• Seasonal businesses needing quick capital

• Rural businesses with time-sensitive opportunities

• Equipment purchases under $500K

Michigan's Rural Business Landscape: Industries We Serve Statewide

Michigan's rural economy is remarkably diverse, extending far beyond traditional agriculture into advanced manufacturing, food processing, healthcare, and renewable energy. From the farmlands of Southeast Michigan to Northern Michigan's manufacturing hubs, from the fruit belt along Lake Michigan to the agricultural heartland of the Thumb—rural businesses across our entire state drive economic growth and community prosperity.

Agriculture & Food Production: From the Thumb to Southwest Michigan

Michigan's agricultural industry generates $125 billion annually and employs nearly 1 million people—about 25% of the state's workforce. Rural Michigan produces over 300 agricultural commodities, making it the second-most agriculturally diverse state in the nation.

Regional agricultural strengths across Michigan:

Southeast Michigan (Lenawee, Monroe, Washtenaw counties):

• Corn and soybeans (major production region)

• Wheat and grain farming

• Livestock and dairy operations

• Specialty crops and farmers markets

• Lenawee County is a major agricultural hub with extensive corn, soybean, wheat, and livestock operations—perfect candidates for USDA Business & Industry loans and REAP renewable energy financing

Southern Michigan (Jackson, Hillsdale counties):

• Diverse crop production

• Dairy farming

• Agricultural services and equipment

• Jackson County manufacturers and food processors frequently use USDA financing to expand operations and modernize facilities

Southwest Michigan (Van Buren, Allegan, St. Joseph counties):

• Blueberries (#3 nationally)

• Wine grapes (140+ commercial wineries)

• Apples and orchard fruits

• Specialty crops and agritourism

The Thumb (Huron, Sanilac, Tuscola counties):

• Dry beans (#1 nationally for black beans, cranberry beans)

• Sugar beets (major production)

• Grain farming and storage

• Dairy operations

West Michigan:

• Asparagus (#1 nationally)

• Cucumbers (#1 for pickling)

• Tart cherries (#1 nationally - 65% of U.S. production)

• Dairy and livestock

Central Michigan:

• Dairy processing hub (St. Johns, Ithaca)

• Soybean processing

• Corn and grain production

Northern Michigan:

• Specialty crops and organic farming

• Livestock operations

• Forestry and timber

• Agritourism

Top commodities across Michigan:

• Dairy: 6th in the nation, 11.4 billion pounds annually

• Dry beans: #1 nationally for black beans, cranberry beans, and small red beans

• Blueberries: #3 nationally

• Tart cherries: #1 nationally (65% of U.S. production)

• Apples: Major producer with $700M+ economic impact

• Cucumbers: #1 for pickling, #3 for fresh market

• Asparagus: #1 nationally

• Corn and soybeans: Over 2 million acres planted

USDA financing is perfect for:

• Dairy operations expanding herds or building facilities

• Fruit and vegetable growers purchasing land or equipment

• Grain operations building storage and processing capacity

• Livestock operations modernizing facilities

Food Processing & Manufacturing

Michigan is home to over 2,000 food processors generating more than $23 billion in economic activity. Rural Michigan communities host major food processing operations serving national and global markets.

Key rural food processing hubs:

Holland (West Michigan): Request Foods operates 900,000+ square feet of production space, producing prepared entrees and skillet meals for major retailers.

St. Johns (Central Michigan): Michigan's largest cheese and whey protein facility processes 2.9 billion pounds of milk annually.

Constantine (Southwest Michigan): Dairy processing facilities reducing carbon footprint while creating rural jobs.

Ithaca (Central Michigan): Michigan's largest soybean processor with 45-million-bushel annual capacity.

Jackson (Southern Michigan): Food processing and distribution operations serving regional markets.

Adrian (Southeast Michigan): Agricultural processing and manufacturing hub in Lenawee County.

Lexington, Standish, and other communities across the state host expanding food processing operations.

USDA financing enables:

• Facility expansion and modernization

• Equipment purchases and upgrades

• Business acquisitions and consolidation

• Working capital for inventory and operations

Manufacturing & Industrial Operations Across Michigan

Rural Michigan has a strong manufacturing heritage, with operations distributed across the entire state—not just concentrated in Metro Detroit or Grand Rapids.

