Fast Affordable Brewery Loans: Brewery Financing That Makes Sense!

Having trouble obtaining a bank loan to grow your brewery? You're not alone. In fact, roughly 80% of all small business loans (brewery loans included) get denied at traditional lending institutions; the 20% that actually get approved are put through the most rigorous, exhausting and frustrating loan process one could ever imagine. Assuming you have perfect credit, a perfect credit history, been in business for at least 2 years, stellar debt ratios, countless hours of free time on your hands to gather documents, and have no concern with putting up your home as collateral, you can still plan on waiting anywhere from 2-6 months to close a bank loan and get cash in your hand. Because owning a brewery has so many fast moving parts, and most brewery owners do not fit bank mandated criteria for one reason or another, going the bank route is simply not an option, or even realistic for a myriad of reasons. 

Have no fear, LVRG is here! LVRG Funding is a recognized leader in the brewery finance space, providing the best brewery loan options available, coupled with speed and transparency. We are excited to offer brewery owners throughout the country, a new brewery loan option that is fast, affordable and makes sense!  

Highlights -

  • Loan size: $25,000 to $1 Million
  • Terms: 1, 2, 3,4, and 5 year terms
  • Annual interest rates: 5.49% - 27.79%, monthly principal and interest repayments
  • Fast & easy process: 10 minute online application, funding within 7-10 days

Acceptable uses of proceeds:

  • Working capital (supplies/materials, accrued expenses, marketing expenses, new hires, receivables gap, etc.)
  • Refinance of business debt
  • Equipment purchase - Click here for brewery equipment
  • Inventory purchase
  • Product/service expansion
  • Leasehold improvements
  • Management buy-out ONLY for C-corporations that can hold treasury stock
  • Opening an additional business location
  • Business acquisition

Credit Criteria:

  • Borrower FICO ≥ 620
  • Business revenue (most recent year) ≥ $150,000
  • Business net income (at least 1 of the last 2 years) ≥ $0
  • Years in business ≥ 2 years
  • Bankruptcies (﹤ 7 years) or criminal activity No prior history
  • No tax liens or judgments