Common rural manufacturing sectors throughout Michigan:

• Metal fabrication and machining (Jackson, Adrian, Holland)

• Automotive suppliers (throughout Southern and Central Michigan)

• Industrial equipment manufacturers (statewide)

• Plastics and composites (West and Southwest Michigan)

• Wood products and furniture (Northern Michigan)

• Building materials (statewide)

• Agricultural equipment and services (rural communities statewide)

Government financing supports:

• Facility purchases and expansions

• Advanced manufacturing equipment

• Automation and technology upgrades

• Business acquisitions

Healthcare & Senior Services in Rural Communities

As Michigan's rural population ages—particularly in Southeast Michigan, Northern Michigan, and throughout the state—demand for healthcare and senior living facilities continues to grow across all rural areas. USDA Community Facilities loans are specifically designed to finance these essential services.

Growing opportunities:

• Assisted living and memory care facilities

• Rural hospitals and medical centers

• Dental and veterinary clinics

• Nursing homes and rehabilitation centers

With loan amounts up to $100 million, Community Facilities financing makes large-scale healthcare infrastructure projects possible in rural Michigan communities.

Renewable Energy & Sustainability

Michigan's rural businesses are increasingly turning to renewable energy to reduce costs and improve sustainability. REAP financing makes these projects economically viable.

Active projects:

• Solar arrays on agricultural operations

• Wind generation on farms and rural businesses

• Energy efficiency upgrades for food processors

• Anaerobic digesters for dairy operations

• Biomass energy systems

How Rural Michigan Businesses Can Actually Get These Loans (Without the Bureaucratic Nightmare)

Let's be honest: Government loan programs sound great in theory, but the reality is often a confusing maze of paperwork, unclear requirements, and banks that don't understand rural business financing.

Here's where LVRG changes the game.

We've built strategic partnerships with lenders who actively fund USDA and SBA loans for rural businesses. We know which banks specialize in dairy operations, which ones excel at manufacturing deals, and which ones have experience with renewable energy projects.

More importantly: we handle the complexity for you.

The LVRG Process for Rural Business Financing

Step 1: Free Consultation & Program Selection

We start by understanding your business, your location, and your capital needs. We'll:

• Verify your USDA eligibility (if applicable)

• Determine which program best fits your situation

• Identify potential qualification issues before they become problems

• Give you an honest assessment of approval likelihood

Step 2: Lender Matching & Application Preparation

We submit your deal to the optimal lender from our network—banks that understand rural business financing and move quickly. We handle:

• Complete application preparation

• Financial statement packaging

• Business plan development (if needed)

• Pre-underwriting to anticipate lender questions

Step 3: Underwriting Support & Deal Management

Once submitted, we stay actively involved throughout the process:

• Respond to lender questions immediately

• Provide additional documentation quickly

• Troubleshoot issues before they derail the deal

• Keep all parties coordinated and moving forward

Step 4: Approval & Funding

Most deals are approved and funded in 45-90 days for USDA loans, 30-45 days for SBA loans. Compare that to 6+ months (or never) with banks that don't specialize in government-backed rural financing.

Why Work with LVRG Instead of Going Directly to Banks?

We're the platform Michigan banks and agricultural lenders refer their clients to when they need USDA or rural SBA financing. Local community banks know we have the specialized lender relationships and expertise to get rural business financing done that they simply can't handle themselves.

Access to specialized lenders: Most local banks don't actively fund USDA loans or understand rural business financing. We work with lenders who do this every day.

Speed: Our lenders prioritize government-backed loans and have streamlined processes. You won't wait months for responses.

Expertise: We've closed hundreds of government-backed loans for rural businesses. We know how to structure deals for approval.

No cost to you: We're compensated by our lending partners, so our services are 100% free to business owners.

Better terms: Because of our volume and relationships, our clients often receive preferential pricing and terms.

Rural Michigan Success Stories: Real Businesses, Real Financing

Dairy Processing Expansion – Central Michigan

The Challenge: A dairy cooperative in central Michigan needed to build a $40 million processing facility to handle increased milk production from member farms. Local banks couldn't handle a deal of this size for a rural cooperative.

The Solution: USDA Business & Industry financing provided the long-term capital needed. The facility now processes billions of pounds of milk annually, employs hundreds of people, and keeps agricultural revenue in Michigan.

The Impact: Member farmers have a guaranteed local market for their milk, eliminating the need to ship out of state. The community gained a major employer and economic anchor.

Food Manufacturing Growth – West Michigan

The Challenge: A food processing company in Holland needed to expand operations to meet growing demand from national retailers. The expansion required purchasing additional real estate and installing specialized equipment.

The Solution: Combination of USDA B&I financing and SBA 504 loans enabled the expansion without draining working capital.

The Result: The company added 198 jobs, expanded to multiple facilities totaling over 900,000 square feet, and became a major regional employer.

Solar Installation – Northern Michigan

The Challenge: A large agricultural operation in northern Michigan was spending $40,000+ annually on electricity. Solar would provide long-term savings but required $850,000 in upfront capital.

The Solution: USDA REAP financing covered the solar installation with a 25-year term, making monthly payments lower than previous electricity costs.

The Result: Immediate positive cash flow, 40% reduction in energy costs, and protection against future rate increases. The system will pay for itself in 12 years and then generate pure savings for decades.

Manufacturing Acquisition – Thumb Region

The Challenge: A metal fabrication company in the Thumb wanted to acquire a competitor to eliminate competition and gain additional capacity. The acquisition required $3.2 million but banks were hesitant about financing a rural manufacturing deal.

The Solution: SBA 7(a) loan structured as a business acquisition with a 25-year term.

The Result: The acquisition doubled the company's revenue, eliminated their primary competitor, and positioned them as the dominant provider in their market. They've since added 25 employees.

Community Healthcare Facility – Southeast Michigan

The Challenge: A rural community in Southeast Michigan needed a new assisted living facility to serve an aging population. The $15 million project couldn't secure conventional financing.

The Solution: USDA Community Facilities loan provided the long-term, fixed-rate financing needed for the project.

The Result: The facility now serves 120 residents, employs 85 people, and provides essential healthcare services that keep seniors in their community rather than relocating to larger cities.

Common Questions About Rural Michigan Business Financing

How do I know if my business qualifies for USDA programs?

Generally, you must be located in a community with a population under 50,000. About 97% of Michigan qualifies. We can verify your eligibility in minutes during a free consultation.

What if I don't qualify for USDA programs?

You likely still qualify for SBA financing, which offers flexible terms and substantial loan amounts. We help you access whichever program is the best fit.

Are interest rates competitive with conventional financing?

Yes. USDA and SBA rates are typically competitive with (or better than) conventional commercial loans, especially when you factor in the longer terms and lower down payments.

How long does the process take?

USDA loans typically take 45-90 days from application to funding. SBA loans are faster at 30-45 days. This is substantially faster than most banks can deliver.

Can I use government financing to refinance existing debt?

In many cases, yes—especially if you're also using proceeds for expansion, equipment, or other business purposes. We'll evaluate your specific situation.

Do I need perfect credit?

No, but you do need reasonable credit and demonstrated ability to repay. We typically look for credit scores of 650+ and profitable business operations.

What industries do you work with?

We work across virtually all rural industries: agriculture, food processing, manufacturing, healthcare, renewable energy, and more. If you're in rural Michigan and operating a legitimate business, we can likely help.

Can nonprofits and healthcare organizations get USDA financing?

Yes! USDA Community Facilities loans (up to $100M) are specifically designed for rural healthcare facilities, schools, community centers, and nonprofit organizations serving rural communities.

Does LVRG charge fees?

No. Our services are 100% free to business owners. We're compensated by our lending partners on the backend.

I'm not in Michigan—can you still help?

Yes. While we're headquartered in Michigan and specialize in Michigan businesses, we fund USDA and SBA loans nationwide through our national lender network.

The Bottom Line: Rural Michigan's Competitive Advantage

Here's what this all comes down to:

If you operate a business in rural Michigan, you have access to financing programs that urban businesses don't. You can access larger loan amounts (up to $100 million for community facilities), longer terms, and programs specifically designed to support businesses like yours.

But only if you know how to navigate the process.

Most rural business owners never access these programs because:

• They don't know they exist

• They assume they won't qualify

• They contact banks that don't understand rural financing

• They get lost in bureaucratic complexity and give up

That's where LVRG eliminates the barriers.

We have the lender relationships, the expertise, and the track record to get your rural Michigan business financed—whether you need $200,000 for equipment or $20 million for a facility expansion, or $100 million for a community healthcare facility.

We've helped:

• Dairy operations finance processing facilities

• Manufacturers acquire competitors

• Food processors expand capacity

• Agricultural businesses install renewable energy

• Healthcare providers build essential facilities

• Rural communities develop critical infrastructure

And we can help you.

Ready to Access Government Financing for Your Rural Michigan Business?

Stop letting financing constraints hold back your growth. Whether you're in Traverse City or the Thumb, Southeast Michigan or Southwest Michigan, LVRG can connect you with the capital you need to expand, modernize, or transform your business.

Call Now: (855) 998-5874

Speak directly with a government lending specialist who understands rural Michigan business financing.

Or Click Below to Get Started:

[APPLY NOW - Get Your Free Consultation]

Complete our simple online application and receive a response within 24 hours. We'll review your situation, determine which programs you qualify for, and outline your best financing options.

Remember: Our services are 100% FREE. You pay nothing. We're compensated by our lending partners, so you get expert guidance, faster approvals, and better terms at zero cost to you.

Your rural Michigan business has a competitive advantage—use it.

Call (855) 998-5874 or apply online now.